Summary
Overview
Work History
Education
Skills
Languages
Certification
Accomplishments
Timeline
Generic

Arjun S

Bengaluru

Summary

Skilled AML/KYC Analyst with experience in identifying and mitigating risks associated with money laundering and financial crimes. Possess specialized skills in regulatory compliance, risk assessment, and transaction monitoring. Strengths include thorough knowledge of regulatory compliance, strong analytical skills, and the ability to effectively manage complex tasks. Excel in analytical thinking, problem-solving, and communication, ensuring thorough investigation and clear reporting. Committed to upholding anti-money laundering standards through diligent analysis and keen attention to detail.

Overview

6
6
years of professional experience
1
1
Certification

Work History

Business Analyst

Genpact India Ltd
Bengaluru
02.2024 - Current
  • Transaction Monitoring process for one of the leading clients.
  • Perform risk-based reviews on transaction monitoring cases, analyse trends, and mitigate ML/TF risks with a clear and concise narrative.
  • Responsible for reviewing transactions to identify any Money Laundering or Terrorist Financing cautionary flags and rapidly depositing them, along with escalating cases which require further review by the next level.
  • Working on L2 part of SAR filing in the NCA portal; reviewing AML alerts, raising RFIs if required, and escalating if suspicious.
  • Performing RFI QC checks and handling RFI department for the project.
  • Monitoring of clients for negative news that could pose an AML or reputational risk to the firm, sanctions.
  • Responsible geographic locations in order to conduct investigations of client accounts for potential suspicious behaviour.
  • Do the required escalation for the potential SAR's (Suspicious Activity Reports) on suspect transactions and review the previously issued SAR files to identify continuing unusual activity.
  • Identifying and verifying the customer's identity using reliable, independent source documents, data or information.
  • Evaluated users' AML KYC risk, conducted independent research, verified appropriate risk profile, and made independent risk assessment recommendations.
  • Collected and analyzed financial statements and documents to assist in identifying unusual transaction patterns.
  • Analyzing account history and trends to ensure all appropriate risks were mitigated and restriction decisions were made on each account reviewed.
  • Ability to conduct detailed investigation in Adverse / Negative Media and Transaction Surveillance / Monitoring.
  • Experience in sanction screening, Know Your Customer (KYC), document verification (IDs, bank details, company registries), Possess excellent interpersonal, communication and organizational skills with demonstrated abilities in acting as an effective team member.
  • Analysis of client source of wealth & net worth with regards to suitability to the Firm.
  • Performed research analysis on payment patterns & transaction history to reconcile discrepancies.
  • Conducted transactional reviews of customers as part of periodic and event driven reviews and ensured that sufficient customer information was collected by the lines of business to develop an understanding of normal and expected activity based on the customer occupation or business operations for high risk customers.
  • Ability to conduct complex investigations involving matters such as reviews of multiple associated accounts.

Business Execution Consultant

Wells Fargo India Pvt Ltd
Bengaluru
04.2018 - 08.2023
  • KYC Periodic review on existing customer’s records of Investment Banking clients.
  • Ensuring risk rating as per the risk rating factors, mitigating factors & compliance of customer
    with all AML laws, guidelines & written standard operating procedures.
  • Performing Screening, PEP Due Diligence and Enhance Due Diligence on the client and
    related parties.
  • Ensuring compliance with all AML laws, regulations, guidelines & written procedures such as
    Client Identification Program (CIP), KYC.
  • Liaising with sales and Business unit for immediate follow ups with client to provide documents
    or highlight the issue to compliance to take exception approval if required.
  • Worked as a QC in the team & involved in training of new joiners.
  • Investigating the customers KYC documents, source of documents.
  • Request Additional Information from RM, if there is any missing information on director,
    shareholder and UBO.
  • Verifying the individual and entities background details to identify whether they have involved
  • in any illegal activities.
  • Working as Business Execution Consultant and Reporting, Analyzing and Reporting operational data, creating business requirement documents, user acceptance testing, project management, extracting/downloading data from Tableau dashboard, transforming/customizing data using power query, supporting existing
    user-created systems, performing Pre and Post transmission controls and root cause analysis on accounts rejected by Consumer Reporting
    Agencies.
  • Obtaining, analyzing and reporting operational data from many sources, such as unit production, productivity and quality statistics.
  • Creating business requirement documents for reporting and automation
    enhancements.
  • Conducting in-depth investigations into potentially suspicious activities or customers to determine if there are any AML violations.
  • KYC Periodic review on existing customer’s records of Investment Banking clients.
  • Ensuring risk rating as per the risk rating factors, mitigating factors & compliance of customer
    with all AML laws, guidelines & written standard operating procedures.
  • Conducting root cause analysis, summarizing the findings, and raising tickets for findings on accounts rejected by consumer reporting agencies
    and removed from data.
  • Reporting any suspicious or high-risk customers to relevant authorities, if
    necessary.
  • Conducting research and background checks on customers to ensure they are not involved in illegal activities or on sanctions lists.
  • Drafted business Sop’s to keep Document
    Management Services intact.
  • Collaborating with senior management to develop and implement change management strategies that result in a seamless transition during organizational restructuring.
  • Assessing the risk associated with a customer or entity, which may involve evaluating their financial history and background.
  • Verifying the identity of customers by collecting and reviewing documents like passports, driver's licenses, Bank Statement, utility bills or Social Security Number.
  • Preparing MIS report (Report Contains daily productivity, Error analysis report.. etc) on a daily basis.

Education

MBA - Finance

University of Mysore
Mysore
07-2017

Skills

  • KYC Analysis, Politically Exposed persons
    (Peps), Risk Analysis, KYC Research/google search, Determining KYC customer type
  • Transaction Monitoring
  • Customer Communication
  • Strong Interpersonal skills and good team player
  • Strong attention to detail and ability to
    multitask
  • Strategic Planning
  • Anti Money Laundering
  • Subject Matter Expert
  • Data Analysis
  • Quality Assurance

Languages

Kannada
First Language
English
Advanced (C1)
C1
Hindi
Advanced (C1)
C1
Telugu
Advanced (C1)
C1

Certification

  • Foundation course in SIX SIGMA
  • Risk Control Self-Assessment (RCSA) method, Tools and techniques from Udemy
  • Basic to Advanced Microsoft Power BI by Skill Nation.

Accomplishments

  • Actively contributed to the development of process improvement ideas.
  • Awarded as Wells Fargo Champion twice (2019 & 2020) for Top Performer of the team and maintaining 100% quality and exceeding the target.
  • Implemented Automation in through EXCEL MACRO VBA.
  • Provided comprehensive process training and floor support for new joiners.
  • Demonstrated expertise as a subject matter expert (SME) by assisting Batch 24 and Batch 25 and providing Quality Checks for the batches.

Timeline

Business Analyst

Genpact India Ltd
02.2024 - Current

Business Execution Consultant

Wells Fargo India Pvt Ltd
04.2018 - 08.2023

MBA - Finance

University of Mysore

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