ARPITA RAI
Motor Underwriter
Bengaluru
Summary
Skilled Motor Fleet Underwriter with 5 years of experience in assessing and managing risk for corporate and commercial motor fleet insurance portfolios. Proficient in evaluating fleet performance, loss ratios, and client profiles to make sound underwriting decisions. Experienced in handling mid to large-sized fleet accounts, negotiating terms with brokers, and ensuring compliance with underwriting guidelines and regulatory standards. Known for balancing risk selection with business growth objectives, and for building strong relationships with clients and intermediaries. Seeking to contribute underwriting expertise in a dynamic environment with opportunities for strategic risk analysis and portfolio development.
Overview
6
6
years of professional experience
6055
6055
years of post-secondary education
2
2
Certifications
3
3
Languages
Work History
Underwriter
Tata AIG
08.2020 - Current
- Increased profitability by accurately assessing potential exposure levels and determining appropriate premium rate.
- Maintained compliance with industry regulations and company guidelines during all underwriting activities.
- Conducted comprehensive risk analyses, ensuring accurate pricing for various types of insurance policies.
- Streamlined underwriting processes, resulting in faster turnaround times for clients seeking coverage.
- Provided expert guidance to sales teams regarding proper risk selection criteria for new business opportunities.
- Collaborated cross-functionally with claims adjusters, actuaries, and legal teams to develop comprehensive risk
- Conducted thorough market research to inform risk selection and pricing strategies, aligning with company objectives.
- Led team in developing new underwriting platform, significantly improving data accessibility.
- Met with customers, agents and brokers to negotiate coverage, price, and service delivery.
Market Research Intern
Yoyocial India Pvt. Ltd.
05.2019 - 07.2019
- Conducted consumer surveys and gathered data on online reading habits.
- Studied demographic data to determine optimal targets, competitor offerings and tactics for persuasion.
- Tracked key metrics and developed spreadsheets and data models.
- Created documentation outlining research findings for use by project manager and other marketing staff to make accurate decisions about future plans.
Education
MBA - Marketing And HR
Jaipuria Institute of Management
Bachelor of Science - Physics And Chemistry
University of Allahabad
Intermediate - Science (PCM)
Central Academy
High School - Science Education
Central Academy
Skills
Data interpretation
Risk mitigation
Decision-making
Risk management
Teamwork and collaboration
Portfolio management
Trend analysis
Terms negotiation
Loss mitigation
Accomplishments
- Won 2nd prize in Face Painting at Annual Fest organized at Jaipuria Institute of Management.
- Won 2nd prize in badminton doubles at Annual Sports Fest organized at Jaipuria Institute of Management.
- Won 2nd prize in Speak Through Poster at Annual Fest organized at Jaipuria Institute of Management.
Certification
HR Analytics workshop on "Data Driven Decision Making: An approach in HR analytics using MS-Excel".
Languages
1,6,6
Timeline
Underwriter
Tata AIG
08.2020 - Current
Market Research Intern
Yoyocial India Pvt. Ltd.
05.2019 - 07.2019
MBA - Marketing And HR
Jaipuria Institute of Management
Bachelor of Science - Physics And Chemistry
University of Allahabad
Intermediate - Science (PCM)
Central Academy
High School - Science Education
Central Academy
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