Ashish Tripathi

• Directed Sales, Collections & Operations for EV loans.
• Built partnerships with EV OEMs & Dealers to expand retail EV financing.
• Managed 65+ employees, optimizing productivity & reducing discrepancies.
• Implemented digital onboarding, vendor management & audit compliance.
• Improved portfolio management, customer service & centralized operations.
• Drove automation in LOS & LMS systems for higher efficiency
• Controlled delinquency, improved collection efficiency & maintained portfolio quality
• Coordinated with Risk & Audit ensuring compliance and smooth loan processing.
• Conducted competitor analysis, area reviews & MIS tracking for growth opportunities.

• Product: Managing E V (3-Wheeler)
• Managing 3-Wheeler Dealer & financer of U.P & UK Locations.
• Channel management, broker management, customer lead generation, disposal of seized vehicles, collection follow up & monitoring.
• Managing all delinquent Cases with the help of Dealer & Financer.
• Follow-up with lending partners for collection status and escalation of any deviations.
• Ensuring compliance of Kinetic Green Processes and Policies by the team and dealers.
• Review performance on weekly basis of Dealer & Financer on monthly basis.

• Product: Managing Two Wheeler Collections of Bkt 0 to All
• Managing TW Collections of U.P & U.K Locations.
• Managing the pool with 15 to 20 Agencies and 4 ACM and 6 CM from currant to All Bkt.
• Initiating & handling legal process for the 3+ Bkt Cases with legal team.

• Ensuring compliance of Manappuram Processes and Policies by the team and Agencies.

• Review performance on weekly basis of agencies & Audit on monthly basis.

• Relationship management with Repossession vendors and responsible for their billing of U.P Repo agents.

• Daily sending the MIS report to CM and agency for better result in collections.

• Product: Managing Two-Wheeler Collections of Bkt 0 to All
• Managing TW Collections of U.P Locations.
• Managing the pool with 10 to 15 Agencies and 4 CM from currant to All Bkt.
• Initiating & handling legal process for the 3+ Bkt Cases with legal team.
• Ensuring compliance of Manappuram Processes and Policies by the team and Agencies.
• Review performance on weekly basis of agencies & Audit on monthly basis.
• Relationship management with Repossession vendors and responsible for their billing of U.P Repo agents.
• Daily sending the MIS report to CM and agency for better result in collections.

• Product: Managing CV and PC Collections of Bkt 0 to 3 bkt
• Currently handling the Location of Kanpur, Kanpur Dehat, Aurrainya , Fatehpur and Unnao
• To review performance on weekly basic to achieve month end target.
• Refinance the old vehicle.
• Motor Insurance the old vehicle.
• Follow up with legal team for appropriate orders and its execution to expedite the collection.
• Repo, and Release.
• Updating of MIS and day to day reporting to RRM.
• Allocate the cases to executive and at right location so that customer should catch easily.

• Product: Managing Farm Collections of Bkt 0 to 9 bkt
• Currently handling the Location of Unnao and Kanpur.
• To review performance on weekly basic to achieve month end target.
• Repo, and Release.
• Updating of MIS and day to day reporting to REGIONAL COLLECTION MANAGER.
• Allocate the cases to executive and at right location so that customer should catch easily.

• Product: Managing CV and PC Collections of Bkt 0 to 3 bkt
• Currently handling the Location of ETAWAH
• To review performance on weekly basic to achieve month end target.
• Refinance the old vehicle.
• Motor Insurance the old vehicle.
• Repo, and Release.
• Updating of MIS and day to day reporting to ABM.
• Allocate the cases to executive and at right location so that customer should catch easily.

• Product: Managing Two Wheeler Collections of X BKT to 6 BKT.
• Currently handling the Location of Half U.P West (Agra, Mathura, Aligarh, Etawa, Etah & Bulandshahar).
• To review performance on weekly basic of agency to achieve month end target.
• Allocate the cases to agency and right locations so that customer should catch easily.
• Follow up with legal team for appropriate orders and its execution to expedite the collection.
• Ensuring compliance of BFL Processes and Policies at the dealer network across the region.
• Daily sending the MIS report to dealer and agency for better result in collections.

• Product: Managing CV, CE, Tractor, PC and HL Collections of Bkt 4 to All.
• Currently handling the Location of Agra, Mathura, Firozabad, Etah & Aligarh
• To review performance on weekly basic to achieve month end target.
• We have executed the sec-138 warrant and summons.
• Follow up with legal team for appropriate orders (Dasti summons, Receiver visit) and its execution to expedite the collection.
• Repo, and Release.
• Updating of MIS and day to day reporting to State head.
• Allocate the cases to executive and at right location so that customer should catch easily.

• Product: AUTO & CV of TATA MOTORS FINANCE LTD.
• Collection on NPA Cases
• Follow up with legal team for appropriate orders and its execution to expedite the collection.
• Repo and Sold.
• Updating of MIS and day to day reporting to manager.

• Product: Buyout Portfolio other Financial Institution, Auto, PL and other Secured and unsecured NPA’s
• Collection on NPA Cases.
• Repo And Sold.
• Core Updating
• Follow up with legal team for appropriate orders and its execution to expedite the collection.
• Updating of MIS and day to day reporting to manager.

• Product: AUTO of ICICI Bank Ltd.for1 to 12 buckets
• Supervisor with a team of approx. 15 people.
• Cases allocation to collection executives.
• Follow-up with customer for collection
• Follow-up with legal team for appropriate orders and its execution to expedite the collection.
• Updating of MIS and day to day reporting to Agency manager.

• Product: PL of Citi Finance for1 to 4 buckets
• Supervisor with a team of approx. 10 people.
• Cases allocation to collection executives.
• Follow-up with customer for collection
• Follow-up with legal team for appropriate orders and its execution to expedite the collection.
• Updating of MIS and day to day reporting to Agency manager.