Ashok Kumar Thathagari
Bengaluru,Karnataka
Summary
- 20years of IT Experience in design, development, and delivery of critical applications in Financial/Payments domain, Operational Risk & Business Process Management - focusing on Service Oriented, Microservices, and Cloud native architecture.
- Led cross-functional teams for the successful completion of major projects, resulting in increased efficiency and significant cost savings to the organization.
- Deeply involved in the Corporate banking/Payments domain - specifically in Channels, Payment Engine, Payments Gateway, and Last-mile connectivity.
- Possesses a conceptual understanding of network zones, firewalls, and security protocols.
- Skilled in working with different Payment message formats including ISO20022, ISO8583, Swift, and other local formats of Europe and APAC.
- Implemented various security protocols using Cryptographic tools and digital signatures, with experience in HTTP, SSL/TLS, and Certificate management.
- Experienced in team management/leadership roles .Collaborated with architects and senior management to develop strategic initiatives to achieve long term goals.
- Demonstrated proficient leadership skills to motivate employees and build competent teams.
- Additionally, brings entrepreneurial experience through setting up and managing a manufacturing unit with a headcount of around 50.
Overview
21
21
years of professional experience
Work History
Vice President
Deutsche Bank
Bengaluru
08.2022 - Current
- Leading the team responsible for establishing last-mile / payments gateway connectivity from bank to the external clearing systems - CMI ( Channel & Market Integration ).
- Successfully delivered last-mile connectivities for various payments schemes across various countries - Swiss RTGS, Thailand Instant Payments, UK CHAPS, Japan RTGS, Swift MT-MX migration & Cross border Payments flows covering 30+ countries.
- Identified opportunities & delivered - to improve business process flows and significant cost savings.
- Demonstrated proficient leadership skills to motivate employees and build competent teams.
Vice President
CITI Bank
Pune
02.2022 - 08.2022
- Led CITI Direct project - UI based access channel for CITI - Corporate banking customers, which enables Payments manual capture, File Imports and authorization of H2H payments
- Successfully delivered the services.
- Established a culture of continuous improvement, fostering innovation and driving sustainable growth across the stream.
Consultant
Tata Consultancy Services
12.2005 - 02.2022
- Tech Lead - Designed & Delivered various critical applications / flows for the client in Operational Risk IT, .Business Process management & Corporate Banking - Payments.
- Key contributor in the successful rollout of various payments streams across the countries - Instant Payments, RTGS, eGov-Payments,etc.
- Managed client relationships through regular check-ins and updates on project progress.
- Assisted clients in navigating complex industry challenges as part of Thailand Instant Payments & Swift MX migration.
- As part of Operational Risk assessment - score based risk assessment tool was successfully delivered.
- Designed & Delivered automation of various business flows using the BPM tool - Intalio.
- Successfully migrated license based products to complete inhouse built solutions - Webmethods & DataJunction, saving the cost to bank significantly.
Senior Software Engineer
DSL / HCL IBTO
06.2005 - 10.2005
Successfully delivered critical components for the payments initiation channels application - DB Direct Internet .
Software Engineer
Infinite Computer Solutions
06.2004 - 06.2005
Education
Bachelor of Engineering -
Sir M V I T
Skills
- Java, SpringBoot, RESTful web services, Kafka, IBM MQ, SFTP, OpenShift, Docker, Kubernetes, Hazelcast, Oracle, HAProxy, Maven, SSL, Crypto & Certificate management
- Payments Gateway Connectivity - using Security and Networks protocols
- Project Planning , Execution & Delivery Management
- Results-Driven approach in working towards objectives
Accomplishments
- Thailand PromptPay connectivity - Key contribution in internal development of connectivity flow (instead of going for an external product).
- Target Instant Payment Settlements (TIPS) connectivity using Swift AGI - POC was highly appreciated, as DB was one of the only 3 banks who could offer the service of intermediary bank.
- Successful rollout of SEPA Instant Payments - last mile connectivity with EBA RT1 using EBICS protocol.
- Successful - Parallel deliveries.
Roles And Responsibilities
- Technical Development Lead - Design, Develop, Testing Coordination & Productionization
- Design External Connectivity - closely working with Networks team & Crypto Security teams.
- Working on Proof of Concepts
- Solution designing & presenting to Security Architecture Council for review.
- Participate in program management calls and present the status.
- Provide effort estimates & release planning.
- Review Code & Test strategy.
- Vendor coordination & design for the Travic interbank product integration for SEPA Instant Payments, through EBICS protocol.
- Ensure quality deliveries, within the agreed timelines.
Projectsdeveloped
- Thailand PromptPay: Thailand Instant Payments
- Thailand ISO20022 Bulk Payments: Enables ISO20022 bulk payments transfer between Deutsche Bank and ITMX.
- Thailand Bahtnet: Enables bank to update payment processing status to Bank of Thailand.
- Thailand eSSO: Enables bank's customers to pay the Thailand government agency eSSO, for the services.
- India NACH: Enables transmission of bulk payments between DB & India NPCI (National Payments Corporation of India).
- Philippines PesoNet: Transmission of payments to PesoNet.
- Philippines eGov: Enables customers to pay statutory payments through Philippines - BancNet.
- SriLanka LPOPP: Enables customers to validate the custom payments & retrieve the receipt numbers after custom payments.
- Hungary Instant Payments (GIRO): Hungary Instant / Real Time Payments.
- SEPA Instant Payments: This scheme enables instant / faster SEPA Credit Transfers (SCT Inst) in Europe.
Protocolsandfunctionalities
2FA SFTP (Password & SSH Key), SOAP Service, RESTful API Service, TCP/IP Socket Connectivity, IBM MQ, API, IBM MQ, SFTP, ISO8583, ISO20022, JSON, Proprietary format, HAProxy, OpenShift / Kubernetes, Internet, LeasedLine / VPN
Assignments
- CITI Direct - File Imports & File Manager, CITI Bank, 02/01/22 to Present, CITI Direct is a UI based access channel for CITI - Corporate banking customers, which enables Payments manual capture, File Imports and authorization of H2H payments.
- Channel & Market Integration (CMI), Deutsche Bank, 01/01/18 to 02/01/22, CMI is DB's strategic application for establishing last-mile connectivity with various country specific payments-clearing / external gateway systems - using clearing system specific protocols, and then provides API / MQ / SFTP interface for DB-internal payment processing systems / access channels.
Timeline
Vice President
Deutsche Bank
08.2022 - Current
Vice President
CITI Bank
02.2022 - 08.2022
Consultant
Tata Consultancy Services
12.2005 - 02.2022
Senior Software Engineer
DSL / HCL IBTO
06.2005 - 10.2005
Software Engineer
Infinite Computer Solutions
06.2004 - 06.2005
Bachelor of Engineering -
Sir M V I T
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