Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Arshi Abbasi

Summary

To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Hardworking Credit Manager enthusiastic about improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Credit Manager

SMFG India Credit Company Limited
01.2024 - Current
  • Work cross-functionally with sales, management, and other departments to maintain effective operations.
  • Evaluated complex customer profiles using financial statements, credit reports, and industry data to make informed lending decisions.
  • Investigated and evaluated customers for creditworthiness and potential risk factors.
  • Telephonic discussion with the customer in all the cases of salaried profile.
  • Ensured timely resolution of disputed accounts, working closely with internal and external stakeholders to maintain positive customer relationships.

DEPUTY MANAGER

RBL BANK LIMITED
01.2021 - 01.2024
  • Involves in credit card underwriting, descisioning the files under the card policy
  • Card process functions- Imputed income, verified income, Insignia unsecured and secured card program.
  • Identification and assessment of the applicant's repayment willingness and capacity including consideration of credit history and performance on past and existing obligations
  • Liaised with team members, stakeholders and vendors to coordinate activities, provisioning, environment setup, risk mitigation and follow-up.

CREDIT MANAGER

INDIABULLS CONSUMER FINANCE LIMITED
08.2017 - 07.2020
  • Research and evaluate customer's creditworthiness, make approval and rejection loan applications based on credibility
  • Responsible for credit appraisal through customer application screening evaluation and presenting these Proposals to senior management
  • Personal Discussion with the customer in all the cases Salaried/Self Employed profile
  • Managing Credit Process, Prepare Case for decision and Maintain MIS on daily basis & deciding the eligibility of customer
  • Managed relations with FCU/ RCU team.

Education

M. B. A - FINANCE

DR. A. P. J ABDUL KALAM TECHNICAL UNIVERSITY
Lucknow, India
2017

BACHELOR OF COMMERCE - Accounting And Finance

CCS UNIVERSITY (MEERUT)
2014

Skills

  • Application Review

  • Fraud understanding

  • Customer Engagement

  • Research and due diligence

  • Risk Mitigation

  • Credit Reports

  • Willing to Learn

  • Policy Implementation

  • Expertise in [Software] CRM/ SFDC/ Finnone/ Vision plus

Certification

PGPFA - Post Graduate Program in Finance and Accounts (NIIT)

Timeline

Credit Manager

SMFG India Credit Company Limited
01.2024 - Current

DEPUTY MANAGER

RBL BANK LIMITED
01.2021 - 01.2024

CREDIT MANAGER

INDIABULLS CONSUMER FINANCE LIMITED
08.2017 - 07.2020

M. B. A - FINANCE

DR. A. P. J ABDUL KALAM TECHNICAL UNIVERSITY

BACHELOR OF COMMERCE - Accounting And Finance

CCS UNIVERSITY (MEERUT)

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Arshi Abbasi