Experienced Bank Officer with 8+ years in diverse banking roles. Extensive knowledge of banking regulations and a strong commitment to customer service. Consistently align team efforts with bank's goals. Skilled in fostering relationships and achieving targets for growth in an efficient and service-oriented culture.
Managed 32 branches, overseeing processing and sanction of personal, business, agriculture, and home loans
- Key Achievements (2-year tenure):
- Surpassed regional targets
- 20% YoY growth in home loan sanctions for 2 consecutive years - Identified untapped areas, taking calculated risks to drive growth
- Fostered a high-performing team culture through effective motivation and support - Empowered team members to take ownership and responsibility
- Encouraged collaborative environment, driving collective success
• Achieved advanced and deposit target for l 2 consecutive years’
• topper in NPA & AUCA Recovery in number of A/c category in district
• Reduction in NPA from Rs: 1.30 Cr to Rs:27.00 lacs in three year period
• Turn around of loss making branch in to profit making
• Acquired new good customers to the Bank and provided excellent pre & post service.
• Audit rating improved from BB to BA with increase in marks
• Supervising and reviewing work of Staff members at the Branch.
Achieved advance and NPA recovery target
• Able to retain high value SME Customer who was about takeover to other bank.
• Build good relationship with customer and upwelling to our existing customers.
Bank Officer with engineering background native of Kerala more than 8 years experience Various places in Karnataka. Can communicate in Kannanda, Malayalam, English.Worked as branch manager in 4 years and 2 years in loan sanction and marketing team.
JAIIB, CAIIB, NISM, IRDAI certified for Insurance product marketing.
Driving, Reading