Anshuman Singh

• Leading the credit risk management teams for the infrastructure (project and structured finance) division since May 2023; SME finance division (supply chain, asset-backed financing) since December 2023; and motor finance since December 2024.
• Developed credit and risk policies, structured credit transactions, monitored portfolio performance, designed trigger-based controls, conducted market surveillance, and benchmarked industry standards for effective portfolio management.
• Led the motor finance risk managers' team to transform / restate the credit underwriting policy and transaction guidelines, as per the risk return framework of the organization for the merger of a loss-making business entity. The business registered a break-even point at the end of fiscal 2026.
• Launched project to design scalable, multi-stakeholder group exposure limit management system, ensuring live tracking of direct and indirect group exposures.
• Enhanced early delinquency monitoring systems for SME and motor finance divisions through engagement with stakeholders across business origination, credit, credit administration, operations, enterprise risk, fraud risk, and compliance.
• Launched a project for the design of a scalable and multi-stakeholder usable group exposure limit management system in April 2026, to ensure live tracking of direct and indirect group exposures.

• Underwrote project and corporate debt transactions across sectors including renewable energy, transportation, airports, power transmission, logistics, e-mobility, biofuels, waste to energy, water treatment, energy efficiency, real estate development, smart metering, telecom and city gas distribution.
• Underwrote transactions worth approximately Rs 40,000 crore, with a team of six seasoned credit managers.
• Responsible for underwriting project and corporate debt transactions across various sectors – renewable energy projects, transportation, airports, power transmission, logistics and warehousing, e-mobility, biofuels, waste to energy, water treatment, energy efficiency, and other sectors like real estate development, smart metering, energy efficiency, and city gas distribution.
• Managed responsibilities as Head of Credit Underwriting and Credit Administration departments for two years, ensuring seamless operation across both areas.
• Collaborated with a cross-functional team to implement key digitalization projects in the organization.

• Executed debt refinance transactions in infrastructure sectors while collaborating with a team of three relationship managers.
• Managed assets of over Rs. 3,000 crores and underwrote transactions worth Rs. 4,000 crores in a span of 2 years, across road, energy, and port projects.
• Structured credit proposals for acquisition-related debt refinancing for large asset portfolios in renewable energy and transportation sub-sectors.
• Structured credit proposals for acquisition-related debt refinancing, enabling financing for large asset portfolios in renewable energy, and transportation sub-sectors.
• Liaised with NHAI for refinancing of operational road projects, facilitating compliance with regulatory requirements, and ensuring project viability.

Commercial Lending

• Credit underwriting for structured finance deals and lending to financial institutions.
• Facilitated sanctions and disbursements of Rs. 500 crores for new products, enhancing product portfolio within a year.

Infrastructure Portfolio

• Analyzed and facilitated Rs. 1,000 crore in debt proposals for infrastructure companies, supporting projects in power, roads, and ports.
• Remedial and stressed asset management of a portfolio of around Rs. 500 crore.
• Formulated accelerated provisioning policy and implemented risk monitoring system to identify early signs of asset stress.
• Prepared board approval notes for entry into solar power financing.

• Supported a leading power project developer to raise debt for a 1,320 MW power plant.
• Conducted commercial due diligence for power assets of over 4,000 MW for two leading PE firms.
• Developed decentralized distributed power generation business model with measures for biomass sourcing in Gujarat, Maharashtra, and Karnataka.
• Formulated strategy for construction company entry into thermal power EPC business and established international technology partnership frameworks.
• Developed business plan, forged technology alliances for mid-sized thermal power plants, and deployed roll-out plan.
• Advised a highway developer to enhance capital efficiency by implementing lean construction techniques in one of its national highway projects running over 200 km.

• Planned and budgeted for ecological restoration in two tehsils of Udaipur District, Rajasthan, India.
• Secured funding for the implementation of pilot biogas plants in selected village households across Udaipur District, enhancing sustainable energy access. Over 20 plants constructed and 6 of them saw real positive impact.
• Coordinated outreach and training program for the village community team on resource management, watershed conservation, and agricultural practices, facilitating exposure to best practices through field visits.