Apurba Ray
Bongaigaon Assam
Summary
Insightful Valuer with a strong work ethic, adaptability, and exceptional interpersonal skills. Specialized in market analysis, asset valuation, and risk assessment. Excel in critical thinking, problem-solving, and communication for successful disbursement and project management.
Overview
5
5
years of professional experience
Work History
Chief Valuer Credit
SBFC Finance Ltd
Bongaigaon
03.2023 - Current
- Provided expert advice regarding asset values to potential customers.
- Appraised Asset values . Maintained up-to-date knowledge of local market information
- Developed and implemented strategies for successful completion of recovery goals.
- Reviewed daily collection activities for accuracy and effectiveness.
- Performed due diligence reviews of customer data to ensure compliance with KYC regulations.
- Reviewed and verified customer identity documents, such as passport Aadhaar and others licenses.
- Ensured all asset met the required safety standards before being disbursed for loan .
- Developed and maintained relationships with potential customers to increase loan business.
- Answered customer inquiries regarding products, services, information and others issues.
- Developed and implemented procedures for appraising gold jewelry based on quality, weight, and market value.
Junior Relationship Executive
Muthoot finance Ltd
Bongaigaon
08.2019 - 03.2023
- Developed and maintained relationships with potential customers to increase loan business.
- Provided customer service support throughout the entire process from application through closing.
- Conducted risk analysis to identify potential losses associated with certain loans.
- Evaluated financial performance of recovery operations to uncover cost-saving opportunities
- Performed due diligence reviews of customer data to ensure compliance with KYC regulations.
- Provided expert advice regarding Asset values to potential customers.
- Developed and implemented procedures for appraising gold jewelry based on quality, weight, and market value.
Education
Bachelor of Arts - Arts
Bongaigaon College
Bongaigaon07-2019
Skills
- Documentation expertise
- Adaptability and Flexibility
- Multitasking
- Sales skills
- Risk Assessment
- Customer Relationship Management
- Asset appraiser
Accomplishments
- Received Recognition from Employer for NPA Recovery Resolution & Retention.
- Received Recognition from Ministry of Health & Family welfare Govt of india for Training Master Trainers from Queer Community , Community networks on CSS
- Represent Assam at NACP V program organized by Govt of Ministry Health & Family welfare held oh Bhopal M.P
Timeline
Chief Valuer Credit
SBFC Finance Ltd
03.2023 - Current
Junior Relationship Executive
Muthoot finance Ltd
08.2019 - 03.2023
Bachelor of Arts - Arts
Bongaigaon College
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