Ashish Sharma
Assistant General Manager
Jaipur
Summary
Seasoned professional with over 20 years of experience in collection, sales, marketing, finance, and CMS, dedicated to enhancing operational efficiency and professional development.
Overview
25
25
years of professional experience
3
3
Languages
Work History
AGM
ICICI BANK
03.2012 - Current
- Various Profiles Journey:
- Regional Head Sales since Dec. 22 to till Present at Location South Punjab based out of Bhatinda
- Obtaining related financial documents to be able to put forward any new borrowing requests from the client;
- Mobilizing float and time deposits and growing the Bank’s Deposit Base in line with Institutional Banking targets;
- Providing feedback to the client on the outcome of their request and providing other solutions which could be beneficial to them in the long run; and
- Processing and concluding transactions in a timely manner
- Branch Manager since Dec. 20 to Nov. 22 at Location West Rajasthan based out of Barmer
- Key Responsibilities handled and managed as Branch Manager
- Managed 1 Dy. Branch Manager, 5 Relationship Managers/Officers and 10+ Retail Asset team members from various products
- To develop standards of customer service policy for entire Branch, managing a team operating customer services via various profiles such as DBM, CSM, Officers & cross vertical Executives
- Ensuring Compliance adherence, updates of policy adoption and application with records of discussions & correspondence
- Leveraging other cross vertical managers for possible improvements to customer service, Sales & other opportunities
- Zonal Debt Manager (ZDM) since Jul. 20 to Dec. 22 at Location Rajasthan based out of Jaipur
- Use analytics to assess your accounts receivable portfolio.
- Consider renegotiating payments terms with your customers.
- Engage with the customer for collection of legitimate dues.
- Manage various channels/partners used for debt servicing.
- Ensure compliance of the laid down processes by regulators and the bank for debt servicing
- Provide timely feedback to seniors on the market dynamics and scenarios enable to business decisions.
- Credit Builder Program (Jagrukta -CIBIL Awareness Campaign, Samanvay, Lok Adalat etc)
- Branch Manager since Mar. 12 to June 20 at Location Rajasthan based out of different Geographies of Jaipur, Jodhpur, Jaisalmer, Jalore etc.
- Having an adequate knowledge of various branch related sales, operations, customer service, finance, etc.
- Highly engaging my team into CASA, ETRG, Forex, Auto Loan and Personal Loan to increase the no of Target.
- Mingling with the staff while maintaining a professional decorum.
- Able to take spontaneous decisions while considering its short term and long term implications on the organization.
- A technically proficient individual with operating knowledge of various office applications used in a modern day organization.
- MIS reporting to the CBM on daily basis.
- Set targets for each department and empowers the staff by providing tools and knowledge that help in achieving the set goals
Deputy Manager Grade
HDFC BANK
06.2007 - 02.2012
- Profile Synopsis:
- Worked as Risk Manager at Location Delhi for Secured Loans, CRMs & at Kota looking for Unsecured/Secured Loans Collections
- Handle fraud control activities across all the unsecured products and ensure no fraud cases creeps into our system.
- Co-ordinate with auto loan team for adequate closure of sales.
- Investigation of every document fraud cases to check who has indulged in the fraud.
Finance Officer to Sr. Executive Profiles
Telecom Industry for Companies like Hutchison Essar, Reliance Infocom
04.2001 - 09.2002
- Profile Synopsis:
- Monitoring and assessing performance of Collection, Sale, Invoicing, and Activation form Agencies/Channels.
- MIS reporting to the Circle Collection Head on daily basis.
- Handling the legal matters related to collection for the cluster.
- Giving support to corporate team in their collection
- Developed an efficient collection process and achieved monthly collection targets.
Education
PGDMSM - undefined
01-2005
B.Com - undefined
01-2002
Sr. Secondary -
01-1999
Secondary - undefined
01-1997
Skills
Professional training and development
CMS and payment processing solutions
Trade finance services
Debt collections
AML/KYC regulations
Digital onboarding systems
High-net-worth and non-resident Indian banking
Compliance with legal standards
Due diligence enhancement
Investment portfolio management
Telecom industry knowledge
References
Can be furnished on request
Interests
Gaining knowledge about Banking & financials, reading and travelling
Disclaimer
Self-Declaration - I hereby declare that the details furnished above are true and correct to the best of my knowledge and belief and I undertake to inform you of any changes therein
Computer Qualification
- PGDCA (2000-2001) IICT, Udaipur.
- MCSE (2001) Aptech, Baroda.
- Extensive exposure of working in LAN/WAN based computerized environment and command in MS office.
Timeline
AGM - ICICI BANK
03.2012 - Current
Deputy Manager Grade - HDFC BANK
06.2007 - 02.2012
Finance Officer to Sr. Executive Profiles - Telecom Industry for Companies like Hutchison Essar, Reliance Infocom
04.2001 - 09.2002
Rajasthan Vidyapeeth University - PGDMSM,
Rajasthan Vidyapeeth University - B.Com,
C.B.S.E. - Secondary,
Raj.Board - Sr. Secondary,