Ashwathy S
Analyst AMl KYC
Bangalore
Summary
I want to succeed in a stimulating and challenging environment, building the success of the company while I experience advancement opportunities.
Overview
7
7
years of professional experience
6
6
Languages
Work History
Financial crime operational Analyst
Commonwealth Bank of Australia
11.2022 - Current
- Subject Matter Expert in Transaction Monitoring and analysis
- Reviewing the KYC profiles of clients to understand the expected account activities, to analyses source and destination of funds and purpose of the transactions
- Line up the updates released by AUSTRAC
- Filing SMR into the system for unusual transaction
- Performed Quality check on alerts to assess the outcome of cases as Non Suspicious or file SMR
- Conducting detailed and extensive investigation on entities and individuals involved in transactions and analyzing business relationship between the involved parties
- Perform name and account based search for the transactions, adverse searches on the parties through internal and external sources (ABN word check, AUSTRAC, open search)
- Monitor the risk of fraud, money laundering and tax evasion
- Part of 40 + members team which supports Transaction monitoring and Analysis of various customers such as High Net worth individuals(HNIs), Australian registered companies, Sole Traders, Partnership firms, Trusts etc
- Handpicked for the pilot batch of transaction analysis and Suspicious Matter reporting (SMR) team
- Supporting as QCAnalyst(Quality checker) in the team for interim activities.
Emerging Lead(Senior Associate)
State Street Corporation
08.2017 - 10.2022
- Subject Matter Expert (SME) in Transaction Monitoring and Quantexa
- Reviewing alerts generated by Actimize
- Responsible for AML transaction monitoring to highest quality standard & In line with the latest policies and procedures
- Reviewing Quantexa network and identify the investor, investors UBO, Transfers, Wire transactions, World check hits, Cases, relations between other entities and individuals which are included on the network through ISS, KYC, LexisNexis, World Check& internet search
- Identify and analyze purpose of the transaction, verify identity and nature of business of parties associated with the transaction and ensuring proper regulatory requirements have been met
- Identify information of the client from transactions (MY STATESTREET) and customer records (KYC, DDA LIST, GEMS & ISS), external data, publicly-available information, and registries/ regulatory
- LexisNexis, world check, Power agent & other information to identify suspicious or unusual activity
- Assisting and providing information to support Suspicious Activity Reports (SAR) for regulatory filing and identifying multiple significant cases, reflags and patterns associated with the laundering of illicit funds
- Working in Financial Intelligence Unit for work related to research on entities based on Transaction Monitoring Review
- Handling Clients ranging from Government Funds, Pension Funds, Pooled Investment Funds and Investment Banks with business in various high-risk geographies and tax havens
- Perform Quality Check for the team
- Training and mentoring the new folks related to process
- Managed the team during the absence of leads
- Hosting the call for metrics related meeting
- Communication SPOC for the team
- Presenting AML terms in the daily huddle meetings to enhance the knowledge
- Preparing the EOD reports, Weekly reports and Monthly reports of the team
- Assigning alerts to the team.
Education
Master of Financial Analysis (M. Com FA) -
Kristu Jayanti College (Autonomous)
Skills
Team Management and Good team player
Good to adjust with different kinds of people and working environment and Good Organizational Skills
Diploma in Information Technology (MSOffice)
Accomplishments
- Received appreciation from the management for being a consistent performer by maintaining quality and achieving targets and coaching new joiners.
- Received appreciation from the management for suggesting innovative ideas to the team for reviewing purposes.
- Participated in CSR activity, cultural events, and sports events organized by StateStreet.
- Attended training sessions on Fundamentals of Auditing and Risk Monitoring, Swift message types, Derivatives, Introduction to Custody.
Personal Information
- Father's Name: P. Suresh Kumar
- Date of Birth: 04/20/94
- Nationality: Indian
- Marital Status: Married
Disclaimer
I, hereby declare that the above furnished details are true to the best of my knowledge.
Timeline
Financial crime operational Analyst
Commonwealth Bank of Australia
11.2022 - Current
Emerging Lead(Senior Associate)
State Street Corporation
08.2017 - 10.2022
Master of Financial Analysis (M. Com FA) -
Kristu Jayanti College (Autonomous)
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