Arya K Krishna
Pathanamthitta,KL
Summary
A result-driven and self-motivated financial professional with 2+ years of experience in handling customers and key financial data. Demonstrated expertise in building and maintaining client relationships, assessing creditworthiness, and guiding borrowers through the loan process. Adept at analyzing financial data and mitigating risk. Known for providing exceptional customer service and driving business growth through strategic initiatives. Seeking to leverage strong communication skills and industry knowledge to deliver tailored financial solutions and exceed organizational objectives.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Finance consultant (temporary)
True Value Cars
04.2024
- Building and maintaining strong relationships with clients by providing personalized financial advice, addressing their concerns, and delivering value-added services
- Conducting thorough analysis of financial data to assess the financial health and performance of a business or individual
- This may involve reviewing financial statements, analyzing cash flow, profitability, and identifying areas for improvement
- Assessing loan applications and determining borrower eligibility based on factors such as credit history, income, employment status, and debt-to-income ratio.
Lending Manager
Thundiath Nidhi Ltd
06.2020 - 12.2022
- Acted as the main point of contact for client inquiries, providing personalized guidance and support throughout the loan application and approval process
- Managed the end-to-end loan origination process, from initial client consultation to loan closing
- Evaluated loan applications, assessed creditworthiness, and determined appropriate loan products and terms for clients
- Conducted thorough risk assessments on loan applications, identifying potential risks and implementing appropriate risk mitigation measures.
Education
New Zealand certification in Financial Services (level 5) and Residential property lending (Version2) -
Open Polytechnic, New Zealand
01.2023
Bachelor of Commerce (computer application) -
Mahatma Gandhi University
03.2020
Skills
- Attention to detail and accuracy
- Regulatory compliance
- Proficiency in Microsoft Office applications
- Teamwork and collaboration
- Sound decision-making and problem-solving
- Firm and organized work ethic and effective time management
Personal Information
Title: Customer Service Banker
Certification
NZ level 5 certification in financial services and residential property lending.
Timeline
Finance consultant (temporary)
True Value Cars
04.2024
Lending Manager
Thundiath Nidhi Ltd
06.2020 - 12.2022
New Zealand certification in Financial Services (level 5) and Residential property lending (Version2) -
Open Polytechnic, New Zealand
Bachelor of Commerce (computer application) -
Mahatma Gandhi University
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