To grow professionally and personally while meeting the expectations of the organisation.
Overview
11
11
years of professional experience
7
7
years of post-secondary education
2
2
Languages
Work History
Area Credit Manager
Grihum housing Finance Ltd
02.2022 - Current
Having PD Authority Up to 75 Lacs Cases & Monitoring & Maintain Good quality of Branch Portfolio
Drafting of CAM and Assessment of Income of Cases on the Basis of Physical PDs and Based on Financials and Information Provided by Customers
Maintain Daily MIS of Login Cases with Due diligently & regularly resolve Audit Queries
Vendor Bills Management on Monthly Basis With Co-ordination of Legal, Technical, RCU, and FI Vendors etc
Handling 8 unit (Kota, Bhilwara, dausa, Sikar, Bundi, Jhalawar) BCM managing Portfolio of these branches
Co-ordinate with CPA Department For Sanction of each Case within TAT
Follow-up With Sales Team, legal and Technical Team to Close Every Case within Timely Basis
Branch Credit Manager
IDFC Bank
12.2020 - 02.2022
Underwriting For the product of HL,LAP, Mortgage, LCV, Auto loan, unsecured loan Underwriting, PD, field verification, recommendation, approval etc Audit and Collection
Branch Credit Manager
Annapurna Housing Finance Ltd.
05.2018 - 12.2020
Underwriting For the product of HL,LAP, Mortgage, unsecured loan Underwriting, PD, field verification, recommendation, approval etc Audit and Collection
Branch Credit Manager
Religare Housing Finance Ltd.
12.2016 - 05.2018
Process of disbursement for the product of HL,LAP, Mortgage
Underwriting, PD, field verification, recommendation, approval etc
Preparing of CAM
Audit and Collection issue
Disbursement officer
Kotak Mahindra Bank Ltd.
02.2016 - 12.2016
Process of Login to disbursement
NCIF, Equifax
Preparing of CAM
Prepare loan files and process Auto loan, refinance
CPU
Account Executive
Muthoot finance Ltd.
07.2014 - 10.2015
Cash remittance, teller
Process of receipt and payment
Process of Apprising to sanction gold loan
Maintain all records of transaction
Education
Masters in Business Administration - Finance
International Business School, Kota
01.2010 - 04.2012
BBA - undefined
M. D. Mission, Kota, Rajasthan
01.2006 - 04.2010
GPA: 1st division
12th - undefined
R.B.S.E. Board
10th - undefined
R.B.S.E. Board
Skills
Adaptability
Training Completed
Geojit BNP Paribas, R.E. (Relationship Executive), 45 days (06/11 - 08/11), Kota
Awards
Participated in Inter-College cultural event
Participated in softball district level
Disclaimer
I hereby declare that the above-mentioned information is correct to my knowledge and I bear the responsibility for the correctness of the above-mentioned particulars.