Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Arunkumar Rathinam

CHENNAI,TN

Summary

Motivated Team Lead possessing excellent leadership and planning abilities. Focused on delivering high-quality products on tight schedules. Monitors, trains and encourages employees to improve skills and meet demanding targets. History of successfully developing and managing strong teams through proactive training and issue management.

Overview

12
12
years of professional experience
1
1
Certification

Work History

Underwriting Team Lead

Visionet Private Systems Limited
Coimbatore, TN
03.2021 - Current
  • Delegated daily tasks to team members to optimize group productivity.
  • Monitored team progress and enforced deadlines.
  • Fostered positive employee relationships through communication, training and development coaching.
  • Collaborated with management team to implement new work procedures or policies.
  • Followed staffing strategies to achieve production goals.
  • Implemented performance, quality and efficiency measures to achieve aggressive production goals.
  • Offered training and support to keep team members motivated and working toward objectives.
  • Reviewed completed work to verify consistency, quality and conformance.
  • Handling a team size of 25 associates with two different projects
  • Organized and directed service review meetings for internal and external partners and developed initiatives for straight through processing
  • Assigned projects and distributed tasks to team members as per area of expertise.
  • Conferred with other supervisors to coordinate operations and activities within or between departments.

Senior Consultant

First Source Private Limited
Chennai, TN
12.2019 - 03.2021
  • Working under dynamic and challenging environment to meet daily targets, with best quality
  • Followed up with client updates accordingly to complete assigned tasks.
  • Maintaining accuracy with good productivity.
  • Conducting in depth review and analysis of loan specific documents i.e. Deed of
    Trust, Credit, Income, Assets and Appraisal document etc.

Senior Consultant

Tata Consultancy Services
Chennai, TN
05.2016 - 11.2019
  • Managed Business Operations for various campaigns within process
  • Allocation of daily workloads
  • Designing daily dash boards to higher authorities.
  • Managed client escalation independently ensuring maximum satisfaction efforts
  • Managed attrition in team in such way numbers are within limits
  • Timely conducted performance one on ones, feedback sharing and annual appraisals
  • Motivating team to perform as per organizational standards

Senior Consultant

Sutherland Global Services
Chennai, TN
06.2014 - 05.2016
  • Working on live underwriting process and have authority to approve or deny loan.
  • Examine income documentation to verify that borrower has capacity to repay loan, and calculate Housing expense ratio, debt to income ratio.
  • Calculate income according to Fannie Mae and Freddie Mac guidelines based on documentation provided.
  • Verification of documents like credit report,paystubs,W-2,WVOE and Bank statements
  • Examine title document, appraisal document ,Tax document and HOI document
  • Clearing all necessary conditions and making final decision on file

Quality Auditor

Accenture Credit Services
12.2011 - 03.2014
  • Ensure that all documents are legible and correct
  • Ensure borrower Name, address, loan amount, loan term, Assets and liabilities from documentation provide
  • Examine income documentation to verify that borrower type of income borrower name, two years history, deductions, w2s, pay stubs.
  • DU/ LP findings are borrower name, loan no, DTI ratios, loan amount, property address, matching du and 1008 value on AUS, liabilities matching.

Education

Bachelor of Technology - Information Technology

Tagore Engineering College
Chennai, India
06.2011

HSC -

Shri Natesan Matriculation Higher Secondary School
Chennai, India
03.2007

S.S.L.C -

St’annes Matriculation Higher Secondary School
Chennai, India
03.2005

Skills

  • Production Monitoring
  • Quality Control
  • Team Handling
  • Analytical Thinking
  • Problem-Solving
  • Staff Training
  • Teamwork and Collaboration
  • Team Supervision
  • People Management

Certification

  • Proficient in MS Excel (V-lookups, Pivot
    Table Reporting and Graphs)
  • Excellent presentation skills through MS
    PowerPoint and Word
  • Maintaining and tracking timesheet attendance and processed submitting payroll

Timeline

Underwriting Team Lead

Visionet Private Systems Limited
03.2021 - Current

Senior Consultant

First Source Private Limited
12.2019 - 03.2021

Senior Consultant

Tata Consultancy Services
05.2016 - 11.2019

Senior Consultant

Sutherland Global Services
06.2014 - 05.2016

Quality Auditor

Accenture Credit Services
12.2011 - 03.2014

Bachelor of Technology - Information Technology

Tagore Engineering College

HSC -

Shri Natesan Matriculation Higher Secondary School

S.S.L.C -

St’annes Matriculation Higher Secondary School
Arunkumar Rathinam