Dynamic Chief Business/Risk Officer with a proven track record at Instanow Info Systems Pvt Ltd, excelling in strategy planning and risk management. Adept at driving business growth through innovative solutions and strong client relationships. Recognized for leadership in fostering high-performing teams and ensuring compliance with regulatory standards.
Overview
21
21
years of professional experience
1
1
Certification
Work History
Chief Business/Risk Officer
Instanow Info Systems Pvt Ltd
Goa
12.2022 - Current
Develop and implement business strategies that support the company’s long-term vision and goals
Work closely with other senior leaders to ensure that all business operations are aligned with the company’s overall strategy
Oversee the development and execution of business plans and budgets and ensure that all business operations are aligned with these plans
Build and lead a strong team of professionals, and foster a culture of innovation, collaboration, and excellence
Identify and pursue new business opportunities, including partnerships, joint ventures, and acquisitions
Monitor market trends and competitive landscape and adapt business strategies as needed to ensure long-term success
Develop and maintain relationships with key stakeholders, including customers, partners, suppliers, and investors
Collaborate with other senior leaders to develop and execute marketing and sales strategies that drive growth
Ensure that the company is compliant with all relevant laws, regulations, and industry standards
Risk Identification and Assessment: Identify potential risks that could affect the organization’s assets, profitability, or reputation
Conduct risk assessments to evaluate the likelihood and impact of identified risks
Risk Management Strategies: Develop and implement risk management strategies and policies
Propose and enforce procedures to minimize risks
Risk Monitoring: Continuously monitor the company’s risk exposure and report on the effectiveness of risk management strategies
Use risk assessment tools and techniques to aid in monitoring processes
Compliance and Regulatory Adherence: Ensure that the organization complies with relevant regulations, standards, and internal policies regarding risk
Stay updated on changes in legislation that could impact organizational risk
Reporting: Prepare risk reports and communicate risk issues to senior management and the board
Present risk analysis and assessments to stakeholders to aid in decision-making
Training and Awareness: Conduct training sessions for staff to promote risk awareness throughout the organization
Develop a risk culture within the organization where employees understand and actively manage risks
Collaboration: Work closely with various departments (finance, operations, compliance, etc.) to ensure a holistic approach to risk management
Collaborate with external auditors or consultants as necessary
Crisis Management: Assist in the development of crisis management plans and business continuity strategies
Facilitate simulations and drills to prepare for potential crises
Branch Head AVP
IDFC BANK LTD
Delhi
12.2015 - 11.2020
Played a key role in setting up the operations
Determine and formulate policies and business strategies and provide overall direction to the team
Plan, direct, and coordinate operational activities with the help of subordinate managers
Strategically secure profitable business and build long term relationship with clients
Manage portfolio of HNI clients
Initiate measures for retention of the client’s by providing the best possible services
Involvement in cross-selling of financial products and services after evaluating client’s profile and requirement
Direct retail trade & foreign exchange operations for clients
Liaison with business leaders and customers to prepare business and product requirements for new initiatives
Coordinate with vendors and arranging various branch activities
Manage Branch vendors tie ups, negotiations & PO release
Conduct vendor reviews to address issues and explore new opportunities to improve profitability
Monitor vendors for best quality, quantity & time execution
Sr. Manager
HDFC BANK LTD
09.2007 - 12.2015
Built credibility and establish rapport with clients to achieve business objectives
Addressed client needs and built financial plans while striving to outperform and exceed prior profitability and revenues
Supervised team size of 7 branch staff members, direct sales team members with the branch
Developed a positive working environment to enhance productivity through personal impact by way of team meetings
Devised & directed implementation of strategies to build client preference
Evaluate client’s credit payment history, assets, liabilities, and earnings history to determine their suitability for credit term
Identified and recommended changes and enhancements to the Bank’s lending policies and procedures, to best serve community and current market needs
Generated & updated MIS reports for clients and advising beneficial financial operations
Involvement in cash management & Forex transaction
Handling front-end operations for Savings, Current & Fixed Deposits, collection and remittances of funds, etc
Handled customer centric banking operations & ensuring customer satisfaction by achieving delivery & service quality norms
Managed branch admin works and branch service vendor’s agreement, billings, vendor services and quality while performing regular cost saving
Senior Officer
Standard Chartered Bank
08.2004 - 09.2007
Supervised operations for Savings, Current & Fixed deposits, collection and remittances of funds, Cash Management for branch as well as extending priority banking services
Education
CERTIFICATION - KYC-AML & CDD
NISM
01-2025
Certified Microsoft Power BI Data Analyst -
Henry Harvin
12.2024
General Management Program -
IIM Nagpur
12.2022
PGDM - CRM
SCDL, Pune
Pune
12.2008
BA - History Hons.
Delhi University
Delhi
12.2004
Skills
Strategy Planning
Portfolio Management
Business Development
Vendor Management
Operations Management
Key Account Management
Financial Planning
Leadership & Team Management
Host
Finware
Risk management
Data analysis
Compliance standards
Client relationship management
Team leadership
Problem solving
Customer communication
Due diligence
Risk assessment
Certified Anti-money laundering specialist
Time management
Regulatory compliance
Teamwork
Multitasking Abilities
Certification
Analyzing and Visualizing Data with Microsoft Power BI, Henry Harvin Education
KYC/AML, National Institute of Securities Markets (NISM)