Arjun Gupta
Bengaluru
Summary
Results-driven professional targeting to leverage expertise in global risk assessment, US mortgage underwriting, credit analysis, and structured finance to enhance strategic decision-making and optimize financial performance. Committed to using advanced analytical skills and risk management frameworks to provide actionable insights that support organizational growth and compliance.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Senior Mortgage Servicer
RareVS
Bengaluru
12.2024 - Current
- Managed day-to-day servicing tasks for mortgage loans, ensuring accurate documentation and compliance with regulatory requirements.
- Ensuring risk mitigation and compliance assurance while handling clients' bank accounts and drawn payments.
- Conducting due diligence to ensure regulatory guidelines are in place and being thoroughly followed.
- Provided exceptional customer service to borrowers, addressing inquiries, and resolving issues promptly.
- Collaborated with the underwriting and collections departments to facilitate a smooth loan servicing experience.
- Worked on post-closing servicing activities like payoff requests, late payments, extension agreements, maturities, VOM, UCC termination, insurance, and service transfers.
Associate 2
PwC Acceleration Center of Excellence
Kolkata
08.2022 - 11.2024
- Conducting due diligence for PwC to ensure compliance with Leadership, Management, and Regulatory Policies while performing regular reviews of system inputs to mitigate risk.
- Leading the Center of Excellence (CoE) to evaluate Simple Business Relationships (SBRs) and Joint Business Relationships (JBRs) to ensure high-quality service delivery.
- Analyzing data to identify discrepancies, and reviewing financial reports, the executive's leadership structure, and market conditions to maintain operational excellence.
- Preparing client and management reports with primary and secondary data to assess value generated, and seeking innovations to enhance productivity.
- Addressing team queries, training new members, and monitoring changes in independence restrictions for JBR parties, and affiliates.
Underwriting Analyst
BMTG Advisors Pvt. Ltd.
Gurgaon
09.2021 - 05.2022
- Managed FNMA, FHLMC, FHA, and Jumbo mortgage portfolios.
- Conducted due diligence on borrower documentation to ensure compliance with agency and internal guidelines.
- I worked on the 4 C's of credit for mortgages and am well-versed in Fannie Mae guidelines.
- Performed end-to-end underwriting, including live, post-close, loan servicing, and post-funding assessments for conforming and non-conforming loans.
- Supported the Underwriting and Funding Team by processing documents and extracting relevant data.
- Collaborated across functions to streamline processes and accelerate the loan funnel.
Consultant
SG Analytics Pvt. Ltd.
Pune
03.2021 - 09.2021
- Conducted corporate governance research & analysis across various industries, translating raw data into meaningful information, ratings, and scores
- Utilized diverse information sources, including annual reports, websites, and statistical data
Education
MBA - Banking & Finance
Symbiosis International University
Pune03-2021
B.Com. -
Govt. Bikram College Of Commerce
Patiala05-2018
Skills
- Due Diligence and Risk Mitigation
- Credit analysis and Credit Enhancement
- Regulatory Compliance
- Portfolio Management
- Credit Risk Management
- Financial Risk Assessment
- Investment Strategy
- Loan Underwriting
- Reporting
- MS Word, Excel and PowerPoint
- Analytical thinking
- Communication
- Problem solving
- Team Building & Leadership
Certification
- NISM-Series-VIII: Equity Derivatives Certification Examination
- NISM-Series-XII: Securities Market Foundation Certification Examination
- Bloomberg Market Concepts
- Certified Investment Research Analyst - AIWMI
- DCF: An Overview of Valuation
- Private Equity Market Concepts
- Credit Rating Analysis - EDUCBA
- Fundamentals of Credit, Credit Management - Corporate Finance Institute (CFI)
- Orientation Course - The Institute of Chartered Accountants of India
Accomplishments
- Received the Extra Miler Award thrice within two years.
- Achieved fast-track promotion at PwC.
- Assigned the role of trainer and reviewer at PwC within just five months of joining.
- Trained five new hires at PwC after six months of employment.
- Reviewed the work of manager and peers at PwC.
- Attained top performer status with a zero-error rate at BMTG Advisors Pvt. Ltd.
Affiliations
- Poetry
- Dancing
- Social Work
Languages
Hindi
First Language
English
Advanced (C1)
C1
Punjabi
Proficient (C2)
C2
Timeline
Senior Mortgage Servicer
RareVS
12.2024 - Current
Associate 2
PwC Acceleration Center of Excellence
08.2022 - 11.2024
Underwriting Analyst
BMTG Advisors Pvt. Ltd.
09.2021 - 05.2022
Consultant
SG Analytics Pvt. Ltd.
03.2021 - 09.2021
MBA - Banking & Finance
Symbiosis International University
B.Com. -
Govt. Bikram College Of Commerce
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