Seeking an organization that fosters mutual growth and allows for the enhancement of professional and personal skills. Eager to work in a competitive environment that presents new opportunities and challenges, enabling the utilization and improvement of skills for overall growth.
Overview
13
13
years of professional experience
Work History
Senior Manager
Bank Of Baroda
01.2023 - Current
Being part of team with diverse high value industry clientele, strived for meeting various deadline(s) including timely renewal, closure of various audit observations and other higher management expectations.
Closely worked with various cross-functional teams to provide one stop solutions to the clientele thereby establishing healthy relationship with clientele and higher management, ensuring long-term partnerships and repeat business.
Improved team performance by providing comprehensive training and fostering a collaborative work environment.
Developed and executed successful training program for junior managers, equipping them with essential skills.
Achieved operational excellence by streamlining processes and implementing best possible practices.
Manager (Credit)
Bank of Baroda
08.2018 - 01.2023
Preparation of Credit Appraisal Note for fresh / review of credit facilities to Corporates (In General), proposal with ticket size of Rs 35.00 Crore and above for normal branches and for all proposals of Corporate Branches for appraisal to sanctioning authority.
Major experience for assessing constrution finance and Lease Rental Discounting in Real Estate Sector.
Following up with Branches, Regions and Zones for providing relevant information
Meeting with clientele for negotiating and understanding their banking requirement
Organizing various meetings with branch officials to brief changes in policies and business outlook of seniors.
Relationship Manager for Business Loans Group
ICICI Bank
04.2015 - 07.2018
To address working capital requirement of businessmen (Especially MSME) which includes overdraft, cash credit, bank guarantee, export credits, term loans etc with Min. and Max. loan amount of Rs 1.1 million and Rs 200 million.
Part of pilot high value team to handle only new proposals with ticket size between Rs 30.0 million to Rs 200.0 million for whole Rajasthan.
Onboarding of new clients and service existing clientele which includes handling timely renewals, pending compliances, and other miscellaneous activities.
Preparation of Credit Appraisal Note and other relevant documents for onward vetting by credit team.
Post vetting disbursement documents were prepared and executed for onward submission to concerned team for disbursement.
Relationship Manager for Business Loans Group
ICICI Bank
04.2015 - 07.2018
To address working capital requirement of businessmen (Especially MSME) which includes overdraft, cash credit, bank guarantee, export credits, term loans etc
Minimum and maximum loan amount under such group was Rs 1.1 million and Rs 200 million (Reduced to Rs 100 million later)
For higher output appraisal note for proposals upto Rs 20 million were prepared through off-role agencies hired by bank from 2017
Organization expected us to acquire new clients and service existing clientele which includes handling timely renewals, pending compliances, and other miscellaneous activities
Appraisal note and other relevant documents were prepared
Upon consensus with credit team proposal was sanctioned
Then disbursement documents were prepared and executed documents were submitted to disbursement team for reflecting same in banking systems
Joined ICICI Bank on Apr, 15, 2015 at Jodhpur
Transferred to Jaipur in Feb 2016 to be a part of pilot high value team handling new proposals with ticket size between Rs 30.0 million to Rs 200.0 million for whole Rajasthan
Portfolio was then re-shuffled and I was mapped to Johari Bazaar Region, Jaipur
Article ship Experience
J. P. Mars & Associates, Chartered Accountants
03.2012 - 01.2015
Company Overview: It is one of the leading CA Firm in Jaipur, headed by FCA Shri Mahesh Ghiya
Filed ITR’s of various Assesses for the A.Y
2012-2013 and 2013-2014
Prepared Balance Sheet for Individuals, Partnership Firm, LLP, Trust for the purpose of ITR
Replied to notices relating to Scrutiny, Demand Order
Filed Sales Tax Returns for various Assesses for the A.Y
2012-2013 and 2013-2014
Replied to notices relating to Scrutiny, Demand Order and ITC Mismatch
Ensuring Compliance of NPA Norms
Passing MOC
Ensuring Drawing Power compliance checking
Ensuring Compliance of RBI and Bank Guidelines
Vouching and Verification of Expenses
Ensuring Compliance of TDS and Service Tax Requirement
Filing of Tax Audit Report
Conducting of site visit and checking the measurement book
Verification of Assets
It is one of the leading CA Firm in Jaipur, headed by FCA Shri Mahesh Ghiya
Education
CA Final -
The Institute of Chartered Accountants of India
11.2014
B.Com (Pass Course) -
Rajasthan University
01.2013
12th -
CBSE
Maheshwari Public School Jaipur
01.2010
10th -
CBSE
Maheshwari Public School Jaipur
01.2008
Skills
Professional and courteous
Task prioritization
Teamwork and collaboration
Customer relationship management
Negotiation and conflict resolution
Cross-functional collaboration
Cross-functional team coordination
Multitasking
Task delegation
MS office
Accomplishments
Passed CA Final Exam in First Attempt.exemption in Strategic Financial Management and Information Systems Control & Audit.
Passed CA IPCE with Exemption in Accounting, Advanced Accounting, Cost Accounting & Financial Management and Taxation.
Passed Class 12th with 95% Marks in Economics and Mathematics, 94% Marks in Accountancy, 91% Marks in Business Studies.
Passed Class 10th with 90% Marks in Introductory IT.
Languages
Hindi
Intermediate (B1)
English
Upper intermediate (B2)
Personal Information
Father's Name: Mr. Udai Bhanu Maheshwari
Mother's Name: Mrs. Rekha Maheshwari
Spouse Name: Mrs. Jyoti Gilra
Date of Birth: 17th June 1992
Gender: Male
Nationality: Indian
Religion: Hindu
Hobbies and Interests
Internet Surfing
Driving, Exploring places
Listening Music
Badminton
Chess
Reading Newspaper
Timeline
Senior Manager
Bank Of Baroda
01.2023 - Current
Manager (Credit)
Bank of Baroda
08.2018 - 01.2023
Relationship Manager for Business Loans Group
ICICI Bank
04.2015 - 07.2018
Relationship Manager for Business Loans Group
ICICI Bank
04.2015 - 07.2018
Article ship Experience
J. P. Mars & Associates, Chartered Accountants
03.2012 - 01.2015
B.Com (Pass Course) -
Rajasthan University
CA Final -
The Institute of Chartered Accountants of India
12th -
CBSE
10th -
CBSE
Similar Profiles
Rekha SundavadraRekha Sundavadra
Executive at Bank of Baroda (Baroda Global Shared Services Ltd)Executive at Bank of Baroda (Baroda Global Shared Services Ltd)