Arun Abi
Thrissur
Summary
Resourceful Manager offering history of success coordinating and monitoring operations across various departments. Effective leader and problem-solver dedicated to streamlining operations to decrease costs and promote organizational efficiency. Highly committed with hardworking mentality to maintain quality of services and products.
Overview
3
3
Languages
Work History
Manager - Online Products and Payments
Muthoottu Mini Financiers
- Looking into the Online Gold loan portfolio of the firm
- Increased the outstanding business from Rs 34.00 Cr to Rs 250.00 Cr
- Increased the daily disbursal of Online gold loan from Rs 10.00 lakhs to Rs 500.00 lakhs
- New payment gateway integration for the online gold loan with various banks and payment aggregators
- Smooth functioning of the online interest payment module
- Solving the queries from the branches and improving the user friendliness of the modules for the branches.
Manager-Payroll
CSB Bank Ltd
- Ensuring processing of Payroll as per organizational policies & processes with zero error; maintaining payroll information by designing systems; directing the collection, calculation, and entering of data
- Updating payroll records by reviewing and approving changes in exemptions, insurance coverage, savings deductions, and job titles, and department/ division transfers
- Preparing reports by compiling summaries of earnings, taxes, deductions, leave, disability, and non-taxable wages
- Balancing the payroll accounts by resolving payroll discrepancies
- Complying with federal, state, and local legal requirements by studying existing and new legislation; enforcing adherence to requirements; advising management on needed actions
- Providing payroll information by answering questions and requests
- Employee confidence and protecting payroll operations by keeping information confidential.
Manager - Retail Credit Officer
CSB Bank Ltd
- Managed credit underwriting of retail loans such as Housing loans, Education loans, Loans against Property(LAP) and Vehicle loans up to an amount up to Rs 5 crores
- Administered approval of the loan proposals & sanctioned credits after appraising solvency status & verifying documents
- Directed the workflow to meet quality standards and compliance with government & bank regulations
- Maintained appropriate records / documents under specified security control
- Monitored error rate & write-off analysis and segmenting customer profiles into high-risk profiles
- Took decisions on the credit applications under the guidance of senior underwriters
- Engaged in the implementation and testing of the Loan Originating System (LOS) for the retail loans
- Worked with credit administrator on the policies and procedures for reducing the TAT in sanctioning of the loans.
Asst. Manager - Alternate Channels
CSB Bank Ltd
- Discussed with various vendors for the implementation of the new products in the bank
- Maintained the up-time of the ATMs and the profitability of the ATMs
- Implemented various initiatives for the customer enrolling in the Mobile and the Net Banking
- Performed testing of the various products before being rolled out to the public.
Asst. Manager - Clearing House
CSB Bank Ltd
- Managed smooth functioning of the Inward clearing, outward clearing and ECS Clearing
- Maintained up time of the RBI server
- Executed maintenance and tallying of the clearing accounts
- Attended queries raised by the RBI and RBI meetings; performed scanning of the cheques
- Performed implementation of CTS 2010.
Asst. Manager - Branch Banking
CSB Bank Ltd
- Interacted with the customer and providing solutions to the queries and requests
- Opening of CASA accounts
- Managed cash flow; made RTGS and NEFT payments of the customers
- Maintained registers.
Education
B.Tech -
Adi Shankara Institute of Engineering & Technology
Ernakulam, India 04.2001 -
Schooling -
Nirmala Matha Central School
Skills
Interpersonal Relations
Good Judgment
Positive Attitude
Decision-Making
Time Management
Personal Information
Date of Birth: 18-04-1987
Timeline
B.Tech -
Adi Shankara Institute of Engineering & Technology
04.2001 -
Manager - Online Products and Payments
Muthoottu Mini Financiers
Manager-Payroll
CSB Bank Ltd
Manager - Retail Credit Officer
CSB Bank Ltd
Asst. Manager - Alternate Channels
CSB Bank Ltd
Asst. Manager - Clearing House
CSB Bank Ltd
Asst. Manager - Branch Banking
CSB Bank Ltd
Schooling -
Nirmala Matha Central School