Ashish Cecil Murmu

Seasoned banking leader with 12+ years of hands-on experience in credit risk management, forex operations, and branch strategy, having successfully managed loan portfolios exceeding ₹100 Cr. Proven expertise in mitigating NPAs, leading high-stakes audits, and driving compliance in line with RBI regulations. Adept at overseeing end-to-end branch operations, managing cross-functional teams, and executing customer-first strategies that align profitability with purpose. Looking to contribute to a forward-thinking organization where I can continuously evolve, take ownership of impact-driven goals, and drive sustainable growth for both the institution and myself.

Over the last 7 years as a Branch Head at Canara Bank, I’ve led a team of 14 members, successfully transforming the branch into a high-performing unit known for operational excellence and customer-centricity. Under my leadership:

• Loan Book Expansion: Managed and grew a loan portfolio of ₹100 Cr+, with a consistent track record of quality asset generation and minimal delinquency.
• NPA Containment: Implemented proactive monitoring systems for SMA and Watchlist accounts, contributing to a 20% reduction in NPAs year-on-year.
• Audit & Compliance Champion: Handled multiple internal, statutory, and snap audits with clean reports — reflecting strong governance and compliance under my leadership.
• Team Leadership & Staff Development: Mentored and upskilled team members, resulting in improved productivity, reduced turnaround times, and enhanced customer satisfaction.
• Strategic Execution: Streamlined cross-selling processes and boosted sales of banking and third-party products, contributing to significant growth in branch revenue.
• Government & Priority Sector Outreach: Spearheaded implementation of key Government Schemes (PMJDY, PMSBY, PMAY, KCC, SHG Loans), expanding financial inclusion in rural and semi-urban sectors.
• Collaborative Culture: Worked closely with Regional and Circle Offices, led inter-branch collaborations, and maintained a smooth flow of communication across all verticals — ensuring consistency, accountability, and goal alignment.

I, Ashish Cecil Murmu, hereby declare that the information contained herein is true and correct to the best of my knowledge and belief.