Ashish Choubey

Currently working as Sales Head for Chhattisgarh region where I am taking care of entire gamut of operations.

· Maintaining a team size of 180 people

· 18 Branches across the state

· Responsible for all the Approvals, Disbursement and Collections

· Products includes (JLG, Enterprise loan, Consumer loan, Cattle Loans Etc)

· Ownership of 50 Cr portfolio

· Branch audit Actions based on Audit findings and corrective actions

· Also associated with cross selling which includes Insurance and investment products

· Started December 2019 at Raipur (Chhattisgarh)

· Maintained a team of 8 RMs

· Took care of Secured (LAP) and unsecured business ranging from 3 lakhs to 5 Cr

· Moved to Indore (MP) in December 2021

· Managed a team size of 08 Rms

· Ownership of 18Cr portfolio

· Also associated with cross selling which includes Insurance.

Achievements: -

· Awarded as Star of Varthana During RnR 2021

· Zero 90+ cases at Raipur location

· Rated 5-5 in Annual appraisal of Yr 2021-2022

• Developing Retail business (Secured(LAP/AHL) and unsecured business loans)
• Handling team size of 16 on roles Executives.
• Focus on small ticket retail business.
• Involved in cross selling (LI/FD/Gold/CASA)
• Taking care of complete branch operations which includes petty cash handling and office expenses.
• Collection of early default cases
• Started operations of a fresh branch at Indore and moved to Raipur for establishing 2 branches at Raipur.
• Got promoted as Cluster Head.
• Worked on collections of 13 plus bucket cases
• Opening of new branch
• Started fresh business
• Zero NPA portfolio

Project:-

• Worked on a pilot project called (RCC) Regional Calling Centre. Managed a team of 28 callers.
• Have delivered an average collection of 10 Lakhs per month via calling activity for 9 to 13 Bucket of (SHG) Micro loans.

• Developing Retail business
• Handling team size of 10 on roles Executives which includes 3 Senior manager
• Focus on business of commercial vehicle mostly LCV/SCV/CAR
• Involved in cross selling (Life insurance and GI)
• Maintaining business at Nagpur 125 KM area
• Collection of early default cases
• Developing DSA/ Referrals/ Broker(used asset finance agents)

Achievements :-

• Joined @ 20 Lac per month business standing @ 2 Cr per month disbursement (2.25 CR Disbursed in March 2016)
• Zero NPA portfolio

• Developing Retail business
• Taking care of DSA business (Channel Management)
• Focus on Refinancing business of Construction equipment
• Involved in multi product (Used/New Car, CE, CV, HCV, LCV)
• Maintaining business at Nagpur, Akola & Gondia Location
• Collection of early default cases
• Post Disbursement Documents collection

Achievements

• Achieved above 100% productivity since joining.

• Developing Retail business
• Managing Vendor relations
• Refinancing (Of used assets)
• Restructuring of existing clients
• Collection of early default cases
• Post Disbursement Documents collection
• Sourcing & Execution of Group deals.

Achievements

• Executed a group deal of 7 Excavators at Baramati, with a ticket size of Rs. 50 Lakh each.
• Generated consistent business of 2.8 Cr Per month since joining.
• Managed Zero NPA branch