Aparna Loya
Chartered Accountant
Mumbai
Summary
Results-driven audit professional with comprehensive experience in financial analysis and compliance. Expertise in risk management, internal controls, and regulatory requirements. Strong focus on team collaboration and achieving results. Dependable and adaptable with keen ability to navigate changing needs. Known for analytical thinking, integrity, and effective communication.
Overview
21
21
years of professional experience
Work History
Managerof Internal Audit
CNK & Associates LLP
06.2024 - Current
- Led audits in manufacturing setups including jewellery production and filter assembly plants.
- Evaluated internal controls and processes across support functions (HR, Admin, IT, Secretarial).
- Conducted IFC testing for a national real estate and project management company.
- Audited CSR-funded projects, ensuring compliance and financial transparency.
Audit Associate (Regulatory Compliance)
S.V. Shah & Associates – Deployed at Kotak Securities Ltd.
02.2023 - 11.2023
- Performed SEBI-mandated audits, internal process reviews, and system audits.
- Handled vendor and franchise audits and grievance redressal systems.
Internal Audit Consultant
ABNJ & Co. (On Retainership)
12.2022 - 01.2023
- Mapped and analyzed internal process gaps for the HDFC Bank-HDFC Ltd. merger, enhancing integration efficiency.
Vice President, Risk Advisory
Riskpro India Ventures Pvt. Ltd.
01.2022 - 08.2022
- Led IFC testing and SOP drafting for an unlisted beverage company.
- Supported World Bank-funded project audits and U.S.-based SOC reviews.
- IT General General Controls Audit/ITGC Audit
- Third Party Risk Management Audit
Audit Manager
SGCO & Co. LLP
05.2019 - 12.2021
- Executed internal audits and risk assessments for clients in metal manufacturing (steel, aluminum, copper).
- Drafted financials using Citrix/CaseWare for global clients and led audit teams.
- Client Name: Mclean Delmo Bentlys
- Australian Assignment: File conversion from AO (Accountants office to Accountants Enterprise) to AE version
- Conversion of Trial Balance (TB), Asset Registers (AST) & Financial Statements
- Business Development and Relationship Client Management
Head – Accounts, Audit & HR
Omni Edge Retail Pvt. Ltd.
08.2018 - 02.2019
- Oversaw complete finance, accounts and audit functions in a retail startup, managed payroll, taxation etc
- Overall Administration and Management of Office and HR related Activities
Branch Head
Malpani & Associates
05.2012 - 11.2013
- Led internal audits for large retail clients and managed statutory audits and tax advisory services.
- Development of Business in Bangalore
Auditor / Assistant Audit Manager
CNK & Associates LLP
01.2010 - 12.2011
- Conducted internal audits for Manufacturing clients, Retail clients and Colleges and tax filings for companies in diverse sectors including manufacturing.
- Conducting VAT audit for various clients.
Partner / Proprietor
Valji & Associates & Aparna Agarwal & Associates
01.2004 - 01.2010
- Provided audit, taxation, and compliance services including bank audits and working capital syndication.
Education
Chartered Accountant -
ICAI
01.2003
Diploma - Insurance Risk Management (DIRM)
ICAI
01.2008
Diploma - Information Systems Audit (DISA)
ICAI
01.2006
Bachelor of Commerce - undefined
Allahabad University
01.1996
ISC (XII) - undefined
St. Mary’s Convent School
01.1993
Skills
- People Management
- Problem Solving
- Adaptability
- Critical Thinking
- Handling Pressure
- Leadership
- Collaboration
- Strong Work Ethic
- Time Management
- COMPUTER SKILLS
- SA
- Financial statement review
- Audit documentation
- Client relationship management
- Risk assessment
- Employee development
- Team management
Core Competencies
- Manufacturing Sector Audits
- IFC & ICFR Implementation & Testing
- Risk Management & Compliance Testing
- SOP Designing, Drafting and Development Process Gap Assessment
- ITGC Audit (Audit of Information Technology General Controls)
- TPRM Audit-Third Party Risk Management Audit
- Team Leadership & Client Relations
- Corporate Governance & Regulatory Compliance
Technology & Tools
- Citrix Accounting | CaseWare | MS Office Suite
- ERP Systems | Audit Management Software
- Finnacle
Yoga,Meditation,Swimming,Guitar playing
Yoga
Meditation,
Swimming
Learning to play guitar
Attending seminars for upgrading Knowledge and Skills development
Languages
Hindi
English
Timeline
Managerof Internal Audit
CNK & Associates LLP
06.2024 - Current
Audit Associate (Regulatory Compliance)
S.V. Shah & Associates – Deployed at Kotak Securities Ltd.
02.2023 - 11.2023
Internal Audit Consultant
ABNJ & Co. (On Retainership)
12.2022 - 01.2023
Vice President, Risk Advisory
Riskpro India Ventures Pvt. Ltd.
01.2022 - 08.2022
Audit Manager
SGCO & Co. LLP
05.2019 - 12.2021
Head – Accounts, Audit & HR
Omni Edge Retail Pvt. Ltd.
08.2018 - 02.2019
Branch Head
Malpani & Associates
05.2012 - 11.2013
Auditor / Assistant Audit Manager
CNK & Associates LLP
01.2010 - 12.2011
Partner / Proprietor
Valji & Associates & Aparna Agarwal & Associates
01.2004 - 01.2010
Diploma - Insurance Risk Management (DIRM)
ICAI
Diploma - Information Systems Audit (DISA)
ICAI
Bachelor of Commerce - undefined
Allahabad University
ISC (XII) - undefined
St. Mary’s Convent School
Chartered Accountant -
ICAI
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