Arun Singh

• Investigate and evaluate the creditworthiness of customers
• Create Credit Appraisal Memo for the loan appraisals of CV business
• Approve or reject loan applications, based on credibility and possible income
• Calculate and set interest rates
• Negotiate loan terms with clients
• Monitor payments
• Keep records of loan applications
• Follow up with customers to manage debt settlement and loan renewals
• Make sure all loan procedures comply with regulations
• To analyse & research on the business reports (Monthly, Half Yearly, Quarter Yearly, Yearly) to make the customer satisfaction for business leads.

• Marinating and developing relationship with new and existing customers in Mumbai, Thane, Raigarh & Navi Mumbai for CV and CE ensure continued customer loyalty to the brand
• Channel Management for generating Retail & Strategic Deals of CV and CE Intermediary Management with a focus on Volume & WIRR
• Advised on and assisted in the development of brand management strategies For brand recognition and sales growth, I directly made strategic alignment and execution of all marketing initiatives supporting brand communication plans with Dealers & DSA
• Proved instrumental in providing training to off role and channel staff members Maintained relationship with dealers and managed key accounts

Product Ranges : CV, CE, Working Capital along with Logistic Ecosystem Module, Collection and Legal

• Equipped with business execution for CE, CV and Working Capitals.
• Overdraft Facilities execution to support and manage business of logistics and transportation to corporate as well as retail clients.
• Adhred with wallet sharing by Xsell, retail liability product such as CASA, FD, Insurance etx.
• Knowledge of LC and Bank Guarantee in Non Fund Based product ranges to manage corporate client vaibilities.
• Managing Xbucket value proposition for collection and having minimum delinquent ratio.
• Assessment over the proposal through financial proposition with Credit team routing through marginal effects, Ratio Analysis, Vaibility Function, Business Model of Clients, Retail Market Analysis, Legal Structure, and other financial terminologies.
• Sound understanding with Policy, Products Life Cycle, Portfolio Management, Team Management etc in Mumbai & New Mumbai.
• Responsible and Part of Higher Market Share with Bank in 1.5 consecutive year along with 100 Cr portfolio with higher side NTB acquisition and Higher side WIRR.
• Achiver in Quarter Star Awards and higher side all time high business recognition with 28 Cr business in a single month.
• Managing dealership counters, OEM Counters for Corporate acquisition with good profitable WIRR income.
• Getting regular guidance and support from seniors and management.

Product Ranges: Commecial Vehicles (All Segement), Construction Equipment etc.

• Execution of Business for CV & CE for all vertical segment under across Mumbai.
• Business Targeted Clients: Retail, Strategic & Super Strategic client.
• Cross Sale for every deals along with CASA.
• Maintaining good market share and percentage of sourcing.
• 70% Direct Sourcing & 30% Channel partners.
• Well equipped with Credit Assessments till disbursements process along with product knowledge.
• Keenly enthusaistic about major focus on refinance and repurchasing customer for WIRR and higher profitability & growth.