Summary
Overview
Work History
Education
Skills
Hobbies
Strenghts
Timeline
Generic

Ashwani Kadam

Senior Analyst (US Mortgage)
New Delhi

Summary

An organized and detail oriented mortgage professional with more than 7 years experience in the US mortgage industry seeking a challenging opportunity in mortgage underwriting and loan processing.

Overview

9
9
years of professional experience
5
5
years of post-secondary education
2
2
Languages

Work History

Senior Analyst - US Underwriting

SitusAMC
Gurgaon
08.2019 - Current
  • Made careful determination based on skilled analyses of submitted documentation covering credit histories, employment records, Income documents and current financial status.
  • Determined credit risks by reviewing files in advance and compare data against Internal checklist and guidelines.
  • Evaluate loan application, determining creditworthiness, assessing risk and establishing loan conditions.
  • Collaborated with loan officers and processors to obtain additional information and resolve discrepancies.
  • Review Appraisal Report, Title policy and commitment, Loan application, Credit Report etc. to verify accuracy and completeness.
  • Analyzed data to identify root causes of problems and recommend corrective actions.

Senior Process Associate

Oracle (OFSS) BPO Services Ltd
Gurgaon
06.2016 - 01.2019
  • Reviewed loan files for completeness, identified missing documentation, generated condition list for applicants.
  • Handled deficiencies/conditions sent from underwriting department.
  • Verify borrower and property information from document and complete all required checklist accordingly.
  • Worked on conventional loan, FHA, VA and USDA loans.

Computer Operator

Sunder Communication
02.2015 - 05.2016
  • Worked for all computed related work.
  • Common service center work

Education

B.Com (Hons) - Commerce-Finance-Account

Delhi College of Arts And Commerce
Netaji Nagar, New Delhi
07.2011 - 08.2014

12th - Commerce

Govt. Co. Edu. Sr. Sec School
Peeragarhi Village, New Delhi
04.2010 - 05.2011

High School Diploma -

Govt. Co. Edu. Sr. Sec. School
Peeragarhi Village, New Delhi
04.2008 - 04.2009

Skills

  • Credit and Risk Analysis

  • Decision Making

  • Mortgage Document knowledge

  • MS Office

  • Good Knowledge of Conventional, FHA, VA and USDA Loans

Hobbies

  • Listening Hindi and Punjabi Songs.
  • Playing Video Games

Strenghts

Ability to work in team and not to give up in toughest situation, hardworking, punctual, sincere, good communication skills, honest and determined.

Timeline

Senior Analyst - US Underwriting

SitusAMC
08.2019 - Current

Senior Process Associate

Oracle (OFSS) BPO Services Ltd
06.2016 - 01.2019

Computer Operator

Sunder Communication
02.2015 - 05.2016

B.Com (Hons) - Commerce-Finance-Account

Delhi College of Arts And Commerce
07.2011 - 08.2014

12th - Commerce

Govt. Co. Edu. Sr. Sec School
04.2010 - 05.2011

High School Diploma -

Govt. Co. Edu. Sr. Sec. School
04.2008 - 04.2009

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Ashwani KadamSenior Analyst (US Mortgage)