APURVA RAJ
Summary
Dynamic professional with a proven track record at IDFC FIRST BANK LIMITED, excelling in customer relationship management and compliance oversight. Achieved significant portfolio growth while optimizing tax strategies for HNI clients. Adept at legal research and effective communication, driving results in fast-paced environments.
Overview
2
2
years of professional experience
2
2
Certifications
Work History
Customer Relationship Officer
Bandhan bank Limited
New Delhi
09.2025 - Current
- Conducted compliance checks to ensure adherence to banking regulations and standards.
- Oversaw fiscal management and financial budgeting, maximizing resource efficiency.
- Collaborated with team members to enhance service delivery processes.
- Assisted customers with account inquiries, ensuring prompt transaction processing.
- Advised customers on tax-free investment options for financial independence.
- Worked closely with legal counsel to maintain organizational compliance.
Manager Acquisitions
IDFC FIRST BANK LIMITED
03.2024 - Current
- Oversaw management of ₹27 Cr portfolio, enhancing overall CASA to ₹60 Cr and strengthening financial standing.
- Increased General Ledger from ₹50 Cr to ₹90 Cr, making branch one of the fastest-growing nationwide.
- Generated ₹21 lacs in tax-free investments under Section 10(10D) over eight months, optimizing client returns.
- Received certificate of appreciation from Cluster Head for outstanding CASA performance.
- Recognized with Greatest of All Time award for contributions in CASA and Life Insurance, rewarded with Udaipur trip.
- Secured promotion from DM grade to MA within eight months, achieving scorecard rating of 5 in a year.
- Maintained compliance with RBI guidelines, KYC/AML regulations, and risk mitigation efforts for secure operations.
- Guided HNI clients on tax-efficient investment strategies and risk-optimized portfolios for sustainable wealth growth.
Junior Advocate
S & S ADVOCATES AND SOLICITORS
08.2023 - 03.2024
- Drafted petitions under Sections 90(c) and 376 IPC for rape survivor with coerced consent.
- Defended financial YouTuber sanctioned by SEBI for promoting unregistered platform.
- Filed legal complaint against SPCA for wrongful pet possession and inadequate care, achieving redress.
- Gained extensive litigation experience in civil and criminal law, emphasizing criminal law and commercial disputes.
- Researched and authored regulations on tech M&A, AI implications, and digital document admissibility under Indian Evidence Act.
- Conducted legal analysis on PMLA compliance and enforcement risks affecting businesses.
- Provided insights on maritime law and international trade disputes; drafted petition against Maharashtra government.
- Examined enforceability of termination agreements and researched trademark dispute case laws for Winzo clients.
Education
BALLB (Hons.) -
IMS Law College
Noida01.2023
Class XII - ISC Board
City Montessori School
Lucknow, Uttar Pradesh03-2016
Class X - ICSE Board
City Montessori School
Lucknow, Uttar Pradesh03-2014
Skills
- Moot court advocacy
- Customer relationship management
- Compliance oversight
- Tax strategy optimization
- Risk assessment and mitigation
- Legal research and analysis
- Argumentation expertise
- Microsoft Office proficiency
- Data analysis and visualization
- Presentation skills
- Effective communication
Areas Of Interest
- PMLA
- Insolvency and Bankruptcy Code
- Merger and Acquisitions
- Commercial litigation and Regulatory Compliance
Certification
Enrolled Advocate -BAR COUNCIL OF DELHI
Accomplishments
Greatest of All Time 2024, facilitated by ZH for 5 crores, GL growth, and investment.
Timeline
Customer Relationship Officer
Bandhan bank Limited
09.2025 - Current
Manager Acquisitions
IDFC FIRST BANK LIMITED
03.2024 - Current
Junior Advocate
S & S ADVOCATES AND SOLICITORS
08.2023 - 03.2024
BALLB (Hons.) -
IMS Law College
Class XII - ISC Board
City Montessori School
Class X - ICSE Board
City Montessori School