ATUL KUMAR
Pune
Summary
Dynamic Legal Risk and Compliance professional with extensive experience at Mastercard, excelling in forensic investigations and risk mitigation. Proven track record in enhancing compliance frameworks and driving process improvements. Adept at stakeholder engagement and team leadership, delivering impactful results while maintaining the highest ethical standards.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Legal Risk and Compliance - Investigation and Audit Analyst
Mastercard
Pune
03.2022 - Current
- Perform compliance monitoring & end-to-end testing & investigation procedures for all Anti-corruption compliance modules as per the risk-based program
- Support Compliance Audit, Investigation, control testing, code of ethics, and code of conduct, wherein I conduct financial compliance audits as per the risk-based plan, Anti-Bribery & Anti-Corruption assessments, FCPA, UKBA, TPRM, Connected Candidates review activities, trainings, contract reviews for high risk third parties and resellers, and provide guidance to businesses on their conduct and certifications as per ABAC, OFAC, Sanctions & payment clause compliance policies.
- Maintain key oversight on regulatory changes and developments in regards to Corruption, Bribery and other regulations.
- Compliance & Ethics Training imparted to Business & colleagues
- Work closely with stakeholders & business to design new processes in accordance with regulatory requirements
- Lead annual risk mitigation projects for the business/stake holders.
- Own Shared mailbox for Anti-corruption and Compliance management (VIVO Express) for the organization.
- Screening and diligence of entities to check for State-owned entities, PEP's, adverse media, conflicts of interest, etc.
- Reviewed High-Risk Third-Party contracts for ABAC, suspicious payments clauses to protect the company from corruption & reputational risk.
- Communicated findings and insights to senior management to establish best practices and guide analysis into action and results
- Prepare management action plan reports as per the complete survey results every quarter for the business units globally.
- Provide business unit reporting for forecast analysis and ad-hoc reporting in support of decision-making to senior management/stakeholders with excel and presentations
- Take ownership for managing risk & strengthening controls in relation to Compliance assurance & internal audits in relation to compliance of the company policies
- Provide day-to-day operational support to business in context to compliance & policies globally
- Regional Presidents Reports & Clarity Survey
- T&E Negative Testing
- Assessed internal controls, identified deficiencies, and recommended corrective actions.
- Performed audits of operational and financial areas to check compliance.
- Conducted audits on internal controls and developed reports on findings.
- Designed internal control policies to improve audit scores.
- Worked with cross-functional teams to achieve goals.
- Reported audit results in a timely manner to senior management team.
- Managed and trained team members to enhance audit department performance and increase operational efficiency.
- Evaluated internal control systems to ensure efficient use of resources.
- Provided guidance and training to junior staff members on auditing techniques.
- Conducted system analysis and testing to identify and resolve technical issues or inefficiencies.
Senior Executive
PAYU Payments Private Limited
01.2021 - 03.2022
- Worked in the Legal Risk & Compliance department Nodal officer, handling cybersecurity, LEA inquiries, and regulatory body summonses, as well as FIRs and cases from MHA
- RBI, ED, CBI, STF & disputes from banks & RBI, transaction monitoring, KYC, AML, Chargeback process, Risk mitigation
- Developed and implemented new strategies and policies to establish long-term business objectives and provide strong and sustainable organizational leadership
- Resolved issues and recommended actions based on production and compliance reports Increased workflow by analyzing data and maximizing opportunities for improved productivity
- Identified opportunities to improve business process flows and productivity
- Mitigated regulatory risks by overseeing adherence to insurance and safety regulations
- Clarified roles, responsibilities, and expectations, guided and managed juniors efficiently
- Demonstrated proficient leadership skills to motivate employees and build competent teams
Advocate
High Court of Jharkhand
Ranchi
11.2019 - 12.2020
- Managed complex NI and Criminal litigation cases under statutes like the NI Act, CRPC, and CPC
- Provided legal representation to clients in court proceedings and offered strategic legal advice for optimal case outcomes
- Drafted petitions and successfully pursued claims in Arbitration
- Conducted thorough analysis of various legal documents and engaged in negotiations with opposing counsel as needed
- Demonstrated professionalism, approachability, and a proactive approach to assisting others
- Maintained a deep understanding of legal nuances to ensure the best possible outcomes for each case
Education
BA- LLB - Law
Bharti Vidyapeeth University
Pune01.2019
Diploma in Taxation -
New Law College, BVDU
PuneSkills
- Risk Management
- Quality Assurance
- Legal Knowledge
- Internal Audit
- Attention to details
- Subject Matter expert - end to end ownership of processes
- Code of ethics and conduct
- Forensic Investigation
- FCPA & UKBA - Anti-Corruption and Bribery Investigations
- Fraud Investigation
- Project Management
- Transaction monitoring
- KYC
- AML
- Chargebacks
- Risk Mitigation
- MS Office
- Compliance Internal Audit
- Enterprise Risk Management
- Business Oversight
- Policy development
- Analytical Skills
- Communication Skills
- Ethical judgement & Integrity
- Technological Proficiency
- Interpersonal Skills
- Continuous Learning
- Problem Solving
- Compliance monitoring
- Anti-bribery assessments
- Internal audits
- Risk mitigation
- Process improvement
- Stakeholder engagement
- Team leadership
- Training development
- Effective communication
- Ethics and integrity
- Coaching and mentoring
- Decision-making
- Root-cause analysis
- Risk assessment
- Risk mitigation strategies
- SOP adherence
- Bookkeeping
- Project management
Certification
- CFCS - Certified Financial Crime specialist, Pursuing
- Anti-Money Laundering, 2021
- Legal & Risk Compliance, 2021
- Fraud Investigation - Financial Crimes, 2021
- PCL-DSS, 2021
- Six Sigma Yellow belt, 2023
Projects
SOE Validation Project Business Owner Certification Project Management Action Plan Risk clarity survey Regional President Report - for SVP Reports for IMK - International Markets Negative testing for Travel & Expensed by business project.
Awards
- Sense of urgency - Jumped into AML alert clearing and sanctions, PEP.
- Monitoring & Testing Programs Execution
Timeline
Legal Risk and Compliance - Investigation and Audit Analyst
Mastercard
03.2022 - Current
Senior Executive
PAYU Payments Private Limited
01.2021 - 03.2022
Advocate
High Court of Jharkhand
11.2019 - 12.2020
BA- LLB - Law
Bharti Vidyapeeth University
Diploma in Taxation -
New Law College, BVDU
Similar Profiles
Sabrina SharmeenSabrina Sharmeen
Software Engineer II at MastercardSoftware Engineer II at Mastercard
Aditya DeshpandeAditya Deshpande
Lead Software Engineer / Manager at MastercardLead Software Engineer / Manager at Mastercard
Johanna HutchersonJohanna Hutcherson
Lead Product Manager at MastercardLead Product Manager at Mastercard