ASHUTOSH KUMAR
New Delhi
Summary
Aspiring to work in an industry, where I can make the best use of my knowledge and interpersonal skills which would provide me the opportunity to improve continuously with the organization. Assets: Active and Energetic. Focused and Motivator. Effective Communication skill and leadership qualities. Good Value system. Adaptable.
Overview
2
2
years of professional experience
Work History
Area Sales Manager (Used / New Car Loans)
Vastu Finserve India Pvt ltd
Delhi -NCR
03.2023 - Current
- Handling a team of Sales Manager & Sales executive of Delhi & NCR
- Establish an effective working relationship with the used car and new car channels
- Ensure early identification of problem relationship and take appropriate action
- Ensure fairness in all aspects of strategy policy design and delivery, organization goals and planning, portfolio an analyzation and action
- Extensive modeling skills for credit watch presentation and portfolio management
- Take a proactive approach to maintain quality portfolio
- Taking an accountability of PDD updation within a timeline
- Establishaneffectiveworkingrelationshipwiththeriskmanagementteamsinorderto validate the accuracy of the customer risk profile
- Right person hiring for right job
- Controloverthehiringcostandpeoplemanagementaccordingtomarketexpansion
- Coach to team to take accountability for their work and delegation of work accordingly
- Check accuracy of daily routine like, people punch in & punch out visits, daily login& disbursal targets and collection targets
- Daily collection team tracking and Weekly discussion on NPA& Risk Npa.
Team Leader (Four wheeler -Corporate sales)
ROHAN MOTORS LTD
Delhi
02.2024 - 09.2024
- Handling Sales Team of 10 members
- Reporting direct to GM sales
- Competitive Market Analysis; Maintaining all Sales Report of Team & MSIL Report
- Post Sales follow-up of customer for referral
- Direct involve in Sales with Team Member to focus to achieve Team Target
- Manage Delivery Process & Delivery Timing with Team members.
Manager (Tw-Loan)
BAJAJ FINANCE LTD
Gurgaon
03.2024 - 05.2024
- Handling sales team, dealer and sub dealers and generating more business and maintaining sales penetration
- Maintaining MIS on monthly basis stating business report
- Managed all loan and credit request and made approval decisions
- Ensured that all credit and loan standards were applied
- Attained existing client financial targets and generated new client base
- Provided appropriate guidance and motivation to sales team members as needed.
Manager (Tw-Loan)
BAJAJ FINANCE LTD
Gurgaon
10.2024 - 04.2024
- Handle a team of Team Leader & Sales Executives for Dealership & ASC,ADC channels in Gurgaon market
- Manage relationship with Dealership & Customers
- Collateral management and collation of MIS
- Responsible for Dealership & ASC sales target.
Sales Manager (Tw-Loan)
HDFC Bank Ltd
Bhiwani/Rohtak/Jhajjar
05.2024 - 02.2024
- Handle a team of sales retainer of Panipat, Rohtak, Jhajjar, Bhiwani a combined market (open market + Branch)
- Build healthy relation with dealership's principle and sales team
- Maintain TAT for login to disburse the case
- Arrange and update PDD on time
- Responsibility for inventory rotation on time
- Responsibility of hiring of retainers
- Responsibility to arrange payout for DSA/Dealer timely
- Maintain co-ordination with credit and operation staff for smooth process
- Work for revenue and add on x-sell products i.e Motor insurance, EW,EMI protection etc.
Branch Sales Manager (Used Car Loan)
Piramal Capital & Housing Finance LTD
Delhi
05.2024 - 02.2023
- Handling sales team, dealer and DSA and generating more business and maintaining sales penetration
- Maintaining MIS on monthly basis stating business report
- Ensured that all credit and loan standards were applied
- Attained existing client financial targets and generated new client base
- Provided appropriate guidance and motivation to sales team members as needed.
Education
B.A
12TH
Skills
- Sales Enablement
- Market and competitive analysis
- Presentations and proposals
- Consultative and relationship selling
- Contract Review
- Territory and account management
Abilitiescompetencies
- Creative Thinking Ability -can generate new ideas.
- Marketing Skills –developed through Variety of class projects
- Problem solving skills-can recognize problem devise and implement plans of action.
- Highly Responsible-can exert high level of effort and preserve toward goal attainment.
- Team Player –can work cooperatively with others and contribute to a group with ideas and suggestions and effort
- Able to follow direction as well as take initiative.
Faith
Your Faith Is The First Step Of My Success.
Primary Assets
Active and Energetic. Focused and Motivator. Effective Communication skill and leadership qualities. Good Value system. Adaptable.
Personal Information
- Father's Name: Sh. Ramesh Kumar
- Date of Birth: 10/29/1984
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Languages
Hindi & English
Hobbies and Interests
- Traveling
- Surfing on Computer
Timeline
Manager (Tw-Loan)
BAJAJ FINANCE LTD
10.2024 - 04.2024
Branch Sales Manager (Used Car Loan)
Piramal Capital & Housing Finance LTD
05.2024 - 02.2023
Sales Manager (Tw-Loan)
HDFC Bank Ltd
05.2024 - 02.2024
Manager (Tw-Loan)
BAJAJ FINANCE LTD
03.2024 - 05.2024
Team Leader (Four wheeler -Corporate sales)
ROHAN MOTORS LTD
02.2024 - 09.2024
Area Sales Manager (Used / New Car Loans)
Vastu Finserve India Pvt ltd
03.2023 - Current
B.A
12TH
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