Ashwin J Dugles
Risk Analyst
Bangalore
Summary
Accomplished Risk Analyst with 3+ years of experience and a proven track record at RazorpayX, Juno Finance and Amazon Development Center. Expert in financial crime prevention and fraud investigations, significantly reducing financial losses and a motivated Fincrime specialist.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Risk Analyst
RazorpayX
Bangalore
04.2024 - Current
- Ensured adherence to regulatory requirements by conducting regular reviews of policies, procedures, and controls related to risk management practices within the organization.
- Improved decision-making processes by providing insightful recommendations based on thorough risk analysis.
- Streamlined risk reporting procedures for improved communication with stakeholders and senior management.
- Reduced financial losses due to effective identification and mitigation of potential risks in the portfolio.
- Built and harmonized operations reports for team leaders, senior managers and executives.
- Facilitated cross-functional team collaborations to identify and mitigate risks, fostering proactive risk management culture.
- Analyzed historical data to uncover patterns, reducing future risk exposure by informing more strategic decision-making.
- Led training sessions on risk analysis techniques, elevating team's overall skill set and analytical capabilities.
RISK ANALYST
Juno Finance
10.2023 - Current
- Managed KYC onboarding process and took responsibility for manually approving, rejecting, or initiating user onboarding within Juno platform
- Handled unverified user accounts by identifying document-related issues, requesting necessary document updates, and ensuring successful activation of accounts within our banking platform
- Handled Remote check deposits and conducted risk analysis to avoid any kind of laundering or fraud in the platform and to mitigate risk involved
- Managed the investigation of flagged user accounts, whether manually flagged or flagged by the system due to suspicious activity
- Conducted thorough user investigations, requested required documentation through Jira tickets, and either cleared flagged accounts or initiated closure as needed
- Applied the same process to accounts locked by external partners
- Managed disputes by filing them or proactively engaging with users via emails when necessary to resolve issues
- Handled risk monitoring, utilizing rule-based triggers to conduct account reviews, and executed appropriate actions based on the account's activity.
RISK INVESTIGATOR
Amazon Development center - Bengaluru
Bangalore
08.2021 - 09.2023
- Performed in-depth research and investigations and recommended strategies to resolve problems and prevent further concerns
- Devised new systems and specific processes to handle ongoing monitoring needs for potential risks
- Ran background checks of individuals to obtain data on character, financial status, and personal history
- Trained and mentored field investigators and worked with team lead to identify skills, problem areas and opportunities for staff development and improvement.
Education
B.E - Mechanical Engineering
Gopalan College of Engineering
Bangalore 2021
Skills
Financial Crimes Expert
Advanced Excel
Power BI
Buyer and seller Investigations Expertise
Fraud Investigations
Share point
SAR
Looker
BSA and OFAC
Certification
Anti-Money laundering concepts: AML KYC and Compliance
Projects
- Gemba Walk Project Eagle Eye Bulk ASIN
- Bulk Suspicious activity reporting (SAR)
- Risk Block recovery- Recon of funds from fraud parties with a record of recovering $100k USD
Disclaimer
I hereby declare that the information furnished above is true to the best of my knowledge and belief.
Languages
English
Bilingual or Proficient (C2)
Kannada
Bilingual or Proficient (C2)
Malayalam
Bilingual or Proficient (C2)
Hindi
Upper intermediate (B2)
Tamil
Upper intermediate (B2)
Timeline
Risk Analyst
RazorpayX
04.2024 - Current
RISK ANALYST
Juno Finance
10.2023 - Current
RISK INVESTIGATOR
Amazon Development center - Bengaluru
08.2021 - 09.2023
B.E - Mechanical Engineering
Gopalan College of Engineering