Anuj Kumar
Chapra
Summary
Dynamic Credit Officer with a proven track record at Utkarsh Small Finance, adept at evaluating credit applications and mitigating financial risk. Skilled in TALLY and EXCEL, I excel in customer engagement and problem resolution, ensuring client satisfaction and informed decision-making. Committed to delivering results and enhancing operational efficiency.
Dedicated Credit Officer knowledgeable about assessing financial documents, organizing applications, and providing recommendations for approval or disapproval. Meticulously organized and systematic with strong judgment and critical thinking skills. Looking for a permanent role with room for career growth.
Overview
2
2
years of professional experience
3
3
years of post-secondary education
Work History
Credit Officer
Utkarsh small finance
Chhapra
01.2025 - Current
- Evaluated credit applications for loan approvals and customer eligibility.
- Assisted clients in understanding loan products and repayment options.
- Analyzed credit reports to assess financial risk and make informed decisions.
- Maintained accurate records of client interactions and loan documentation.
Sales and Service Representative
Swaraj Chhapra
Chhapra
03.2024 - 12.2024
- Assisted customers in selecting products and services to meet their needs.
- Processed sales transactions efficiently using point-of-sale systems.
- Addressed customer inquiries and resolved issues promptly to enhance satisfaction.
- Maintained knowledge of product features to provide accurate information.
Education
Bachelor of Arts - History
OTM Collage Motipur
Muzaffarpur 05.2020 - 06.2023
Skills
- DCA
- TALLY
- EXCEL
- ADCA
Languages
Hindi
First Language
English
Beginner (A1)
A1
Bhojpuri
Upper Intermediate (B2)
B2
Strength
- Quick learner
- Good influencer
- Good convenience power
Timeline
Credit Officer
Utkarsh small finance
01.2025 - Current
Sales and Service Representative
Swaraj Chhapra
03.2024 - 12.2024
Bachelor of Arts - History
OTM Collage Motipur
05.2020 - 06.2023