Ashish Sudhakar
Assistant Vice Precident
Kota
Summary
Performance-driven Asst.Vice President with 27 years of experience aligning systems with business requirements, policies and regulatory requirements with a strong track record of delivering business growth,operational excellence,and customer satisfaction .I oversee the credit and risk management of the retail loan portfolio,including home loans and loan against property (LAP). Passionate about applying excellent organization and communication skills to manage and lead teams. Results-oriented individual well-versed in interfacing and consulting on business processes to drive results based on sound overall business judgment.
Overview
27
27
years of professional experience
5
5
years of post-secondary education
Work History
Assistant Vice President
HDFC BANK LIMITED
Kota
07.2005 - Current
- Reviewed, identified, updated and prioritized strategic initiatives to provide comprehensive support to senior leadership.
- Participated in organization re-branding and targeting of new markets and programs to attract and retain members.
- Generated financial and operational reports to assist management with business strategy.
- Attended weekly meetings and special sessions of Leadership and Executive Leadership Teams and contributed to major administrative initiatives, policies and decisions.
- Communicated with leadership teams to assist with administrative initiatives and decisions and attended weekly meetings to support policy changes.
- Handled administrative systems to assist senior leadership and over [Number] staff members.
- Met deadlines by proactively managing individual and team tasks and streamlining processes.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
- Assessed employee performance and developed improvement plans.
- Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations.
- Maintained friendly and professional customer interactions.
- Engaged employees in business processes with positive motivational techniques.
- Met deadlines by proactively managing individual and team tasks and streamlining processes.
- Forecasted trends and recommended improvements based on financial risk analyses.
- Examined customer loan applications for loan approvals and denials.
- Complied with regulatory guidelines and requirements.
- Submitted loan applications to underwriter for verification and recommendation.
- Resolved various issues impacting sales management and business operations.
- Implemented service improvements to enhance sales cycle.
- Evaluated project applications and verified with outline specifications to approve, reject and recommend adjustments.
- Boosted sales and customer loyalty through incentive programs.
- Monitored compliance with various types of regulations to avoid [Type] penalties.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Assessed credit risk and analyzed financial statements.
- Established relationships with customers to encourage payment of delinquent accounts.
Finance Manager
Rajasthan Textile Mills (Sutlej Industries Limited)
Bhawanimandi
10.2002 - 06.2005
- Created organizational structures to improve accounting and finance functions.
- Trained new and existing staff members in various financial procedures to prepare for job requirements.
- Executed vendor setup and payment, administration of bank accounts and account reconciliations.
- Supported operations management, sales, and marketing efforts to increase revenue and overall financial health.
- Monitored budget and revenue trends, compiling reports for company leadership to inform decision-making.
- Prepared monthly reconciliation of bank accounts and took corrective actions on deviations.
- Researched and facilitated software integration to streamline accounting and financial processes.
- Prepared various import, export and supplier forms for customs submittal.
- Prepared and processed import and export documentation according to customs regulations, laws or procedures.
- Reviewed and analyzed project spending throughout project life cycle.
- Created and maintained precise and accurate models, charts and reports.
- Developed financial projections and forecasts to guide investment decisions.
Assistant Manager - Finance
Rajasthan Spinning And Weaving Mills
Gulabpura
04.1996 - 09.2002
- Executed vendor setup and payment, administration of bank accounts and account reconciliations.
- Trained new and existing staff members in various financial procedures to prepare for job requirements.
- Supported operations management, sales, and marketing efforts to increase revenue and overall financial health.
- Created organizational structures to improve accounting and finance functions.
- Prepared monthly reconciliation of bank accounts and took corrective actions on deviations.
- Prepared and managed large capital expenditure budgets to effectively handle infrastructure investment and long-term operations.
- Forecasted trends and recommended improvements based on financial risk analyses.
- Processed invoices and contacted appropriate parties for timely payment receipt.
Education
MBA - Finance
MGM'S Institute of Management
Aurangabad 07.1994 - 05.1996
Bachelor of Science -
Government College
Kota 05.1990 - 05.1993
Skills
Business administration
Financial Management
Operations management
Corporate presentations
Issue Resolution Skills
Consulting
Project Management
Budgeting
Business Development
Effective leader
Analytical and Critical Thinking
Financial statements expertise
Experienced with [Type] software
Data analysis
Lending regulations
Credit decisions
Credit risk
Credit programs
Timeline
Assistant Vice President
HDFC BANK LIMITED
07.2005 - Current
Finance Manager
Rajasthan Textile Mills (Sutlej Industries Limited)
10.2002 - 06.2005
Assistant Manager - Finance
Rajasthan Spinning And Weaving Mills
04.1996 - 09.2002
MBA - Finance
MGM'S Institute of Management
07.1994 - 05.1996
Bachelor of Science -
Government College
05.1990 - 05.1993