Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

ASHWINI SADANAND MORE

PUNE

Summary

Dedicated and detail-oriented professional with a strong background in KYC, AML, and Transaction Monitoring. Seeking a challenging role in banking Operations where I can utilize my expertise to ensure regulatory compliance and mitigate financial risks. Committed to upholding the highest standards of integrity and efficiency in a fast-paced environment.

Overview

9
9
years of professional experience
1
1
Certification

Work History

Senior Analyst - AML/KYC/Prevention

Dester Consultant Pvt Ltd
PUNE
01.2024 - Current
  • Performed KYC due diligence on customer accounts, client onboarding, and periodic review, KYC verification, and evaluation. Responsible for reporting crime risk concerns. Responsible for identifying product misuse. Investigate the customer's source of wealth and source of funds.
  • Responsible for doing periodic reviews of E2E KYC, Prevention, and AML for treasury services – international clients of all jurisdictions, mainly dealing with banks, funds, NBFIs, and corporates.
  • Performed screening on the client, IBO, UBO, and key controllers to identify negative information, PEP, and sanction exposure.
  • Following the customer acceptance policy, the customer identification process, and risk management while working on customer due diligence.
  • Prepare KYC due diligence with global standards on a wide range of entity types.

Business Analyst

V5 global services Ltd (IBM INDIA PVT LIMITED)
PUNE
09.2022 - 12.2023
  • Basic understanding of KYC/AML requirements, data collection, and analysis. Reviewed customer documents and information to ensure compliance with KYC regulations. Updated client profiles with relevant KYC information.
  • Conducted thorough KYC and AML due diligence to identify and mitigate potential risks, ensuring compliance with regulatory requirements and internal policies.
  • Identified customer risk levels based on established criteria. Transaction Monitoring and Risk Assessment Procedure.
  • Periodic review and client middle-office experience. Enhanced due diligence comprehension.
  • Implemented robust transaction monitoring procedures to detect and investigate suspicious activities, resulting in the prevention of fraudulent transactions, and minimizing financial losses.
  • Provided comprehensive guidance to colleague analysts on the KYC project process as a quality check person, contributing to their skill development, and fostering a strong compliance culture within the organization.

Deputy Manager

KOTAK MAHINDRA BANK
NAGPUR
05.2021 - 08.2022
  • Branch banking operations, KYC verification and updating, fund transfer, account opening, clearing, digital banking, and cashier activities.
  • Updated client profiles with relevant KYC information.
  • Conducted thorough KYC analysis and risk assessments to evaluate account opening applications, reviewing KYC, financial documents, and information.
  • Tracked regulatory changes related to AML and KYC requirements. Assessed customer credit files regularly to review receivables.

Assistant Manager

INDUSIND BANK
NAGPUR
10.2018 - 05.2021
  • Banking Operations: Account Opening, Cashier, Clearing, Fund Transfer, Digital Banking.
  • Responsible for resolving customer requests through the Financial CBS system. Enhancing customer relationships by marketing and selling asset products, like loans and credit cards.
  • Developed and implemented strategies to increase sales and market share. Update all leads in the CRM next daily.

Customer Relationship Manager

JANALAXMI FINANCIAL SERVICES
NAGPUR
03.2016 - 12.2017
  • Handled a team of more than ten people for OD and PAR collections.
  • Responsible for supporting and guiding the collection executive staff in the collections of OD and PAR accounts.
  • ORACLE CBS system and CRM software for customer transactions and service requests, motivate, mentor, and help the team in addition to individual contributions.
  • Responsible for generating all EOD reports from SFDC. Analyzed data from CRM systems to identify trends in customer service needs.

Education

MBA - Finance & Marketing

Dr. Ambedkar Institute of Management Studies And Research
Nagpur
01.2016

Bachelors of Commerce (B. Com) - Finance

Lady Amritabai Daga College, Nagpur University
01.2014

Higher Secondary Certificate -

Lady Amritabai Daga College, Maharashtra Board
01.2011

Secondary Certificate -

C.P & Berar High School, Maharashtra Board
01.2009

Skills

  • AML
  • CDD EDD
  • Due Diligence Review
  • Sanction
  • Anti Money Laundering
  • Fraud Monitoring
  • SDD
  • KYC
  • Fraud Investigation
  • Client onboarding
  • Banking Operations
  • Risk assessment
  • Analytical thinking
  • Problem-Solving

Certification

  • SAP FICO: E-Learning solution Karadi, Pune
  • MICRO FINANCE Certified
  • CII Certification Course completed. (Under Supply Chain Management)
  • IRDA Certified–Insurance

Timeline

Senior Analyst - AML/KYC/Prevention

Dester Consultant Pvt Ltd
01.2024 - Current

Business Analyst

V5 global services Ltd (IBM INDIA PVT LIMITED)
09.2022 - 12.2023

Deputy Manager

KOTAK MAHINDRA BANK
05.2021 - 08.2022

Assistant Manager

INDUSIND BANK
10.2018 - 05.2021

Customer Relationship Manager

JANALAXMI FINANCIAL SERVICES
03.2016 - 12.2017

MBA - Finance & Marketing

Dr. Ambedkar Institute of Management Studies And Research

Bachelors of Commerce (B. Com) - Finance

Lady Amritabai Daga College, Nagpur University

Higher Secondary Certificate -

Lady Amritabai Daga College, Maharashtra Board

Secondary Certificate -

C.P & Berar High School, Maharashtra Board
ASHWINI SADANAND MORE