Summary
Overview
Work History
Education
Skills
Projects
Competitions And Certifications
Extracurricular Activities
Timeline
Generic

Ashutosh Kumar

Patna

Summary

MBA graduate from IIM Trichy with experience in finance, strategy, and data analysis. I interned at RBI, researching India's current account balance trends. Previous roles in banking and operations, handling client onboarding, vendor negotiations, and customer relations. Strong analytical and communication skills, with a keen interest in business strategy and financial decision-making.

Overview

2
2
years of professional experience

Work History

Finance Intern

Reserve Bank Of India
Chennai
04.2024 - 05.2024
  • Analysed India's Current account balance, its key determinants, trends and causes since independence. Researched the influence of trade policies, foreign investments, and global events, to come up with recommendations to address the persistent current account deficit.

Junior Analyst

WM Solutions Private Ltd.
Indore
08.2022 - 06.2023
  • Facilitated client onboarding and service setup via Salesforce. Negotiated with vendors for pricing and service delivery while adhering to local waste management regulations.
  • Processed work orders and accounts payable across multiple locations, collaborating with cross-functional teams to streamline operations and implement key process enhancements

Phone Banking Officer

ICICI Bank Ltd.
Indore
01.2022 - 08.2022
  • Responsible for handling 70 to 80 customer queries and grievances daily regarding credit cards and related products, such as EMIs and personal loans. Proactively engaged with customers to identify their financial needs and cross-sell additional banking products.

Education

MBA - Finance

Indian Institute of Management Tiruchirappalli
Tiruchirappalli
03-2025

B.Com - Accountancy

B.P.S College
Desari
12.2019

Skills

  • Financial analysis
  • Market research
  • Valuation
  • Mergers & acquisitions
  • Data visualization
  • Client relationship management
  • Regulatory compliance
  • MS office

Projects

  • Portfolio Management, 2024, Managed a virtual portfolio worth Rs. 10 Lakhs, comprising a diversified selection of equity stocks across sectors., Led stock analysis and diversification, earning recognition for the best investment rationale page.
  • Equity Research, 2023, Applied valuation models such as DCF and Relative Valuation to assess stock value and investment potential., Secured Campus Rank #2 as part of the FinSchool National Finance Olympiad Live Project on Godrej Consumer.

Competitions And Certifications

  • Introduction to SQL, 2025: Developed a foundation in SQL by writing queries to extract, filter, and organize data from relational databases. Gained practical experience in understanding database structure and applying best practices for real-world use cases
  • AI Foundations: Machine Learning, 2025: Built a foundation in machine learning, exploring supervised and unsupervised learning techniques, algorithm selection (e.g., regression, classification, clustering), data preprocessing methods, and model evaluation metrics
  • HSBC IB League 2024: Campus finalist in the HSBC IB League 2024, delivering comprehensive valuation analysis for an M&A case, evaluating operational and financial synergies for Heidelberg Cement to highlight strategic benefits in M&A. Employed DCF and comparative valuation techniques for a thorough and strategic acquisition analysis process
  • Social Enterprise Idea Challenge, 2024: National finalist and among the Top 15 teams from over 900+ total in The Social Enterprise Idea Challenge. Developed and presented a business model for a holistic education app at Azim Premji University
  • NISM: Mutual Fund Distributors Certification, 2023: Certified Mutual Fund Distributor with a comprehensive understanding of the mutual fund market and regulations.
  • Equity Research Analyst Program, 2023: Completed a certification in equity research, DCF, and relative valuation, financial modelling, risk assessment, andkey industry-relevant ratios. Received a formal Letter of recommendation for consistency and outstanding performance throughout the course.
  • Financial Analysis, 2022: Acquired knowledge of accounting, financial statements, time value of money, and ratios, forming a foundation for financial analysis, capital budgeting, and KPIs. Conducted ratio analysis, business evaluation, and assessments.

Extracurricular Activities

Reading, Running and Swimming.

Timeline

Finance Intern

Reserve Bank Of India
04.2024 - 05.2024

Junior Analyst

WM Solutions Private Ltd.
08.2022 - 06.2023

Phone Banking Officer

ICICI Bank Ltd.
01.2022 - 08.2022

MBA - Finance

Indian Institute of Management Tiruchirappalli

B.Com - Accountancy

B.P.S College
Ashutosh Kumar