ASHWARYA RAO
Mumbai
Overview
8
8
years of professional experience
Work History
Legal Manager
SBI General Insurance Company Limited
Mumbai
03.2026 - Current
- Integrated various Payment Service Providers by vetting and finalizing Payment Aggregator Agreements, enhancing operational efficiency.
- Onboarded various vendors across departments and reviewed respective Service Provider Agreement.
- Reviewed and drafted diverse insurance intermediary agreements, including Corporate Agency, IMF Agreement, and Web Aggregators, ensuring compliance with applicable insurance laws.
- Developed and implemented Standard Operating Procedures for Legal Department, streamlining processes and promoting adherence to policies across SBIG.
- Contributed to the implementation of DPDP Act, 2023 and drafted Data Processing addendums for compliance with DPDP Act, 2023.
- Collaborated with external legal counsel on complex matters.
- Oversaw dispute resolution processes in claims management.
- Offered counsel to clients on legal issues and options.
- Reviewed and drafted a variety of legal documents such as leases, deeds, wills, powers of attorney.
Legal Associate
ABHIRAJ KRISHNA ASSOCIATES
Mumbai
07.2023 - 03.2025
- Reviewed and drafted UPI Technology Service Provider Agreement.
- Reviewed and drafted API License Agreement.
- Reviewed, drafted and negotiated Third Party Application Provider Agreement (TPAP) with Banks to integrate UPI services.
- Reviewed, drafted and negotiated Referral Services Agreement.
- Drafted and reviewed several Non-Disclosure Agreements.
- Drafted, reviewed and negotiated Software Licensing Agreement.
- Reviewed and negotiated Bharat Bill Payment System Agreement between a Bank and payment service provider company.
- Drafted and reviewed Business Correspondent Agreement with Banks including further amendments.
- Reviewed Shareholders Agreement for the business transfer of an entity.
AGAMA LAW ASSOCIATES
05.2023 - 06.2024
- Assisted in structuring overseas investment in an entity incorporated in USA by an Indian Entity. Assisted in Drafting Master Framework Agreement on behalf of the Indian entity.
- Conducted due diligence and drafted Share Purchase Agreement, Employment Agreement on behalf of the acquiring company for the purpose of complete acquisition of the target.
- Drafted Securities Subscription and Shareholders' Agreement for a newly incorporated entity for the purpose of issuing securities and inter-se rights of shareholders.
- Acted for an acquirer to conduct due-diligence and drafting of Share Purchase Agreement, Employment Agreement for the purpose of acquiring social media content creator company.
- Assisted in conducting pre-IPO due diligence for a chemical company.
- Reviewed and Drafted Master Service Agreement, Partner Agreement, Manufacturing Agreement, Employment Agreement, Software Development Agreement, Cookie policy, website use terms and conditions.
- Advised clients on POSH policy, ESOP policy and drafted board resolutions.
- MUMBAI
LEGAL CORNER LLP
03.2023 - 04.2023
- Incorporated a limited liability company in the state of California and drafted LLC Operating Agreement.
- Drafted a Preferred Stock Purchase Agreement for a Delaware incorporated entity.
- Reviewed ESOP Award Agreement, drafted offer and appointment letter for a company's employees.
- Drafted board resolutions, demand letters, bonus recovery letter and among others.
- HYDERABAD
PRANJAL BORA AND ASSOCIATES
10.2019 - 06.2022
- Raised Venture Debt and drafted including Debenture Subscription Agreement, Deed of Hypothecation, Debenture Trustee Agreement, Debenture Trust Deed, Corporate Guarantee Agreement.
- Drafted and negotiated Facility Agreement for securing a facility line from an NBFC.
- Raised loan and drafted and reviewed Deed of Hypothecation, Indemnity Deed, Sanction Letter.
- Acted for an entity in issuance of Non-Convertible Debentures to raise funds from an investor.
- Helped an entity to raise funds by issuing Optionally Convertible Preference shares and Debentures to the investor, including drafting of Securities Subscription Agreement.
- NEW DELHI
VARUN K. CHOPRA
10.2018 - 09.2019
- Drafted and filed Insolvency Petitions under section 7&8 of Insolvency and Bankruptcy Code, 2016.
- Drafted demand notice on behalf of operational creditor under section 8 of Insolvency and Bankruptcy code, 2016.
Education
All India Senior School Certificate Examination -
IPS Academy Bhind
Bhind, Madhya Pradesh12-2012
Secondary School Examination -
Sainik School Rewa
Rewa, Madhya Pradesh12-2010
B.A., LLB - Five Year Integrated Law Degree
National Academy of legal studies and research (NALSAR) University of Hyderabad
HyderabadSkills
- Contract drafting
- Regulatory compliance
- Legal advisory
- Vendor negotiation
- Dispute resolution
- Contract law
- Data privacy
- Agreement negotiation
Achievements And Co Curriculars
- Editor, Competition and Antitrust weekly, NALSAR
- Seminar presentation on Transfer of Technology and IPR challenges in Indian defence sector on Transfer of technology & IPR challenges in Indian defence sector.
Practice Profile
- Diligence exercise for mergers & acquisitions of private limited companies.
- Reviewed and drafted agreements in Fintech industry.
- Drafting of first cut definitive agreements, including share purchase agreements, share subscription agreements, shareholders agreements.
- Drafting and redlining of agreements such as Master Services Agreements, Procurement Agreement, offer letters, Employment Agreements, website cookie policies.
- Research and advise under Companies Act, FEMA.
Timeline
Legal Manager
SBI General Insurance Company Limited
03.2026 - Current
Legal Associate
ABHIRAJ KRISHNA ASSOCIATES
07.2023 - 03.2025
AGAMA LAW ASSOCIATES
05.2023 - 06.2024
LEGAL CORNER LLP
03.2023 - 04.2023
PRANJAL BORA AND ASSOCIATES
10.2019 - 06.2022
VARUN K. CHOPRA
10.2018 - 09.2019
All India Senior School Certificate Examination -
IPS Academy Bhind
Secondary School Examination -
Sainik School Rewa
B.A., LLB - Five Year Integrated Law Degree
National Academy of legal studies and research (NALSAR) University of Hyderabad