Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Personal Information
Certification
Interests
Timeline
Generic
ASHWIN GEORGE

ASHWIN GEORGE

Ponkunnam

Summary

Experienced Bank Officer with 8+ years in diverse banking roles. Extensive knowledge of banking regulations and a strong commitment to customer service. Consistently align team efforts with bank's goals. Skilled in fostering relationships and achieving targets for growth in an efficient and service-oriented culture.

Overview

8
8
years of professional experience
1
1
Certification

Work History

Branch Manager

State Bank of India
07.2024 - Current
  • Maintained friendly and professional customer interactions.
  • Met deadlines by proactively managing individual and team tasks and streamlining processes.
  • Enhanced branch production rates by handling staff effectively and properly guiding them.
  • Achieved Steady growth in mutal fund, deposit and advance portfolio

Manager Sanction

State Bank of India
Udupi, Karnataka
07.2022 - 06.2024

Managed 32 branches, overseeing processing and sanction of personal, business, agriculture, and home loans

- Key Achievements (2-year tenure):

- Surpassed regional targets

- 20% YoY growth in home loan sanctions for 2 consecutive years - Identified untapped areas, taking calculated risks to drive growth

- Fostered a high-performing team culture through effective motivation and support - Empowered team members to take ownership and responsibility

- Encouraged collaborative environment, driving collective success

Branch Manager

State Bank of India
Stingeri, Karnataka
07.2019 - 06.2022

• Achieved advanced and deposit target for l 2 consecutive years’

• topper in NPA & AUCA Recovery in number of A/c category in district

• Reduction in NPA from Rs: 1.30 Cr to Rs:27.00 lacs in three year period

• Turn around of loss making branch in to profit making

• Acquired new good customers to the Bank and provided excellent pre & post service.

• Audit rating improved from BB to BA with increase in marks

• Supervising and reviewing work of Staff members at the Branch.

Assistant Manager Advance

State Bank of India
11.2016 - 06.2019

Achieved advance and NPA recovery target

• Able to retain high value SME Customer who was about takeover to other bank.

• Build good relationship with customer and upwelling to our existing customers.

Education

B.Tech in Electronics and communication Engineering -

IHRD Poonjar
Kerala
05.2015

Skills

  • Adaptability
  • Logical and analytical thinking
  • Strategic decision-making and calculated risk-taking
  • Effective team leadership and supervision
  • Strong motivation and time management
  • Expertise in financial analysis, budgeting, and profit maximisation
  • Proven track record of achieving targets and driving business growth
  • Positive attitude, polite, kind, and empathetic
  • Open to new ideas and enthusiastic about learning
  • Collaborative team leaderCore Competencies:
  • Risk management- Team management

Accomplishments

  • Successfully reduced the NPA significantly and turned around a loss-making branch.
  • Achieved more than 20 percent growth in Home loan portfolio continuously 2 years.
  • Working experience in Chikmagalore, Udupi, Mangalore, Kodagu and hassan district in Karnataka.
  • Handled personal, SME,Agriculture business portfolio
  • Experienced in mutal fund business

Languages

English
Malayalam
Kannada

Personal Information

Bank Officer with engineering background native of Kerala more than 8 years experience Various places in Karnataka. Can communicate in Kannanda, Malayalam, English.Worked as branch manager in 4 years and 2 years in loan sanction and marketing team.

Certification

JAIIB, CAIIB, NISM, IRDAI certified for Insurance product marketing.

Interests

Driving, Reading

Timeline

Branch Manager

State Bank of India
07.2024 - Current

Manager Sanction

State Bank of India
07.2022 - 06.2024

Branch Manager

State Bank of India
07.2019 - 06.2022

Assistant Manager Advance

State Bank of India
11.2016 - 06.2019

B.Tech in Electronics and communication Engineering -

IHRD Poonjar
ASHWIN GEORGE