Asif Hamid
Senior Associate Operations
Jammu and Kashmir
Summary
Over 6 years of Experience as a Risk/AML analyst. Experienced, proficient and skilled Analyst with a demonstrated history of working in the Financial Industry. Creative and critical thinker with strong innovative problem-solving skills. Investigates large records to make accurate evaluation of structures and Patterns. Conversant with the identification of Red Flags and taking adequate steps in documenting the evidence discovered. Skilled in Enhanced Due Diligence and Analysis, Anti-Money Laundering and fraud investigations. Expert in preparing required reports including Suspicious Activity Reports (SARs). Transaction Monitoring, Customer Due Diligence, Enhanced Due Diligence, Risk management, LexisNexis, Threatmetrix, Filing SAR, People management, Training, Communication skills, Leadership, MS WORD, MS OUTLOOK, MS EXCEL
Overview
7
7
years of professional experience
2017
2017
years of post-secondary education
3
3
Languages
Work History
Senior associate operations
WNS GLOBAL SERVICES PRIVATE LIMITED.
10.2023 - 07.2025
- Review System Alerts and impact on EDD processes, research and document results
- Evaluate transactions and customer Relationships for Money laundering activities, identifying red flags and escalate within AML framework for additional investigation
- Prepare and file suspicious Activity Reports (SAR) for escalated activities
- Utilize proprietary and online software/database such as KYC, Lexis Nexis, World check, World Base, Google
- Review and detect transactional alerts and transaction activities including wire transfers, loans, checks, large deposits and withdrawals.
- Ensure that decisions not to file ('SAR') is properly documented
- Prepare and file suspicious Activity Reports (SAR) for accounts that have been detected to have carried out possible Structuring
FRAUD ANALYST
STANDARD CHARTERED BANK GBS
09.2018 - 10.2023
- Monitor real time queues and identify high risk transactions within the business portfolio and observe customer transactions to identify fraudulent activity such account take over, friendly fraud, theft and similar other risks
- Identify fraudulent transactions and cancel them from further processing
- Resolve queued transactions within the service level agreements to reduce potential revenue losses
- Fraud review and detection of red flags on transactions and logins
- Work experience on Fraud detection tool Threat Metrix which Detects the use of technologies, such as hidden proxies and VPNS and helps your business detect payment fraud and see the true IP address, geolocation and other attributes of each event, backed by global identity data over time
- Monitor constantly customer and transactional records to identify unauthorized transactions and fraudulent accounts
- Maintain fraud analysis models to improve efficiency and effectiveness of company systems
- Ensure confidentiality of all information collected during investigation
- Determine existing fraud trends by analyzing accounts and transaction patterns.
- Identify system improvements to prevent fraudulent activities
- Recommend anti-fraud processes for changing transaction patterns and trends
- Generate suspicious activity reports and risk management reports for Managers
- Created SOPS & checklist to guide the employees to understand the process workflow, identify the red flags in customer's account, Fraud Activities, PEP cases, Sanctions
- Handled Financial investigation units, RBI (Risk based investigation), Transaction Monitoring, Enhanced due diligence (EDD), Customer due diligence (CDD), Fraud investigation units (FIU & Off Boarding), KYC screening& Sanctions
- Conducted training program for new hires & existing employees to understand the banking products, Fin-crime AML/CTF, PEP, Sanctions & key process requirements
- Managed overall team's productivity & quality as per agreed SLA
- Periodically demonstrated RCAS & TNAS on the basis of top error observed in the review
Education
Diploma in Electronics and Communication Engineering -
JBSBOTE
One Year Diploma in Computer Applications - undefined
ALMA
10+2 - undefined
JKBOSE
10th - undefined
JKBOSE
Skills
Fraud detection
Fraud prevention
SAR Filling
Transaction review
Transaction monitoring
AML compliance
Anti-fraud systems
Dispute resolution
Loss prevention
Case management
Fraud identification
Banking operations
Fraud patterns
Multitasking Abilities
Time management
Decision-making
Interests
English
Hindi
Urdu
Kashmiri
Personal Information
Date of Birth: 01/03/95
Timeline
Senior associate operations
WNS GLOBAL SERVICES PRIVATE LIMITED.
10.2023 - 07.2025
FRAUD ANALYST
STANDARD CHARTERED BANK GBS
09.2018 - 10.2023
One Year Diploma in Computer Applications - undefined
ALMA
10+2 - undefined
JKBOSE
10th - undefined
JKBOSE
Diploma in Electronics and Communication Engineering -
JBSBOTE
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