Summary
Overview
Work History
Education
Skills
Websites
Timeline
Generic

Arjun Unni P V

Bangalore

Summary

Dynamic Fraud and FinCrime Analyst with extensive experience in CDD, EDD, transaction monitoring, and fraud investigations. Proven track record in identifying and escalating suspicious activities, mitigating fraud risks, and ensuring compliance with AML/CTF/KYC regulations. Highly skilled in KYC processes, behavioral analysis, and cross-functional collaboration, driving operational efficiency, and enhancing risk assessment strategies across financial crime and fraud domains.

Overview

6
6
years of professional experience

Work History

FinCrime Analyst (AML/CTF)

Revolut
04.2024 - Current
  • Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD): - Conducted thorough KYC (Know Your Customer) processes to verify customer identities and assess potential risks. Evaluated sources of funds (SOF) and sources of wealth (SOW) to ensure legitimacy and compliance with regulations.
  • Transaction Monitoring and Analysis: - Monitored and reviewed transactions for abnormalities and suspicious activities. - Investigated transaction alerts, especially for joint accounts, and identified potential money laundering and terrorist financing activities.
  • Risk Assessment and PEP Screening: - Assessed customer profiles for risk factors, including identifying Politically Exposed Persons (PEPs). - Conducted detailed investigations to determine involvement in money laundering or terrorist financing.
  • Communication and Escalation: - Communicated with customers to clarify and verify the legitimacy of their funds. - Escalated suspicious and red-flagged accounts to the Financial Investigation Unit (FIU) for further investigation.
  • Regulatory Compliance and Reporting: - Ensured all activities comply with relevant AML/CTF regulations and standards. - Prepared and submitted detailed reports on suspicious activities to regulatory bodies as required.

Fraud Analyst III

Ttec (Airbnb)
12.2022 - 03.2024
  • Monitored and analyzed Airbnb accounts and activities to identify unusual patterns or behaviour Indicating fraud.
  • Collaborated cross-functionally to address fraud-related issues, ensuring compliance with Airbnb's guidelines.
  • Managed high-priority SLA cases with timely and effective resolutions, impacting the security of Airbnb accounts.
  • Maintained exceptional AHT (Average handling time), while rapidly resolving incidents, concurrently driving productivity gains and upholding service quality.
  • Processed and managed over 1000 tickets related to cancel the reservations, effectively communicating with Good Hosts/Guests after suspending accounts of unauthorized users and their reservations.

Senior Process Associate

Pristine Title Services (AKA Inklude Global Services)
01.2022 - 11.2022
  • Conducted thorough public records searches to ascertain property ownership history and legal status, ensuring accurate due diligence.
  • Scrutinized property-related documents, ensuring accuracy and completeness while identifying potential title defects affecting ownership transfer.
  • Provided guidance and expertise to the title search team, elevating overall operational efficiency.
  • Collaborated with cross-functional teams to ensure seamless operations.
  • Reviewed and analyzed various property-related documents, ensuring compliance with KYC protocols. Utilized US government portals including Netronline, in addition to paid platforms, to meticulously gather tax and property information, enhancing the accuracy of property-related assessments.

Process Associate

Thinksmart Info Solutions LLC
Bangalore
09.2019 - 12.2021
  • Examined property titles and reviewed legal documents, such as deeds, mortgages, liens, and judgments, to ensure the accuracy and completeness of information for mortgage loan applications.
  • Conducted comprehensive background checks on borrowers, including criminal history, employment verification, and residency validation, to meet lender requirements.
  • Analyzed credit reports and financial documents to assess creditworthiness and repayment capability.
  • Stayed updated with evolving regulations and requirements in title examination and background verification, aligning with KYC standards.

Education

Pre-University Degree -

St. Claret Pre-University College
06.2016

Skills

  • CDD (Customer Due Diligence)
  • EDD (Enhanced Due Diligence)
  • Transaction monitoring
  • Fraud analysis, detection & prevention
  • KYC, AML, CTF
  • PEP screening
  • SARs (Suspicious Activity Reports)
  • STRs (Suspicious Transaction Reports)
  • Source of Funds (SOF) Verification
  • Source of Wealth (SOW) Verification
  • JIRA
  • Confluence
  • Google Suite
  • Microsoft Suite

Timeline

FinCrime Analyst (AML/CTF)

Revolut
04.2024 - Current

Fraud Analyst III

Ttec (Airbnb)
12.2022 - 03.2024

Senior Process Associate

Pristine Title Services (AKA Inklude Global Services)
01.2022 - 11.2022

Process Associate

Thinksmart Info Solutions LLC
09.2019 - 12.2021

Pre-University Degree -

St. Claret Pre-University College

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Arjun Unni P V