Karishma Rawat
Gurgaon
Summary
Detail-focused KYC Analyst with in-depth understanding of anti-money laundering and compliance laws. Skilled in client onboarding, risk management, customer due diligence, and data analysis. Proven track record of improving operational efficiency through implementing enhanced compliance procedures.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Senior AML/KYC Analyst
KPMG Global Services Pvt Ltd.
Gurgaon
05.2022 - Current
- As an SME Maintain issue-tracking databases, including documenting and reporting the status of issues, root causes, and associated corrective actions.
- Conducted regular training sessions for the KYC team on regulatory updates, ensuring 100% compliance accuracy.
- Assist in the development and implementation of AML compliance processes and procedures.
- Engage and contribute in building KYC related operational processes, including analysis content, relevant guidelines and procedures, as well as tools & reporting requirements.
- Provide valuable input and recommendations for enhancing existing KYC processes, drawing on expertise in customer due diligence and regulatory compliance.
Regulatory Operation Analyst
Deutsche Bank Of India Global Services (P) Ltd
Jaipur
06.2021 - 04.2022
- To participate in daily tasks such as quality check, review of results of the ongoing client AML screening, processing incoming requests to the team’s inbox.
- Responsible for periodic review/ODD of Private clients and to ensure documentation is accurate & current.
- Verify the identity of clients to understand the nature and purpose of their relationship with the financial institution for the purposes of performing Know your Customer (KYC) Procedures.
- Identify data anomalies and red flags for money laundering, terrorist financing, fraud, sanctions violations, and escalate for second level review.
- Investigate alerts of transaction and check bank statement further documents as per marked SOW, transaction AML and Fraud related alerts, along with alerts for potential match with International Sanctions lists, PEP lists and companies’ internal lists.
- Access and analyze data from both internal and external sources to validate customer information and ensure that customer records are accurate, complete with defined SLAs.
- Adhere to all designated timeframes and procedures to ensure on time and accurate completion of work.
Associate-Ops
WNS Global Services (P) Ltd
Gurgaon
01.2020 - 05.2021
- Performed Enhanced Due Diligence (EDD) reviews on High-Risk customers & PEPs (politically exposed people) collect the required information as per EDD requirements and send EDD to Money Laundering Reporting Officer (MLRO) for signoff.
- Verified the customer's and its parents in the recognized stock exchanges and regulators to minimize overall risk of the client. Verified the identity of UBO and , main principal through ownership investigation
- Conducted RDC Screening on Main Principals, UBO, Entities and Associated Parties. Verification and Bribery/Corruption checks for prospective transactions for existing or onboarding clients to identify potential reputational, business, adverse media hits and Sanction risks etc. Sanctions, PEP and Negative News Screening (World Check, RDC).
- Provided mitigation for Negative Hits / News and obtained concurrence from Money Laundering Reporting Officer (MLRO).
- Identifying and verifying the entity and collecting data from FO and MLRO, preparing CDD packs for the reviewed entity for Booking and Initiating country.
- Prepared client questionnaires, front office questionnaires for collecting the required data regarding nature of business, source of funds and source of wealth for reviewing the entity and performing the CDD.
Computer Clerk
Municipal Corporation Gurgaon
Gurgaon
12.2015 - 11.2019
- Managed and supervised clerical staff, providing training and performance evaluations.
- Processed payroll for municipal employees, ensuring accurate and timely payments.
- Processed citizen complaints, directing them to appropriate departments for resolution.
- Conducted background checks for prospective municipal employees, ensuring eligibility.
- Processed citizen complaints, directing them to appropriate departments for resolution.
Education
Post Graduate Diploma in Business Management -
NMIMS University
Mumbai 10.2023
Bcom.Hons -
University Of Delhi
Delhi09.2016
Skills
- AML/KYC Regulations
- Financial crime
- Transaction monitoring
- Customer Due Diligence (CDD)
- Enhanced Due Diligence (EDD)
- Lexis Nexis, Adverse Media , World-Check
- PEPs (politically exposed persons)
- Risk Risk Assessment
- Compliance, Audit, and Investigation
- Suspicious transaction report (SAR)
Certification
- Certification of Short terms Banking Course in (CBRP)
- Certification of Computer Application from NITM,
Timeline
Senior AML/KYC Analyst
KPMG Global Services Pvt Ltd.
05.2022 - Current
Regulatory Operation Analyst
Deutsche Bank Of India Global Services (P) Ltd
06.2021 - 04.2022
Associate-Ops
WNS Global Services (P) Ltd
01.2020 - 05.2021
Computer Clerk
Municipal Corporation Gurgaon
12.2015 - 11.2019
- Certification of Short terms Banking Course in (CBRP)
- Certification of Computer Application from NITM,
Post Graduate Diploma in Business Management -
NMIMS University
Bcom.Hons -
University Of Delhi
Similar Profiles
Kislaya VatsKislaya Vats
Associate Consultant at KPMG Global Services Pvt Ltd.Associate Consultant at KPMG Global Services Pvt Ltd.
Rajani ...Rajani ...
Technology Assurance Manager at KPMG Global Services Pvt. LtdTechnology Assurance Manager at KPMG Global Services Pvt. Ltd
Yatin WasanYatin Wasan
Associate Consultant at KPMG Global Services Pvt Ltd.Associate Consultant at KPMG Global Services Pvt Ltd.