Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

APARNA SREEKUMAR

ERNAKULAM

Summary

Multi-talented credit manager proficient in applying credit policies to meet standards. Familiar with regulatory requirements and best practices. Eager to take on new professional challenge in credit management.

Overview

8
8
years of professional experience
1
1
Certification

Work History

Credit Manager

CANARA BANK
TRIPUNITHURA
08.2022 - Current
  • Provided first-rate customer service by identifying and addressing customer concerns and inquiries.
  • Resolved customer inquiries quickly and efficiently while maintaining excellent service standards.
  • Monitored loan portfolio performance, risk management activities, and compliance with regulatory requirements.
  • Ensuring business targets are achieved.
  • Handling customer request and ensure that customer needs are legally met.
  • Monitoring the operations of the accounts especially the large borrowal advances accounts which are particularly manager by the manager.
  • Cross selling products with new and existing customer

Branch Manager

CANARA BANK
PARAPPANANGADI
04.2020 - 07.2022

· Ensuring Branch level business targets are achieved.

· Overseeing and coordinating all operations of Branch

· Managing day to day operations of Branch

· Handle customer requests and ensure the customer needs are legally met

· Ensuring high standard of customer service

· Assessing market conditions and identifying opportunities.

· Conducting staff meeting among all the staff of Branch and discuss about targets and business , customer service and grievances of staff as well as customers.

Officer

CANARA BANK
BANTWAL AND PIRAVOM
04.2016 - 03.2020

· Authorizing and evaluation of loan documents.

· Processing deposit accounts.

· Opening and closing of CASA accounts.

· Sourcing business from new and existing customers

· Overseeing ATM transactions

· Ensuring effective and efficient service delivery to the customers at Branch

· Complying with banking rules and regulations`

Education

POST GRADUATE DIPLOMA IN BANKING AND FINANCE - BANKING AND FINANCE

MANIPAL UNIVERSITY
BENGALURU
03-2016

BTECH - ELECTRICAL AND ELECTRONICS ENGINEERING

COLLEGE OF ENGINEERING
MUNNAR
11-2012

Skills

  • Proficient in English
  • Authorizations Knowledge
  • Expertise in fraud understanding
  • Credit Evaluations
  • Credit Reports
  • Risk Mitigation
  • Performance Monitoring
  • Workflow Coordination

Certification

  • SME FINANCE FOR BANKERS BY INDIAN INSTITUTE OF BANKING AND FINANCE
  • ANTI MONEY LAUNDERING AND KNOW YOUR CUSTOMER BY INDIAN INSTITUTE OF BANKING AND FINANCE
  • CUSTOMER SERVICE AND BANKING CODES AND STANDARDS BY INDIAN INSTITUTE OF BANKING AND FINANCE
  • COURSE IN DIGITAL BANKING BY INDIAN INSTITUTE OF BANKING AND FINANCE

Timeline

Credit Manager

CANARA BANK
08.2022 - Current

Branch Manager

CANARA BANK
04.2020 - 07.2022

Officer

CANARA BANK
04.2016 - 03.2020

POST GRADUATE DIPLOMA IN BANKING AND FINANCE - BANKING AND FINANCE

MANIPAL UNIVERSITY

BTECH - ELECTRICAL AND ELECTRONICS ENGINEERING

COLLEGE OF ENGINEERING
APARNA SREEKUMAR