ASHWINBHAI BALDEVBHAI RATHOD
Ahmedabad
Summary
255, Chhagan hema chawl, Bhavani nagar tekra, Opposite CMC, Rabari Vasahat, Odhav, Ahmedabad,382415 India
Date of birth: February 12, 1997
Overview
7
7
years of professional experience
Work History
Senior Credit Officer
Astute Management and Solutions Pvt Ltd
Ahmedabad
04.2019 - 02.2025
- Supervise and mentor team in addressing work-related queries within Credit Processing Unit.
- Our responsibilities include preparing loan requests, conducting eligibility checks, data entry, and fraud checks.
- Oversee essential Credit Sanctioning task serving as final approval checkpoint, highlighting extensive expertise in these domains.
- Managed time effectively to ensure tasks were completed on schedule and deadlines were met.
- Monitored compliance with industry regulations and company policies to mitigate risk.
- Completed day-to-day duties accurately and efficiently.
Relationship Officer
Axis Bank
Ahmedabad City
06.2018 - 03.2019
- Functioned for 10 months as Relationship Officer/Loan Officer, focusing on supporting clients in acquiring business-related working capital and additional financial solutions.
Sales Executive
Bookstore
- I served as a sales and billing executive at a bookstore for three years.
Assistant Accountant
Sachivalaya
Gandhinagar
- Employed as an assistant accountant for nine months, proficient in handling various journal entries using Tally ERP 9.
Education
M.COM -
Gujarat University
01-2019
B.COM -
Gujarat University
01-2017
H.S.C. -
Gujarat Board
01-2013
S.S.C. -
Gujarat Board
01-2011
Skills
- Tally ERP
- Microsoft Excel
- Microsoft Word
- Loan Processing
- Time Management
- Teamwork
- Team leadership
- Fraud detection
- Problem resolution
- Knowledge of Secured and Unsecured Loans
- CAM Preparation
- Working knowledge with Inditrade, Indostar and Axcel Finance
- Credit Analysis
- CIBIL Analysis
- Data entry
Languages
- English
- Hindi
- Gujarati
Timeline
Senior Credit Officer
Astute Management and Solutions Pvt Ltd
04.2019 - 02.2025
Relationship Officer
Axis Bank
06.2018 - 03.2019
Sales Executive
Bookstore
Assistant Accountant
Sachivalaya
M.COM -
Gujarat University
B.COM -
Gujarat University
H.S.C. -
Gujarat Board
S.S.C. -
Gujarat Board