ASHRUMALA DAS

• Enabled founders in securing $2.5M credit for infrastructure upgrades ,operation and admin expenses by conducting business assessment
• Reduced sourcing and procurement costs by 10% through sustainable inventory optimization, suggesting expansion to retail sales, landscaping
• Negotiated vendor adjustments based on usage patterns;Implemented procurement controls to minimize spoilage, excess inventory
• Developed and monetized new product lines such as indoor plants, decor, gift items aligned to demand, conducted market viability assessment
• Performed SKU-level contribution analysis to scale high-margin categories, analyzed a 2 year service-wise profitability segmentation
• Led strategic business reporting, conducted multi-scenario financial analysis enabling 3-5 year planning and market feasibility concern

Statutory Compliance - Eliminated data governance insufficiencies by 40% ,by raising timely escalations,clearing ad-hoc data issues

• Classified data as NPI, API, PCI and standardized data lineage by complying with business data quality,CCPA and GDPR guidelines
• Analyzed new producer data for better product performance, acted as risk management SME for final production data
• Categorized data as inventoried, schema applied or curated from D0,D1,D2A to D2B by streamlining operations and follow-ups
• Proposed change order, and ensured timely feedback from teams in Refinance,Dealer,Servicing,Business Risk Office and Home Loans

Cost Optimization - Facilitated cost-saving of $3.5M by optimizing process to mask unprotected data detected through scan tool

• Mitigated risks which helped curb costs by 30% towards regulatory fines caused by insufficient masking of data in production data
• Conceptualized data monitoring rules and identified critical data elements in legacy data while analyzing daily reporting sheet
• Increased efficiency by 60% by identifying roadblocks, automating repetitive tasks using SQL,Python for scanning of sensitive data
• Enabled savings of 25% on renewed vendor contracts while analyzing third party data, ensuring future service quality and reliability
• Reduced 35% in operational cost for services such as EC2,S3 by ensuring precise implementation of AWS infrastructure in system

Business Intelligence - Translated complex business KPIs to summarize and interpret technical loopholes by integrating tableau

• Capitalized open source/digital technologies to mine complex, voluminous, and different varieties of data sources and platforms
• Navigated post-migration of legacy customer database to in-house built process, ensuring data accuracy, minimal downtime

• Enhanced team productivity by 50% by reducing client coordination across EMEA and APAC to two touchpoints per day while reporting KPIs
• Increased efficiency in monthly performance reviews by promoting use of SAS and Google-based dashboards during presentation
• Improved end-to-end data quality by collaborating with techno-functional teams to streamline enhancement across full operational cycle
• Ensured reliable data delivery by performing thorough cleaning,mapping during extraction from source systems to target environment

Company Overview: Owned by Ministry of Finance, Govt. of India

• Achieved 100% compliance in annual financial reporting by documenting P&L, Balance Sheet, depreciation schedules during year-end closure
• Increased CSR engagement by designing outreach plans, organizing 5 monthly credit-disbursement, recovery camps in underserved regions
• Improved staff task performance by 70% by training employees on new tools; updated operational content during digital-workflow transition
• Reduced data-quality risks in managing $250M in deposits by identifying vulnerabilities using Excel,ERP in self-help group funding processes
• Ensured error-free delivery of $100M in subsidies to 10,000 beneficiaries by validating transactions within 20-day window
• Strengthened credit decisions by analyzing financials histories of 300+ applicants while assessing loan viability across varied income groups
• Facilitated approval of $350M in viable loan proposals by performing inspection, due-diligence analysis for high-value credit requests
• Secured placement of $800M in government deposits by submitting competitive bid-response proposals to multiple public-sector entities
• Improved project delivery accuracy by negotiating vendor terms and monitoring budgets, across multi-stakeholder engagements
• Completed recovery of $5M non-performing loan portfolio in 3 months by leading 7-member team through targeted scrutiny, workflows
• Minimized potential write-offs by coordinating cross-functional schedules and collection activities across targeted borrower groups
• Reduced loan defaults by 30% by analyzing demographic trends, reallocating $1M in credit-risk exposure within reclassified segments