Aditi Soni
Pune
Summary
Results-driven Debt Manager known for high productivity and efficient task completion. Possess specialized skills in debt recovery strategies, financial analysis, and risk management. Excel in negotiation, communication, and strategic planning to achieve financial stability and debtor compliance. Ready to leverage these abilities for sustainable financial solutions.
Overview
3
3
years of professional experience
Work History
Debt Manager
IDFC FIRST BANK LTD
Pune
2023.05 - Current
- Responsible for managing Personal loan Digital portfolio of 16 Cr for Pune (Maharashtra).
- Adept at handling NPA accounts and preventing gross credit loss (GCL) with the help of collection strategies and legal tools.
- Strategically monitored and maintained compliance at team level, ensuring synergy in compliance and collection practices on field.
- Proficient at maintaining cordial relationship with customers, ensuring quality and service norms to achieve customer satisfaction and business retention.
- Created debt management plans, spending plans or budgets to assist clients in meeting financial goals.
Debt Manager
IDFC FIRST BANK LTD
Raipur
2021.08 - 2023.04
- Responsible for managing Personal loan portfolio of 8 Cr for Chhattisgarh.
- Optimum delivery of set targets and ensuring early resolution of accounts in initial buckets, maintaining a resolution rate of 94% month on month.
- Monitored debt portfolio performance to ensure compliance with regulatory requirements.
- Deftness in handling & implementing processes. Solutions-driven, team-centric professional with significant experience in handling all aspects of service functions and preventing escalations
Education
MBA - Finance
ICFAI Business School
Hyderabad2021-03
B.E - Computer Science Engineering
Bhilai Institute of Technology Durg
Durg2019-05
Skills
- Portfolio Management
- Risk Mitigation
- Debt management
- Compliance knowledge
- Team building
- Interpersonal Skills
- Time Management
- Teamwork and Collaboration
- Problem-solving aptitude
- Analytical Thinking
- Vendor Management & Stakeholder Communication
Projects
- March 2020-May 2020, Launchpad, Analysis of investment in start-up and individual entities, Designed a Business plan for the firm. Contributed towards the development of web application by building psychometric test and web app flow.
- June 2018-July 2018, Bhilai Steel Plant (Sail), Understanding the working of the online leave application system
Languages
Hindi
First Language
English
Proficient (C2)
C2
Timeline
Debt Manager
IDFC FIRST BANK LTD
2023.05 - Current
Debt Manager
IDFC FIRST BANK LTD
2021.08 - 2023.04
MBA - Finance
ICFAI Business School
B.E - Computer Science Engineering
Bhilai Institute of Technology Durg
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