Arunangshu Sharma
Burdwan
Summary
To work in a challenging and progressive environment to face new challenges every day and represent myself best with my skills and potential for the development of your company.
Overview
8
8
years of professional experience
Work History
Area Credit Manager
Muthoot Microfinance Limited
10.2023 - 05.2024
- Handling assigned territory 20 branches and 20 team members.
- Visit to potential customer & evaluate customers' creditworthiness
- Visit to branches in different region to understand field operations
- Conducted unexpected visits to customers and branches to assess service quality and operational efficiency.
- Maintain detailed records of company loans
- Approve or reject loan requests from customers
- Hands-on Credit Knowledge: Credit underwriting, credit appraisal, finance, risk, and audit-related experience will be preferred.
Senior Executive
IIFL SAMASTA FINANCE LTD.
12.2022 - 09.2023
- Senior Executive (Quality assurance & Vigilance)
- Response for handle 32 branches.
- Visit field related activities PM, GF, CGT, GRT, LD, LUC & CM observe the process and its deviation.
- During the branch visit observe the branch activities.
- Identify the process gaps and rectify immediately.
- Conduct Surprise Branch Visit depend on requirement.
- Train the branch staff about correction of process gaps with coordination of other supporting functionaries.
- Help the business team while investigations involved with fraudulent activities.
- Responsible for Branch/Center meetings screenings activities depend on requirement.
- Conduct/Participate in Division Review Meeting.
- Report preparation (visit plan/visit reports etc)
- Scanned with OKEN Scanner
- Sending reports to HO on regular Basis
Branch Credit Manager
IIFL SAMASTA FINANCE LTD.
Jharkhand
10.2019 - 11.2022
- Loan Underwriting
- Risk Assessment
- Policy Compliance
- Portfolio monitoring
- Team guidance
- Managed branch credit operations to ensure compliance with lending policies.
- Evaluated loan applications and assessed creditworthiness of potential borrowers.
- Developed relationships with clients to understand their financial needs and options.
- Conducted regular audits of credit files to maintain accuracy and integrity.
Sales Officer
L&T Finance
07.2018 - 08.2019
- Two-Wheeler Loan Business Acquisition by cross sales through two-wheeler showroom
- Competition mapping and generation of business MIS.
- Maintains relationships with clients by providing support, information, and guidance; researching and recommending new opportunities; recommending profit and service improvements.
- Prepares reports by collecting, analyzing, and summarizing information.
- Maintains quality service by establishing and enforcing organization standards.
Assistance Manager - HR & Training
Credit Access Grameen limited
05.2024 - Current
- Induction Training
- Refresh training branch field visit
- Candidate documentation process
- Hands on Experience
- Candidate onboarding process
Education
MBA (Marketing) -
Mysore University
Bangalore, Karnataka01-2014
Graduation -
WBUT
Kolkata, West Bengal01-2012
Skills
- Credit underwriting
- Risk assessment
- Portfolio monitoring
- Policy compliance
- Loan evaluation
- Customer relationship management
Personal Information
- Father's Name: Mr. KaliPada Sharma
- Date of Birth: 1991-02-21
- Gender: Male
Full Name
Arunangshu Sharma
Interests Hobbies
- Cricket
- Football
- Volleyball
Languages
- English
- Hindi
- Bengali
Project
Study on Brand Preference of Mobile Phone Users between Nokia and Samsung, in South Kolkata, 2014
Personal data processing
I hereby declare that all the information mentioned above is true to the best of my knowledge. I will make it my earnest endeavor to discharge competently and carefully the duties you may be pleased To entrust with me.
Timeline
Assistance Manager - HR & Training
Credit Access Grameen limited
05.2024 - Current
Area Credit Manager
Muthoot Microfinance Limited
10.2023 - 05.2024
Senior Executive
IIFL SAMASTA FINANCE LTD.
12.2022 - 09.2023
Branch Credit Manager
IIFL SAMASTA FINANCE LTD.
10.2019 - 11.2022
Sales Officer
L&T Finance
07.2018 - 08.2019
MBA (Marketing) -
Mysore University
Graduation -
WBUT