Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
29
29
years of professional experience
1995
1995
years of post-secondary education
3
3
Languages
Work History
Head Product & Process – TASC
Bandhan Bank Limited
09.2024 - Current
Strategic vision and operational execution across product development, process optimization, budgeting, manpower planning, regulatory compliance, and audit management, ensuring alignment with organizational goals and driving significant business growth
Established and nurtured strategic alliances with leading fintech partners, identifying innovative opportunities to enhance product offerings and deliver cutting-edge solutions
Played a key role in shaping joint ventures that expanded market reach and optimized product propositions, driving revenue growth and competitive advantage
Provided high-level strategic guidance and data-driven insights to senior management, empowering decision-makers with the tools and information necessary to navigate complex business challenges
Adherence to stringent regulatory frameworks, overseeing the end-to-end compliance process
Managed comprehensive audit reviews, identifying risks and implementing corrective actions to ensure operational integrity
Recognized as a subject matter expert, developed and implemented robust training programs for frontline staff and branch teams, enhancing their skill sets and improving overall performance
Delivered hands-on mentorship, facilitating continuous professional development
Spearheaded collaboration across various business channels, driving a unified approach to problem-solving and growth
Fostered strong interdepartmental relationships that enhanced resource utilization, streamlined decision-making, and supported the seamless execution of key strategic initiatives
Vice President Liabilities – TASC
Axis Bank Limited
06.2023 - 08.2024
Directed strategic planning and oversight for product development, process optimization, budgeting, manpower planning, regulatory compliance, and audit management for the segment
Fostered collaboration across various channels to enhance synergy and drive business growth
Formed strategic alliances with fintech partners to explore new opportunities and improve product propositions
Provided valuable strategic and analytical insights to both team members and senior management
Ensured adherence to compliance requirements and managed audit processes effectively
Acted as a subject matter expert, providing comprehensive training and support to frontline staff & Branches enhancing their proficiency and performance
Associate Director – Client Acquisition – TASC & GBG Segment
Standard Chartered Bank
07.2020 - 05.2023
Provided strategic and product-related support to the frontline teams, specifically for TASC (Non-Profit Organizations) and the Government Banking Segment within the bank
Offered expert guidance and training to newly onboarded frontline sales personnel regarding TASC and Government Banking Groups (GBG) to enhance their effectiveness
Oversaw and managed relationships with fintech partners, collaborating to explore new avenues for improving customer experience
Delivered Management Information Systems (MIS) support to streamline reporting and decision-making processes
Assistant Vice President – Retail Product Team
Axis Bank Limited
04.2019 - 06.2020
Lead for Product and Business Compliance for TASC (NPOs), FCRA, Pension, BSBD account
Periodic Reviews, Evaluation & Enhancement of the Product based on Market Feedback & Competition Mapping
Product Training & Hand Holding for Sales & Branch Team
Meeting the Compliance and Audit requirement for the Products
Building long term relationship with Customer with enhanced product suite with Focus Group Meetings
Cross Functional collaboration for Value addition for the Segment
Assistant Vice President – Customer Service
Axis Bank Limited
10.2017 - 03.2019
Heading the Governance and Analytical part for Customer Experience team
Analysing the customer complaints for better Service and process improvement
Analytical support for enhancing the experience for Premium Segment
System enhancement based on user feedback for better productivity and system support
Assistant Vice President – Retail Banking
Axis Bank Limited
12.2008 - 10.2017
Handling the entire Gamut of Product and Process for Non-Profit Motive Organisation
Responsible for Delivering the Segment Budget through dedicated Channel
Coordinating with various business groups (Technology, Marketing, Operations etc.) for product enhancement and to meet Regulator’s guidelines
Periodic Product Reviews, Evaluation, Compliance & Enhancement of the Product based on Market Feedback
Product Training & Marketing for Sales Team including Branch Sales Manager and Sales Team
Product Manager - Retail Liabilities Group
ICICI Bank Limited
12.2005 - 12.2008
Product Review, enhancement and evaluation of various Product for entities having Non Profit Motive
Product Training
Coordinating with various business groups (Technology, Marketing, Operations etc.) for product enhancement and to ensure compliance with RBI guidelines
Ensuring generation of revenues through cross sell
Handling general and escalated queries of Internal and External customers related to Products
Manager – Investments and Services
ICICI Bank Limited
12.2004 - 11.2005
Corporate and Retail Sales of Third Party Product through Branches owing Fee target
New Business Development & Customer Relationship Management
Leading a Team of dedicated Financial Counsellor, Life and General Insurance Advisor's
Recruiting and Training of Financial Counsellor
Regional Manager – Sales & Marketing
Asahi India Glass Limited
02.1996 - 12.2004
Making monthly Sales Plan of the Dept., Analysing the sales trend & competition in industry & Import
Participating in making strategic decision regarding price, Monitoring the prices all India – Self and competitors, Analysis of Profitability
Market Development through “Focus Group Meets” for Architects, Builders & Specifiers, analysis of All India Distribution Network, Monitoring the Sales promotional schemes – Self and competitors
To set up complete Information flow system linking Zones, Exports Div
& Factory, Collecting and Managing competition bench marking, Credit Control
Project Owner for Order Management section in implementation of Oracle 11i for S&M Dept
Education
MBA - Marketing & Finance
Aligarh Muslim University
B.Sc. (Hons) - Chemistry
Aligarh Muslim University
Skills
Friendly, positive attitude
Personal Information
Date of Birth: 05/20/73
Timeline
Head Product & Process – TASC
Bandhan Bank Limited
09.2024 - Current
Vice President Liabilities – TASC
Axis Bank Limited
06.2023 - 08.2024
Associate Director – Client Acquisition – TASC & GBG Segment
Standard Chartered Bank
07.2020 - 05.2023
Assistant Vice President – Retail Product Team
Axis Bank Limited
04.2019 - 06.2020
Assistant Vice President – Customer Service
Axis Bank Limited
10.2017 - 03.2019
Assistant Vice President – Retail Banking
Axis Bank Limited
12.2008 - 10.2017
Product Manager - Retail Liabilities Group
ICICI Bank Limited
12.2005 - 12.2008
Manager – Investments and Services
ICICI Bank Limited
12.2004 - 11.2005
Regional Manager – Sales & Marketing
Asahi India Glass Limited
02.1996 - 12.2004
B.Sc. (Hons) - Chemistry
Aligarh Muslim University
MBA - Marketing & Finance
Aligarh Muslim University
Similar Profiles
Umesh Sitaram SutarUmesh Sitaram Sutar
AREA CREDIT MANAGER, CREDIT & RISK at BANDHAN BANK LIMITEDAREA CREDIT MANAGER, CREDIT & RISK at BANDHAN BANK LIMITED