Arun Ganesh R
TRICHY
Summary
Seasoned Commercial Credit Officer with a robust history at The Karur Vysya Bank, adept in loan processing and financial statement analysis. Excelled in managing a commercial credit portfolio across 61 branches, demonstrating exceptional appraisal skills and effective TAT maintenance. Proven leadership in training branch managers, showcasing both analytical prowess and strategic foresight.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Commercial Credit Officer
The Karur Vysya Bank
TRICHY
05.2022 - Current
- Commercial Credit Officer at Divisional Office Level.
- Handling the Commercial Credit Portfolio for 61 Branches
- Appraisal, Assessment for the commercial Ticket size up to 300.00 Lakhs.
- Note Preparation for Commercial Ticket size more than 300.00 Lakhs and submission for note to higher level sanctioning Authorities
- Maintaining TAT effectively with First Time Right
Branch Credit Officer and Operations
The Karur Vysya Bank
TRICHY
08.2011 - 05.2022
- In that Time period in worked at 4 Branches located at Trichy and Karur Distrcts, Handled Commercial and Retail Credit section along with deputy Branch Head Role effectively.
Education
B.Tech - Information Technology
Cape Institute of Technology
Tirunelveli03-2009
Skills
- Branch Budgeting for Commercial Portfolio
- Product Training for Branch Managers
- Loan Processing
- Financial Statement Analysis
- Appraisal and Limit/Loan Assessment
- Early Warning Signal Monitoring
- Effective Management for Escalations
- Appraisal Note Preparations for Large Ticket Size
- Effective maintenance of TAT
Languages
English
First Language
Tamil
Proficient (C2)
C2
English
Proficient (C2)
C2
Certification
- JAIIB
- KYC AML
Timeline
Commercial Credit Officer
The Karur Vysya Bank
05.2022 - Current
Branch Credit Officer and Operations
The Karur Vysya Bank
08.2011 - 05.2022
B.Tech - Information Technology
Cape Institute of Technology
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