Summary
Overview
Work History
Education
Skills
Languages
Certification
Timeline
Generic

Aparajita Sharma

Gurugram

Summary

Financial Analyst with 5+ years of experience in real estate finance, specializing in financial modeling, valuation, and strategic planning. Proficient in conducting due diligence, cash flow analysis, and feasibility studies to drive investment decisions and project evaluations. Collaborative team player skilled in enhancing financial reporting and optimizing investment outcomes. Seeking opportunities as a Financial Manager or Senior Financial Analyst to leverage expertise in the real estate finance sector.

Overview

6
6
years of professional experience
1
1
Certification

Work History

Credit Analyst - Real Estate Lending

Fullerton India Pvt Ltd
Mumbai
08.2022 - 05.2024
  • Utilized DCF and valuation methods in financial analysis for better-informed lending decisions
  • Monitored loan portfolios, identifying risks and opportunities to improve financial performance.
  • Contributed to the planning and structuring of real estate projects, aligning with market trends.
  • Assessed loan requests for accuracy, completeness and conformance with established lending guidelines.
  • Developed cash flow projections and monitored borrower performance against those projections.
  • Collaborated with other departments within the organization to ensure efficient processing of loan applications.

Financial Analyst - Real Estate Finance

Edelweiss Financial Services
Mumbai
07.2018 - 07.2022
  • Constructed financial models to evaluate project viability and forecast cash flow in the real estate sector.
  • Analyzed data to offer valuable insights for investments
  • Conducted market research and risk assessment as part of financial analysis for real estate projects
  • Researched market conditions and trends in order to identify potential investment opportunities.
  • Coordinated the acquisition process from due diligence through closing of transactions.
  • Performed periodic reviews of existing portfolios to assess risk versus return ratios.
  • Constructed models for analyzing potential mergers and acquisitions opportunities.

Education

MBA in Real Estate & Urban Infrastructure -

RICS School of Built Environment
Delhi

B. Tech in Civil Engineering -

Dr. C.V. Raman University
Chattisgarh

Skills

  • Financial Modeling & Valuation
  • Strategic Financial Planning
  • Investment Feasibility Studies
  • Financial Reporting
  • Cash Flow Analysis & Projections
  • Real Estate Market Analysis
  • Risk Management & Compliance
  • Stakeholder Management
  • Banking regulations
  • Quantitative Analysis
  • Risk Assessment
  • Portfolio Management
  • Market Trend Analysis
  • Report Analysis

Languages

Hindi
First Language
English
Proficient (C2)
C2
Gujarati
Intermediate (B1)
B1

Certification

  • Financial Modelling and Valuation Wall Street of School

Timeline

Credit Analyst - Real Estate Lending

Fullerton India Pvt Ltd
08.2022 - 05.2024

Financial Analyst - Real Estate Finance

Edelweiss Financial Services
07.2018 - 07.2022

MBA in Real Estate & Urban Infrastructure -

RICS School of Built Environment

B. Tech in Civil Engineering -

Dr. C.V. Raman University
Aparajita Sharma