Summary
Overview
Work History
Education
Skills
Websites
Internship
Timeline
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ASHISH VERMA

Bhagalpur

Summary

Dynamic banking professional with a proven track record at HDFC Bank Ltd., excelling in client relationship management and financial analysis. Successfully increased customer loyalty through strategic cross-selling and account management, while managing a diverse portfolio. Adept at leveraging market intelligence to drive profitability and enhance client satisfaction.

Overview

5
5
years of professional experience

Work History

Branch Manager

HDFC Bank Ltd.
Bhagalpur
07.2023 - Current
  • Led a team responsible for acquiring new retail assets, home loan clients, and managing a portfolio of over 300 existing and new clients.
  • Increased customer stickiness through aggressive cross-selling of complementary banking products, including personal loans, life insurance, mutual funds, current accounts, business loans, etc.
  • Analyzed data to identify trends related to products, services, customers and markets served by the branch.
  • Implemented internal control procedures to minimize risk exposure and maximize profitability.

Relationship Manager

ICICI Bank Ltd.
Bengaluru
09.2020 - 06.2023
  • Achieved client loyalty through quality, productivity, service and proactive management.
  • Utilized financial acumen to align clients' needs with short-term and long-term investment goals.
  • Implemented account management strategies to foster strong client relationships and deliver superior service.

Education

PGDM - Banking & Finance

Manipal Academy of BFSI
Bangalore
01.2019

B.Tech. - Electrical & Electronics

Maulana Azad College of Engineering & Technology
Patna
01.2016

Skills

  • Client relationship management
  • Collection and recovery management
  • Financial analysis
  • Cross-functional collaboration
  • Sales pursuit
  • Portfolio management
  • Account strategy development
  • Strategic planning
  • Market intelligence
  • Cross-selling strategies
  • Client loyalty building

Internship

  • ICICI Bank Ltd., Marketing Intern (April 2019 – June 2019)
  • Analyzed customer data to devise strategies for better cross-selling at the cluster and branch level.
  • Prepared detailed reports and presentations on the potential of channel finance products in the MSME segment in Bihar.

Timeline

Branch Manager

HDFC Bank Ltd.
07.2023 - Current

Relationship Manager

ICICI Bank Ltd.
09.2020 - 06.2023

PGDM - Banking & Finance

Manipal Academy of BFSI

B.Tech. - Electrical & Electronics

Maulana Azad College of Engineering & Technology

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ASHISH VERMA