Obtain a challenging leadership position applying creative problem solving and lean management skills with a growing company to achieve optimum utilisation of its resources and maximum profits. Fast Learner and confident, Innovative and creative thinking, Ready to adapt change.
Overview
16
16
years of professional experience
Work History
Chief Manager (Corporate Leasing)
Quiklyz (Mahindra and Mahindra Financial Services Ltd
Pune
01.2024 - Current
Achieve organisational goals and maintain high productivity levels.
Monitored competitor activity closely, using insights to devise strategies for maintaining a competitive edge in the industry.
Directed marketing efforts leading to increased brand awareness and a growing customer base.
Optimized resource allocation, ensuring efficient use of personnel, materials, and equipment in achieving objectives.
Led successful cost-saving initiatives, reducing expenses while maintaining quality standards.
Increased revenue generation by identifying new business opportunities and expanding existing client relationships.
Improved communication across departments, fostering collaboration and enhancing overall operational effectiveness.
Collaborated with cross-functional teams to optimize workflow processes, increasing overall productivity rates.
Established strong relationships with key stakeholders, ensuring timely delivery on purchase orders and customer satisfaction.
Brainstormed and developed sales strategies to achieve short and long term sales revenue objectives.
Managed senior-level personnel working in marketing and sales capacities.
Maintained positive customer relations by addressing problems head-on and implementing successful corrective actions.
Process Lead ( AVP)
YES Bank Ltd
01.2023 - Current
Work on Process improvements and new product to support wheelbase business team
Prepare business case for new requirement
Work jointly with all department for new product and process implementation
Need and analysis of new product and process regarding cost benefits or regulatory requirement
Present new process and product proposal to senior management
Prepare PPAC and Process notes for new product launch
Coordinate with senior management for approval of new process and product
Visit of field to understand competition benchmarking
Continue tracking of MIS and maintain the note regarding benefits of new product and process
Involve in journey of new process and product E2E
Achievement: Implemented STP process for Auto loan.
Territory Sales Manager
Tata Motors Finance Ltd
02.2021 - 12.2022
Lead a team of Business Development Managers plan, execute and achieve through team the budgeted branch targets related to TATA Commercial vehicle finance business for Pune location
Majorly involve in Fleet deals and retain Strategic and super strategic clients for future prospects
Work closely with TML team (TSM and SPM) for retail and Strategic business
Identify new channels for sourcing and develop them to increase business
Ensure Portfolio Quality for the Products (Vehicle loans- TATA Commercial range of Vehicles) in the location while maintaining service levels (TAT)
Closely monitor nonstarters / NPA's / Delinquency levels and know channels and their sourcing pattern
Work closely with functions such as Sales/Operations/Collections/Credit/Cross Sell/RCU etc
Maintain a smooth flow of activities at the location, ensuring PDD Collection and closely working with Audit and Compliance guidelines for better control
Relationship Management & development with respective Dealer/DSA/TML
Achievements: Achieved Disbursement of 11.38 Cr in only ILSCV Trucks in Month of Sep-21( Ever Highest of the branch ), Also have an achiever of the every Month in Q2(July'21/Aug'21/Sept'21) in West 1 region, Close lowest 30+ with 2.2%.
Sales Manager
Volkswagen Finance Pvt Ltd
03.2015 - 12.2020
Retail new car loan, used car loan, wholesale product of Volkswagen and Skoda dealers of Pune, Aurangabad and Ahmednagar Location
Maintain good relationship with dealer principle and seniors team for retail and wholesale product business
Closely work with brand for monthly/annual target achievement
Maintain all criteria as per company policy
Achievements: Sales Manager of the year for 2017 and 2018.
District Manager
Home Credit India Finance Pvt Ltd
06.2013 - 03.2015
Taking care of Two-wheeler, consumer durable, cash loans for Pune Location
Maintain good relationship with dealers and time up with new dealer's to generate new business
Recruit SA, Maintain MIS
Track for timely disbursement and incentive to dealers
Achievement: Timely complete all survey and need analyses of Pune Market
Empanel highest no's of Dealers and generate business.
Deputy Manager
Indusind Bank Ltd
03.2012 - 05.2013
Responsible for overall portfolio of TW business
Taking care of sales, credit and collection
Maintain good relationship with Dealer team
Source new channels for business
Maintain all MIS regarding business, Collection and dealer payouts
Ensure to get incentives and payouts of dealer and sales team on time
Achievement: Maintain lowest delinquency and maintain productivity of sales team.
Field Credit Officer
Ujjivan Financial Services Pvt Ltd.
10.2010 - 01.2012
Taking care of credit, collection of Pune and Nashik total 7 branches
Assist RCM for collection and any new process implementation
Need and assessment survey and maintain report for new product launch
Collection of write off cases and absconding cases
Achievement: Contribution in STPL need analysis and product launch
Resolve ~120 technical payment issue cases in a month
Resolve ~10 absconding cases.
Business Development Manager
Tata Motors Finance Ltd ( E-Nxt financial Ltd)
12.2009 - 10.2010
Taking care of retails Commercial Vehicle loans
Maintain relationship with dealer and DSA to generate new business
Maintain PDD as per company policy
Source retail as well fleet deals from open market or reference
Achievement: Timely process all Multiple unit deals
Maintain good portfolio and timely PDD updation.
Field Executive
Shriram Transport Finance co ltd
04.2008 - 05.2009
Taking care of CV, CE, PV portfolio for amravati location new and used
Generate new business from open market
Empanel new channels for business and retain to channels
Maintain hygiene of the business
Achievement: Maintain good portfolio
Continues performer with maintaining hygiene of company like PDD.
Education
Bachelor of Business Administration - undefined
Sant Gadgebaba Amravati University
Higher Secondary Certificate (HSC) - undefined
Secondary School Certificate (SSC) - undefined
Skills
Strategic planning
undefined
Personal Information
Date of Birth: 01/20/83
Timeline
Chief Manager (Corporate Leasing)
Quiklyz (Mahindra and Mahindra Financial Services Ltd
Purchase and Project Lead Managing ITSM Support at Mahindra and Mahindra Financial Services Ltd.Purchase and Project Lead Managing ITSM Support at Mahindra and Mahindra Financial Services Ltd.