Arjan Chahal
Credit Manager
Pune
Summary
A finance professional with experience in wealth management and credit analysis. Proven ability to build relationships with clients, understand their financial needs, and provide them with personalized solutions. Adept at using financial software.
Currently working as a Credit Manager at ICICI Bank, sanctioning personal and home loans.
Overview
19
19
years of post-secondary education
1
1
year of professional experience
Work History
Credit Manager
ICICI Bank
12.2023 - Current
- Sanctioned more than 625 lakhs in Personal Loans till date
- Sanctioned more than 200 lakhs in Salaried Home Loan Cases till date.
- Improved credit risk management by implementing effective underwriting policies and procedures.
- Leveraged advanced analytics tools in assessing borrower applications which resulted in better-informed lending decisions.
- Conducted comprehensive financial analysis to assess creditworthiness for both new and existing customers.
- Maintained accurate records of all customer interactions, ensuring transparency in reporting and easy access for future reference or legal purposes if necessary.
- Evaluated complex customer profiles using financial statements, credit reports, and industry data to make informed lending decisions.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Used iLens and RlOS to perform credit appraisals, document verification and loan approvals.
Wealth Manager
ICICI Bank
08.2023 - 12.2023
- Engaged actively with HNI clients during sales calls
- Sourced Fixed Deposits of 5 crore over period of four months through my own contacts and new clients I personally onboarded.
- Learned and adapted quickly to new technology and software applications.
- Engaged clients in product penetration to increase an average of products with existing clients.
Accounting and Finance Intern
Axis Bank Limited
- Assisted customers in the creation of their Forex accounts
- Assisted Bank Relationship Managers during sales calls.
Sales Supervisor
DFM Foods Limited
- Conducted a market research survey on the ground level with sales operatives during Covid.
- Identified the competition at different price points
- Came up with strategies to introduce the new product in the market due to the special market conditions at the time.
Marketing Intern
Little Pune Stories
- Content Creation and Social Media Marketing Strategisation
- Discovering and using social media tools to increase reach on platforms.
Education
High School Diploma -
Vivek High School (CBSE)
Chandigarh 04.2001 - 04.2020
Bachelors in Business Administration - Marketing and Accounting and Finance
Symbiosis Centre for Management Studies, Pune
Course - CRISIL Certified Underwriter
CRISIL
12.2023 - 12.2023
Skills
Credit analysis
undefinedPositions Of Responsibility
- Core Member, Cultural Committee, 2021-2022, Hosted and ideated events for the Cultural Fest, Organised sponsorships for the Cultural Fest
- Core Member, Headlines Wing, Sympulse, 2020-2022, Hosted and organised events for Sympulse
- Core Member, Thinktank, 2021-2022, Organised events for the Marketing club, Hosted Instagram Lives with Instagram influencers
Exchange Program
Round Square Student Exchange Program, 2018, Miami, Florida
Coursework
- Fundamentals of Quantitative Modeling by University of Pennsylvania
- Statistical Thinking for Data Science and Analytics Edx Course
- Introduction to Financial Markets Coursera Course
- Introduction to Social Media Marketing Coursera Course
- Introduction Financial Modelling by University of
Extracurricular Activities
- 60 hours of social service teaching underprivileged students under the Aruna Asaf Ali Memorial Trust.
- 120 hours of social service under ExploreIT cleaning the streets of Pune and participating in organising conferences to spread awareness about implementing solutions to promote urban cleanliness as a whole.
- . Achieved distinction from The Trinity College London in Plays in Production for a rendition of “And Then There Were None” .
- Finalist in Indipreneur – entrepreneurship competition involving colleges participating all over the country.
- Second runner up in Marketing department of Conoscenza, The Academic Fest.
Timeline
Credit Manager
ICICI Bank
12.2023 - Current
Course - CRISIL Certified Underwriter
CRISIL
12.2023 - 12.2023
Wealth Manager
ICICI Bank
08.2023 - 12.2023
High School Diploma -
Vivek High School (CBSE)
04.2001 - 04.2020
Accounting and Finance Intern
Axis Bank Limited
Sales Supervisor
DFM Foods Limited
Marketing Intern
Little Pune Stories
Bachelors in Business Administration - Marketing and Accounting and Finance
Symbiosis Centre for Management Studies, Pune
Similar Profiles
Edison Ravi KoilpillaiEdison Ravi Koilpillai
IT Technical Sourcer Recruiter at Skillmine Technology Consulting Pvt Limited, ICICI Bank, ICICI Securities, ICICI PrudentialIT Technical Sourcer Recruiter at Skillmine Technology Consulting Pvt Limited, ICICI Bank, ICICI Securities, ICICI Prudential
VISAL VIJAYAKUMARVISAL VIJAYAKUMAR
DEVELOPMENT OFFICER at ICICI FOUNDATION FOR INCLUSIVE GROWTH, ICICI BANKDEVELOPMENT OFFICER at ICICI FOUNDATION FOR INCLUSIVE GROWTH, ICICI BANK
SANTOSH GUPTASANTOSH GUPTA
Mortgage Relationship Manager at ICICI Securities Ltd (Transferred to ICICI Bank Ltd.))Mortgage Relationship Manager at ICICI Securities Ltd (Transferred to ICICI Bank Ltd.))
Mohammad Kaif ShaikhMohammad Kaif Shaikh
Relationship Manager at ICICI BankRelationship Manager at ICICI Bank
Vaibhav SuryawanshiVaibhav Suryawanshi
UI Developer at Xcaliber Infotech Private LimitedUI Developer at Xcaliber Infotech Private Limited