Anu Anand
Bengaluru
Summary
Experienced KYC Analyst with 2.7 years of expertise in conducting thorough KYC checks and ensuring compliance with regulatory requirements. Skilled in reviewing and analyzing customer data, identifying discrepancies, and implementing customer due diligence procedures. Proficient in monitoring customer accounts for suspicious activity, developing automated processes, and working closely with internal teams to ensure smooth completion of all activities. Adept at transaction monitoring, SAR writing, and handling disputes within federal guidance. Possess a Bachelor's degree in Computer Application and an MBA from reputable institutions. Seeking to leverage strong analytical thinking, data analysis, and compliance management skills in a challenging KYC Analyst role.
Overview
3
3
years of professional experience
Work History
KYC Analyst
Trigent
Bengaluru
04.2023 - 05.2024
- As a KYC Analyst at Trigent, I conducted thorough KYC checks and ensured compliance with regulatory requirements.
- Reviewing and analyzing customer data and documentation to verify the identity and assess the risk level of customers.
- Verifies all aspects of Client Identification Program (CIP) and necessary account opening documents are provided and in accordance with Know your customer (KYC).
- Keenly reviewing Trust documentation and other verification of documents that relates to the Trusts to assess the risk associated with customers.
- Identifying any discrepancies or red flags and taking appropriate actions.
- Monitoring customer accounts for suspicious activity and initiating investigations when necessary.
- Developing and implementing customer due diligence (CDD) procedures to verify the identity of customers.
- Working closely with internal teams for ensuring smooth completion of all activities with respect to issuance of policies and follow guidelines of internal audit.
- Developing automated processes to monitor customer transactions and detect suspicious patterns.
- Reviewed customer documents and information to ensure compliance with KYC regulations.
- Analyzed customer data to identify suspicious activity or potential money laundering schemes.
- Updated client profiles with relevant KYC information.
- Participated in regular training sessions to stay up-to-date on industry trends.
- Provided support and guidance to colleagues to maintain a collaborative work environment.
- Collaborated closely with team members to achieve project objectives and meet deadlines.
- Prioritized and organized tasks to efficiently accomplish service goals.
Associate
Genpact
Bengaluru
01.2021 - 07.2022
- During my tenure as an Associate at Genpact, I played a key role in handling various responsibilities related to the field.
- 1 year of experience in Sanctions, Transaction monitoring and SAR writing capacity or equivalent experience or education.
- Extreme attention to detail, willingness to dig into the rabbit hole to understand the situation when standard methods and procedures do not produce results.
- Watchlist program alert handling and case management (country alerts, sanctions, TM).
- Transaction rule design to identify unusual activity requiring review or investigation including for new Typologies.
- Operating within agreed business SLA's and confidentiality standards.
- Analyzed customer data to identify suspicious activity or potential money laundering schemes.
- Identified customer risk levels based on established criteria.
- Assisted in the investigation of fraudulent transactions and related activities.
- Reviewed customer financial data to ascertain level of risk involved for extending credit.
- Updated client profiles with relevant KYC information.
- Monitored accounts for changes in activity that could indicate fraud or suspicious behavior.
- Participated in regular training sessions to stay up-to-date on industry trends.
- Investigated suspicious activity alerts generated by the system according to established procedures.
- Identified potential risks associated with changes made to customer screening rulesets and prepared mitigating action plans as needed.
- Conducted regular reviews of existing customer screening rulesets to ensure compliance with regulatory requirements.
- Maintained an up-to-date knowledge of current international AML laws, regulations and guidelines.
- Prepared detailed reports on all investigations conducted, including findings, recommendations and follow-up actions taken.
- Participated in periodic audits of the organization's AML compliance program.
- Performed regular reviews of customer profiles and transaction histories for potential risks.
- Analyzed suspicious transaction patterns to detect any fraudulent activities.
- Evaluated customer account information against known watch lists or sanctions lists provided by government agencies.
- Conducted investigations and took appropriate actions to resolve concerns.
- Completed day-to-day duties accurately and efficiently.
- Managed time effectively to ensure tasks were completed on schedule and deadlines were met.
Education
MBA -
Manipal University
Jaipur12.2024
Bachelor of computer application -
Maharani lakshmani ammani college
Bengaluru08.2020
PUC -
Shoenstatt st.Mary's PU college for women's
Bengaluru04.2017
SSLC -
Shoenstatt st.Mary's High school
Bengaluru04.2015
Skills
- Regulatory and Compliance knowledge
- CDD, EDD, OFAC, BSA knowledge
- PEP and Sanction screening knowledge
- SAR, STR and TTR knowledge
- Compliance Management
- Analytical Thinking
- Microsoft Office Proficiency
- C
- C
- HTML
- PYTHON
- ASPNET
- SQL
Hobbies and Interests
- Drawing
- Painting
- Reading
- Creative writing
- Listening to music
Personal Information
- Date of Birth: 11/21/98
- Nationality: Indian
Languages
English
Proficient
C2
Kannada
Proficient
C2
Malayalam
Proficient
C2
Hindi
Elementary
A2
Tamil
Intermediate
B1
Certification courses
- Tally - Schoentatt st.marys PU college for Women's (Aug 2016 - Dec 2016)
- CCNA - Maharani Lakshmi Ammani college for Women's( Feb 2018 - Apr 2018 )
- Asp.net - Maharani Lakshmi Ammani college for Women's ( April 2019 - Apri 2019 )
- Fraud Investigation and Internal Audit (2024 - 2027)
- Information Risk Management overview ( 2024 - 2027)
- Forensic Accounting and Fraud Examination ( 2024 - 2027 )
- Insurance Fraud in cooperates and Insurace Fraud Risk Management. (2024 - 2027)
- Risk assessment on virtual currency payment product and services (VCPPS) ( 2025 - 2028 )
- Digital Risk Management (2025 - 2028)
- Financial Technology and Fintech Risk Management ( 2025 - 2028 )
- Global Compliance overview ( 2025 - 2028 )
Timeline
KYC Analyst
Trigent
04.2023 - 05.2024
Associate
Genpact
01.2021 - 07.2022
MBA -
Manipal University
Bachelor of computer application -
Maharani lakshmani ammani college
PUC -
Shoenstatt st.Mary's PU college for women's
SSLC -
Shoenstatt st.Mary's High school