Aparajita Ghosh
Lead Consultant in Social Sector
Bengaluru,KA
Summary
Offering positive, upbeat demeanor with strong organizational and communication skills. Possesses foundational knowledge in strategic financial planning and designing organizational policies with proficiency in budgeting, forecasting, due diligence of funds utilization, whistle-blowing investigations and administrative tasks. Ready to contribute to create a positive workplace environment with the right policies.
Overview
14
14
years of professional experience
2011
2011
years of post-secondary education
3
3
Languages
Work History
Lead Consultant Project Management, Governance & Finances
Indienhilfe e.V.
04.2016 - Current
- Roll out policies and SOP in compliance with Indian laws and regulations and setup criteria for good/ transparent governance
- Project monitoring and funds utilization with focus on financial due diligence. Investigate unreasonable expenses/expenses not in line with the plan/SOP.
- Ensure compliance to human resource policies and procedures including compliance to minimum wages, retirement benefits, performance appraisal
- Continuous monitoring and hand holding support to partners for ensuring timely submission of quality reports related to the supported project
Finance and HR Administrator
Kolkata Trust for Human Development
04.2024 - Current
- Formulating and implementation of HR policies, Finance Manual, Whistle-blower policy, Conflict of Interest Policy and PoSH policies;
- Reviewing monthly accounts and monitoring adherence to sanctioned budget and Finance Manual;
- Preparing dossier, presentation and finance reports showcasing the project activities along with a view on the end utilization of donations/funds
Credit Manager
Atelier Finserve Private Limited
11.2014 - 09.2015
- Evaluation of proposal and financial viability of the business/project for bank financing
- Conducted due diligence of the clients
- Preparing project reports (including projections, cash flows) and snapshots of the client
- Liaison with client and bank for taking the proposal forward
- Competent with legal search and valuation process of collateral securities
Assistant Manager
ICICI Bank Limited
12.2012 - 11.2014
- Solution Manager in Small & Medium Enterprises and Agriculture Group (SMEAG) delivering suitable financial products to companies requiring bank finance of more than Rs 5 crores upto Rs 25 Crore
- Performing detailed financial analysis of the company by way of preparation of Credit Monitoring Arrangement (CMA), bank statement analysis, followed by coordinating with risk group to evaluate the credit the credit risk and industry risk
- Taking care of complex transactions of the clients like back to back letter of credit, issuance of counter bank guarantee etc
- Coordinating, developing and maintaining relation with various verticals within the bank namely retail branches, corporate group, trade desks etc to source new clients
Assistant Manager
ICICI Bank Limited
08.2011 - 12.2012
- Credit Analyst in International Financial Institutions Group (IFIG)
- Responsible for studying reports of various countries (to understand their social economic and political scenario) and banks( to understand their financial health and credibility) released by various international rating agencies like S&P, Moody’ and Fitch
- Handled countries like Bangladesh, Nigeria, South Africa, Kenya, Uganda, Tanzania etc along with the top banks in these countries
- Continuous monitoring of banks and countries in the portfolio to envisage business opportunities
Education
MBA – Part II - Finance & Marketing
Indian Institute Of Social Welfare and Business Management
MBA – Part I - undefined
Indian Institute Of Social Welfare and Business Management
B.Tech - Electronics and Instrumentation
Future Institute of Engineering and Management
AISSCE (Class XII) - undefined
Mahadevi Birla Girl’s H.S School
AISSE (Class X) - undefined
Mahadevi Birla Girl’s H.S School
Skills
Financial due diligence
Budgeting and forecasting skills
Establishment of operational standards and policies
Conducting background checks
Executing investigative procedures
Extra-Curricular Activities
Learnt Bharatnatyam for 5yrs under Purbi Sangeet-O-Kala Kendra
Timeline
Finance and HR Administrator
Kolkata Trust for Human Development
04.2024 - Current
Lead Consultant Project Management, Governance & Finances
Indienhilfe e.V.
04.2016 - Current
Credit Manager
Atelier Finserve Private Limited
11.2014 - 09.2015
Assistant Manager
ICICI Bank Limited
12.2012 - 11.2014
Assistant Manager
ICICI Bank Limited
08.2011 - 12.2012
MBA – Part I - undefined
Indian Institute Of Social Welfare and Business Management
B.Tech - Electronics and Instrumentation
Future Institute of Engineering and Management
AISSCE (Class XII) - undefined
Mahadevi Birla Girl’s H.S School
AISSE (Class X) - undefined
Mahadevi Birla Girl’s H.S School
MBA – Part II - Finance & Marketing
Indian Institute Of Social Welfare and Business Management
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