Summary
Overview
Work History
Education
Skills
Certification
Interests
Timeline
Generic
Ashish Sharma

Ashish Sharma

Banking Officer (Banker)
Palampur

Summary

Accomplished Assistant Manager with in-depth experience of more than 7 years working in State Bank of India, an Indian multinational public sector bank and financial services provider, the 49th largest bank in the world by total assets and ranked 221st in the Fortune Global 500 list of the world's biggest corporations of 2020, being the only Indian bank on the list and consistently rising through ranks.

I am Well-versed in sales, personnel management, accounting and inventory management. Dedicated to complete knowledge of company products and services for optimized customer service. Agile and adaptable staff leader with stellar work history, motivational approach and upbeat nature. Skilled at training employees and leveraging organized approaches to handle daily planning, scheduling and customer service requirements. Forward-thinking and industrious with diplomatic communication style focused on maximizing engagement and satisfaction. Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company. Enthusiastic candidate with extensive experience in customer service and cash handling at banks or money lending institutes. Strong knowledge of offered banking services and products. Reliable and honest professional dedicated to meeting scorecard goals by processing high volumes of error-free transactions. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. Hardworking Banker familiar with setting up new accounts for customers, maintaining security and supporting audits. Excellent organizational, relationship-building and documentation skills. Prepared to offer more than 7 years of related experience to a challenging position with room for advancement.

Overview

8
8
years of professional experience
5
5
years of post-secondary education
6
6
Certifications
2
2
Languages

Work History

Assistant Manager

State Bank of India
Palampur
11.2015 - Current


  • Processed loans within various departments to achieve timely, accurate, and fair proceedings.
  • Analyzed potential risks and evaluated loan products to identify suitable options for customers.
  • Approved loan applications based on customer creditworthiness and provided detailed financial advice.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Partnered with client-facing teams to collect legal documents and associated information for regulatory and internal policies.
  • Adjusted end-to-end KYC process needs to align with workforce capabilities.
  • Studied economic information and read historical data to evaluate soundness of operational practices against business framework.
  • Developed strategies to grow client base and implemented appropriate sales plans to target prospective customers.
  • Actively worked to build branch credibility and develop relationships to increase community and industry visibility and overall profitability.
  • Made decisions and recommendations about extending lines of credit.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Assessed credit risk and analyzed financial statements.
  • Promoted company brand and unique offerings through personalized customer service.
  • Addressed customer complaints and mitigated dissatisfaction by employing timely and on-point solutions.

Education

Bachelor of Science - Hospitality Administration And Management

IHM
SHIMLA
08.2008 - 08.2011

MBA - Marketing Management And Research

Himachal Pradesh Technical University
Shimla
07.2011 - 07.2013

Skills

Employee performance evaluations

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Certification

Junior Associate of the Indian Institute of the Bankers

Interests

Sports

Travelling

Timeline

Assistant Manager

State Bank of India
11.2015 - Current

MBA - Marketing Management And Research

Himachal Pradesh Technical University
07.2011 - 07.2013

Bachelor of Science - Hospitality Administration And Management

IHM
08.2008 - 08.2011
Ashish SharmaBanking Officer (Banker)