Hi, I’m
ASHISH PRABHAKARRAO TAKSANDE
CREDIT SUPPORT OFFICER
Gondia
Summary
9+ Years of Banking experience in the world’s Biggest Banking Organization i.e. STATE BANK OF INDIA with a background of CREDIT, ADVANCES, KYC: AML and CFT. Having good exposure in Priority Sector lending. Productively handled NPA and SMA along with OTS.
Overview
16
years of professional experience
6
Certifications
Work History
State Bank of India
ASSISTANT MANAGER (AGRI & RETAIL)
12.2016 - Current
Job overview
- Manage 37 branches to deal with the priority sector lending, i.e., agriculture loans, which include crop loans, tractor loans, gold loans, and farm equipment loans, along with personal loans, pension loans, car loans, and home loans.
- To manage the loan servicing, maintain the collateral, and reduce the IRAC status of 50 loan accounts daily.
- To maintain an eye on repayment status and NPA status of 50+ loans on a daily basis.
- Providing CC and OD to customers against collateral/securities.
- Providing with best financial advice and better solutions to customer.
- Supervised day-to-day operations to meet performance, quality and service expectations.
- Improved customer satisfaction by addressing and resolving complaints promptly.
- Promoted teamwork within the workplace by encouraging collaboration among staff members on various project tasks.
Deutsche Bank Group, Deutsche Bank
COST EFFICIENT TRANSACTION DESIGNER
07.2010 - 11.2010
Job overview
- Managed 250+ payments design daily, ensuring timely delivery within budget constraints.
- Analyzed user behavior and achieved a cost reduction of over 50% with feedback to optimize design and user experience.
- Streamlined design processes, resulting in increased efficiency and faster project completion times.
- Designed eye-catching promotional materials, driving increased event attendance and participation rates.
Education
ISME BangaloreBengaluru, India
Master of Management from Finance And Marketing
01-2011
University Overview
GPA: CPI 6.48
College of Agriculture NagpurNagpur
B.Sc. from Agriculture
07-2009
University Overview
GPA: 68.33%
Skills
Workflow efficiency
Strategic team guidance
Workforce performance analysis
Budget optimization
Effective negotiation
Operations management
Cost reduction
BEYOND CURRICULUM
- Awarded as 1st runner up position in The Business Quiz, Organized by Entrepreneurship Cell, Faculty of Management Studies (FMS), University of Delhi. During Entrepreneurship Week Feb 6-13, 2010.
- Participated in “ASHWAMEDH” (inter university tournament) in BASKETBALL on behalf of DR.PDKV AKOLA organized by NORTH MAHARASHTRA UNIVERSITY, JALGAON on the Theme of AIDS AWARENESS in year 2006.
- Represented college in intra-university basketball tournament organized by College of Agriculture NAGPUR, held in NAGPUR, in the year 2003, 2005 and 2006.
- Interested in cooking Playing Badminton Photography
Certification
Six Sigma Green Belt & Black Belt Coursework Certified Learnt using Minitab for simulation exercises.
COOKING AND PLAYING BADMINTON
I like to Cook Traditional Maharashtrian dishes and playing Badminton.
Timeline
ASSISTANT MANAGER (AGRI & RETAIL)
State Bank of India
12.2016 - Current
COST EFFICIENT TRANSACTION DESIGNER
Deutsche Bank Group, Deutsche Bank
07.2010 - 11.2010
ISME Bangalore
Master of Management from Finance And Marketing
College of Agriculture Nagpur
B.Sc. from Agriculture