Summary
Overview
Work History
Education
Skills
Product
Area
Bucket
Keyfunctionalarea
Professionalachievement
Honours
Personal Information
Brothers
Interests
Timeline
Generic

ARINDAM DEY

Kolkata

Summary

To utilize knowledge towards a challenging career in growth oriented and leading organization that will provide mutual benefits and where I can dispose capabilities to fullest benefit of the organization and society. Want to explore professional experience to achieve organizational Goal

Overview

4
4
years of professional experience

Work History

Associate Vice President

Kotak Mahindra Bank Ltd
  • Taking care of collection and legal department dealing with secured portfolio for entire east region
  • Product includes Loan against Property (LAP), Home Loan (HF) and Working Capital (WC)
  • Area includes entire West Bengal, Jharkhand, Bihar, Assam, and Odisha
  • Bucket includes BKT-1 to BKT-7 and NPA.

Portfolio Manager

HDFC Bank Ltd
01.2008 - 01.2010
  • Dealing with unsecured portfolio of Personal Loans
  • Handling a team, monitoring their performance, and resolving customer disputes
  • Coordinating with Sales, Credit, Ops, and Legal departments.

Agency Manager

City Group Global Services
01.2006 - 01.2008
  • Handling personal loan collections, monitoring agencies and their team members
  • Formulating debt collection mechanisms, setting up new processes for improving collections time
  • Coordinating with regulatory bodies and law-enforcing authorities.

Education

MBA - Marketing

Burdwan University
04.2001 -

B.COM(H)

Kolkata University

Higher Secondary Examination

Bidhan Chandra Institution

Board Examination

K.K.H.S. Intermediate School

Skills

Excellent in interpersonal skill ,Empowered with leadership quality ,Capable to tackle tough situations , Competent of decision making , Problem solving aptitude

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Product

Loan against Property (LAP), Home Loan (HF) and Working Capital (WC)

Area

Entire West Bengal Includes Kolkata, Durgapur, Asansol, Siliguri, Jharkhand (Ranchi, Dhanbad and Jamshedpur), Bihar (Specially Patna), Assam (Guwahati) and entire Odisha

Bucket

Entire Flows, starting from BKT-1 to BKT-7 and NPA

Keyfunctionalarea

  • Handling a team of good number of people, maintaining their performance, assisting with their problems, encouraging and motivating the team
  • Meet with the customers, visit their mortgage property and after analyzing their capacity and credibility try to resolve the case.
  • Analyzing, verifying and initiation of legal process under SARFAESI Act, Sec 138 of Cr P.C, Civil suit and DRT against the customers.
  • Maintaining relationship and coordinating with different government administrative and judiciary bodies for effective recovery of bad debts. Co-Ordinate with Bank emplaned valuator, wealth tax approve valuator for time-to-time Valuation of the mortgage property for various occasion.
  • Stakeholder Management – conducting quarterly review with business and credit team for updating them about the recent development in the portfolio regarding recovery and legal action. Also providing feedback regarding fraud accounts and quality of funding.
  • Intimate RCU team regarding suspected fraud case for further investigation.

Professionalachievement

  • Acknowledged several times for one of the Best Performer of the organization
  • Received many congratulations mails from top management for resolving many distressed accounts
  • Received acknowledgement from HR for consistent performance

Honours

  • Received many Certificate and congratulation mails for excellent achievement in professional career
  • Received many Shields and Prizes in the field of sports

Personal Information

  • Father's Name: Nishakar Dey (Retd. Principal)
  • Date of Birth: 12/30/80
  • Marital Status: Married

Brothers

  • Elder Brother-Senior Council of Kolkata High Court
  • Middle brother is working with IDBI Bank

Interests

Social Work ,Music

Timeline

Portfolio Manager

HDFC Bank Ltd
01.2008 - 01.2010

Agency Manager

City Group Global Services
01.2006 - 01.2008

MBA - Marketing

Burdwan University
04.2001 -

Associate Vice President

Kotak Mahindra Bank Ltd

B.COM(H)

Kolkata University

Higher Secondary Examination

Bidhan Chandra Institution

Board Examination

K.K.H.S. Intermediate School
ARINDAM DEY